30-year fixed, 15-year fixed, and typical home value by city · Home values: Zillow ZHVI, August 2026 (Amortio estimate where unavailable) · Rates: Amortio
| City | State | 30-yr Fixed | 15-yr Fixed | Median home |
|---|---|---|---|---|
| New York | NY | 6.60% | 5.84% | $822,517 |
| Los Angeles | CA | 6.55% | 5.79% | $929,572 |
| Chicago | IL | 6.69% | 5.93% | $334,030 |
| Houston | TX | 6.70% | 5.94% | $261,740 |
| Phoenix | AZ | 6.67% | 5.91% | $405,689 |
| Philadelphia | PA | 6.70% | 5.94% | $233,728 |
| San Antonio | TX | 6.70% | 5.94% | $247,453 |
| San Diego | CA | 6.55% | 5.79% | $985,158 |
| Dallas | TX | 6.70% | 5.94% | $305,765 |
| San Jose | CA | 6.55% | 5.79% | $1,362,808 |
| Austin | TX | 6.70% | 5.94% | $497,418 |
| Jacksonville | FL | 6.67% | 5.91% | $285,103 |
| Fort Worth | TX | 6.70% | 5.94% | $295,800 |
| Columbus | OH | 6.73% | 5.97% | $247,002 |
| Indianapolis | IN | 6.75% | 5.99% | $230,020 |
| Charlotte | NC | 6.69% | 5.93% | $392,573 |
| San Francisco | CA | 6.55% | 5.79% | $1,424,767 |
| Seattle | WA | 6.57% | 5.81% | $833,192 |
| Denver | CO | 6.62% | 5.86% | $524,695 |
| Washington | DC | 6.57% | 5.81% | $570,082 |
| Nashville | TN | 6.72% | 5.96% | $429,741 |
| Oklahoma City | OK | 6.76% | 6.00% | $207,421 |
| El Paso | TX | 6.70% | 5.94% | $238,475 |
| Boston | MA | 6.60% | 5.84% | $774,723 |
| Portland | OR | 6.60% | 5.84% | $527,359 |
| Las Vegas | NV | 6.70% | 5.94% | $419,144 |
| Detroit | MI | 6.83% | 6.06% | $77,199 |
| Memphis | TN | 6.72% | 5.96% | $145,335 |
| Louisville | KY | 6.74% | 5.98% | $263,130 |
| Baltimore | MD | 6.70% | 5.94% | $186,741 |
| Milwaukee | WI | 6.71% | 5.95% | $227,629 |
| Albuquerque | NM | 6.72% | 5.96% | $345,503 |
| Tucson | AZ | 6.67% | 5.91% | $321,918 |
| Fresno | CA | 6.55% | 5.79% | $388,924 |
| Sacramento | CA | 6.55% | 5.79% | $473,797 |
| Kansas City | MO | 6.73% | 5.97% | $253,549 |
| Mesa | AZ | 6.67% | 5.91% | $429,657 |
| Atlanta | GA | 6.70% | 5.94% | $381,948 |
| Omaha | NE | 6.73% | 5.97% | $296,615 |
| Colorado Springs | CO | 6.62% | 5.86% | $441,553 |
| Raleigh | NC | 6.69% | 5.93% | $428,671 |
| Long Beach | CA | 6.55% | 5.79% | $850,917 |
| Virginia Beach | VA | 6.67% | 5.91% | $427,730 |
| Miami | FL | 6.67% | 5.91% | $580,866 |
| Oakland | CA | 6.55% | 5.79% | $708,610 |
| Minneapolis | MN | 6.69% | 5.93% | $328,529 |
| Tulsa | OK | 6.76% | 6.00% | $220,221 |
| Bakersfield | CA | 6.55% | 5.79% | $388,250 |
| Wichita | KS | 6.74% | 5.98% | $207,080 |
| Arlington | TX | 6.70% | 5.94% | $309,891 |
| Aurora | CO | 6.62% | 5.86% | $452,698 |
| Tampa | FL | 6.67% | 5.91% | $377,566 |
| New Orleans | LA | 6.73% | 5.97% | $243,781 |
| Cleveland | OH | 6.73% | 5.97% | $120,419 |
| Honolulu | HI | 6.53% | 5.77% | $776,861 |
| Anaheim | CA | 6.55% | 5.79% | $946,371 |
| Lexington | KY | 6.74% | 5.98% | $333,115 |
| Stockton | CA | 6.55% | 5.79% | $427,285 |
| Henderson | NV | 6.70% | 5.94% | $479,263 |
| Corpus Christi | TX | 6.36% | 5.71% | $223,078 |
| Riverside | CA | 6.55% | 5.79% | $645,110 |
| Newark | NJ | 6.70% | 5.94% | $481,850 |
| Saint Paul | MN | 6.69% | 5.93% | $294,297 |
| Santa Ana | CA | 6.55% | 5.79% | $868,002 |
| Cincinnati | OH | 6.73% | 5.97% | $249,297 |
| Irvine | CA | 6.55% | 5.79% | $1,492,449 |
| Orlando | FL | 6.67% | 5.91% | $371,120 |
| Pittsburgh | PA | 6.70% | 5.94% | $239,865 |
| Greensboro | NC | 6.69% | 5.93% | $263,264 |
| St. Louis | MO | 6.73% | 5.97% | $186,625 |
| Oyster Bay | NY | 6.68% | 5.94% | $1,059,934 |
| Jersey City | NJ | 6.70% | 5.94% | $657,765 |
| Anchorage | AK | 6.70% | 5.94% | $422,785 |
| Lincoln | NE | 6.73% | 5.97% | $293,764 |
| Plano | TX | 6.70% | 5.94% | $493,092 |
| Durham | NC | 6.69% | 5.93% | $389,634 |
| Buffalo | NY | 6.60% | 5.84% | $248,828 |
| Chandler | AZ | 6.67% | 5.91% | $515,351 |
| Chula Vista | CA | 6.55% | 5.79% | $849,526 |
| Toledo | OH | 6.73% | 5.97% | $133,536 |
| Madison | WI | 6.71% | 5.95% | $426,336 |
| Gilbert | AZ | 6.67% | 5.91% | $566,873 |
| Lubbock | TX | 6.70% | 5.94% | $212,039 |
| Reno | NV | 6.70% | 5.94% | $573,360 |
| Fort Wayne | IN | 6.75% | 5.99% | $248,442 |
| North Las Vegas | NV | 6.70% | 5.94% | $402,439 |
| St. Petersburg | FL | 6.67% | 5.91% | $354,074 |
| Irving | TX | 6.70% | 5.94% | $339,198 |
| Laredo | TX | 6.70% | 5.94% | $222,782 |
| Winston-Salem | NC | 6.69% | 5.93% | $263,057 |
| Chesapeake | VA | 6.67% | 5.91% | $425,375 |
| Glendale | AZ | 6.67% | 5.91% | $401,811 |
| Garland | TX | 6.70% | 5.94% | $283,276 |
| Scottsdale | AZ | 6.67% | 5.91% | $851,107 |
| Arlington | VA | 6.37% | 5.72% | $806,571 |
| Norfolk | VA | 6.67% | 5.91% | $312,422 |
| North Hempstead | NY | 6.82% | 6.04% | $550,000 |
| Boise | ID | 6.70% | 5.94% | $503,852 |
| Fremont | CA | 6.55% | 5.79% | $1,447,776 |
| Spokane | WA | 6.57% | 5.81% | $396,121 |
| Santa Clarita | CA | 6.55% | 5.79% | $787,700 |
| Baton Rouge | LA | 6.73% | 5.97% | $232,056 |
| Richmond | VA | 6.67% | 5.91% | $364,726 |
| Hialeah | FL | 6.67% | 5.91% | $442,859 |
| San Bernardino | CA | 6.55% | 5.79% | $492,161 |
| Tacoma | WA | 6.57% | 5.81% | $488,463 |
| Modesto | CA | 6.55% | 5.79% | $442,564 |
| Huntsville | AL | 6.77% | 6.01% | $290,244 |
| Fontana | CA | 6.55% | 5.79% | $633,683 |
| Des Moines | IA | 6.74% | 5.98% | $210,572 |
| Moreno Valley | CA | 6.37% | 5.72% | $551,273 |
| Babylon | NY | 6.77% | 6.01% | $771,117 |
| Fayetteville | NC | 6.69% | 5.93% | $224,044 |
| Yonkers | NY | 6.60% | 5.84% | $706,055 |
| Rochester | NY | 6.60% | 5.84% | $247,040 |
| Columbus | GA | 6.76% | 6.00% | $175,951 |
| Worcester | MA | 6.60% | 5.84% | $435,944 |
| Port St. Lucie | FL | 6.67% | 5.91% | $384,593 |
| Huntington | NY | 6.80% | 6.03% | $936,060 |
| Little Rock | AR | 6.75% | 5.99% | $221,588 |
| Augusta | GA | 6.70% | 5.94% | $188,114 |
| Oxnard | CA | 6.55% | 5.79% | $759,573 |
| Birmingham | AL | 6.77% | 6.01% | $136,876 |
| Montgomery | AL | 6.77% | 6.01% | $152,837 |
| Frisco | TX | 6.70% | 5.94% | $638,512 |
| Amarillo | TX | 6.70% | 5.94% | $211,528 |
| Salt Lake City | UT | 6.68% | 5.92% | $572,003 |
| Grand Rapids | MI | 6.72% | 5.96% | $307,094 |
| Huntington Beach | CA | 6.55% | 5.79% | $1,351,762 |
| Overland Park | KS | 6.74% | 5.98% | $483,940 |
| Glendale | CA | 6.55% | 5.79% | $1,180,773 |
| Tallahassee | FL | 6.67% | 5.91% | $294,444 |
| Grand Prairie | TX | 6.70% | 5.94% | $314,397 |
| McKinney | TX | 6.70% | 5.94% | $472,118 |
| Cape Coral | FL | 6.67% | 5.91% | $335,825 |
| Paradise | NV | 6.70% | 5.94% | $355,000 |
| Sioux Falls | SD | 6.73% | 5.97% | $332,295 |
| Peoria | AZ | 6.67% | 5.91% | $480,596 |
| Providence | RI | 6.67% | 5.91% | $434,698 |
| Vancouver | WA | 6.57% | 5.81% | $501,696 |
| Knoxville | TN | 6.72% | 5.96% | $370,699 |
| Akron | OH | 6.73% | 5.97% | $141,681 |
| Sunrise Manor | NV | 6.70% | 5.94% | $295,000 |
| Shreveport | LA | 6.73% | 5.97% | $148,292 |
| Mobile | AL | 6.77% | 6.01% | $198,189 |
| Brownsville | TX | 6.70% | 5.94% | $199,327 |
| Newport News | VA | 6.36% | 5.71% | $294,403 |
| Fort Lauderdale | FL | 6.67% | 5.91% | $511,473 |
| Chattanooga | TN | 6.72% | 5.96% | $319,185 |
| Tempe | AZ | 6.67% | 5.91% | $461,342 |
| Aurora | IL | 6.74% | 5.98% | $324,261 |
| Spring Valley | NV | 6.70% | 5.94% | $345,000 |
| Santa Rosa | CA | 6.55% | 5.79% | $709,775 |
| Rancho Cucamonga | CA | 6.55% | 5.79% | $781,865 |
| Eugene | OR | 6.60% | 5.84% | $475,563 |
| Oceanside | CA | 6.55% | 5.79% | $867,314 |
| Elk Grove | CA | 6.55% | 5.79% | $626,316 |
| Salem | OR | 6.60% | 5.84% | $435,095 |
| Ontario | CA | 6.55% | 5.79% | $661,918 |
| Cary | NC | 6.69% | 5.93% | $619,636 |
| Lancaster | CA | 6.55% | 5.79% | $461,962 |
| Garden Grove | CA | 6.55% | 5.79% | $1,007,401 |
| Enterprise | NV | 6.70% | 5.94% | $395,000 |
| Pembroke Pines | FL | 6.67% | 5.91% | $488,121 |
| Fort Collins | CO | 6.62% | 5.86% | $560,192 |
| Palmdale | CA | 6.55% | 5.79% | $499,832 |
| Springfield | MO | 6.73% | 5.97% | $245,882 |
| Clarksville | TN | 6.72% | 5.96% | $319,419 |
| Salinas | CA | 6.78% | 6.01% | $748,418 |
| Hayward | CA | 6.55% | 5.79% | $820,844 |
| Paterson | NJ | 6.70% | 5.94% | $536,737 |
| Alexandria | VA | 6.67% | 5.91% | $666,031 |
| Macon | GA | 6.70% | 5.94% | $174,105 |
| Corona | CA | 6.55% | 5.79% | $754,203 |
| Kansas City | KS | 6.74% | 5.98% | $204,669 |
| Lakewood | CO | 6.62% | 5.86% | $556,597 |
| Springfield | MA | 6.60% | 5.84% | $305,068 |
| Sunnyvale | CA | 6.55% | 5.79% | $1,994,916 |
| Jackson | MS | 6.75% | 5.99% | $86,367 |
| Killeen | TX | 6.70% | 5.94% | $219,533 |
| Hollywood | FL | 6.61% | 5.88% | $444,268 |
| Murfreesboro | TN | 6.72% | 5.96% | $426,156 |
| Pasadena | TX | 6.70% | 5.94% | $218,883 |
| Bellevue | WA | 6.57% | 5.81% | $1,418,231 |
| Pomona | CA | 6.55% | 5.79% | $682,283 |
| Escondido | CA | 6.55% | 5.79% | $842,305 |
| Joliet | IL | 6.69% | 5.93% | $269,608 |
| Charleston | SC | 6.71% | 5.95% | $591,821 |
| Mesquite | TX | 6.70% | 5.94% | $258,678 |
| Naperville | IL | 6.69% | 5.93% | $625,494 |
| Savannah | GA | 6.70% | 5.94% | $322,239 |
| Rockford | IL | 6.69% | 5.93% | $186,897 |
| Syracuse | NY | 6.60% | 5.84% | $224,508 |
| Bridgeport | CT | 6.70% | 5.94% | $364,989 |
| Denton | TX | 6.70% | 5.94% | $346,719 |
| Roseville | CA | 6.55% | 5.79% | $645,119 |
| Midland | TX | 6.70% | 5.94% | $330,434 |
| Torrance | CA | 6.55% | 5.79% | $1,104,855 |
| Surprise | AZ | 6.67% | 5.91% | $415,995 |
| Ramapo | NY | 6.85% | 6.07% | $510,000 |