30-year fixed, 15-year fixed, and median home price by city · Updated April 2026 · Source: Amortio
| City | State | 30-yr Fixed | 15-yr Fixed | Median home |
|---|---|---|---|---|
| New York | NY | 6.60% | 5.84% | $680,000 |
| Los Angeles | CA | 6.55% | 5.79% | $1,000,000 |
| Chicago | IL | 6.69% | 5.93% | $410,000 |
| Houston | TX | 6.70% | 5.94% | $345,000 |
| Phoenix | AZ | 6.67% | 5.91% | $460,000 |
| Philadelphia | PA | 6.70% | 5.94% | $235,000 |
| San Antonio | TX | 6.70% | 5.94% | $316,850 |
| San Diego | CA | 6.55% | 5.79% | $875,000 |
| Dallas | TX | 6.70% | 5.94% | $499,000 |
| San Jose | CA | 6.55% | 5.79% | $1,350,000 |
| Austin | TX | 6.70% | 5.94% | $530,000 |
| Jacksonville | FL | 6.67% | 5.91% | $289,000 |
| Fort Worth | TX | 6.70% | 5.94% | $295,000 |
| Columbus | OH | 6.73% | 5.97% | $335,000 |
| Indianapolis | IN | 6.75% | 5.99% | $225,000 |
| Charlotte | NC | 6.69% | 5.93% | $404,000 |
| San Francisco | CA | 6.55% | 5.79% | $1,250,000 |
| Seattle | WA | 6.57% | 5.81% | $825,000 |
| Denver | CO | 6.62% | 5.86% | $555,000 |
| Washington | DC | 6.57% | 5.81% | $620,000 |
| Nashville | TN | 6.72% | 5.96% | $410,000 |
| Oklahoma City | OK | 6.76% | 6.00% | $195,000 |
| El Paso | TX | 6.70% | 5.94% | $185,000 |
| Boston | MA | 6.60% | 5.84% | $750,000 |
| Portland | OR | 6.60% | 5.84% | $515,000 |
| Las Vegas | NV | 6.70% | 5.94% | $395,000 |
| Detroit | MI | 6.83% | 6.06% | $65,000 |
| Memphis | TN | 6.72% | 5.96% | $155,000 |
| Louisville | KY | 6.74% | 5.98% | $215,000 |
| Baltimore | MD | 6.70% | 5.94% | $195,000 |
| Milwaukee | WI | 6.71% | 5.95% | $175,000 |
| Albuquerque | NM | 6.72% | 5.96% | $285,000 |
| Tucson | AZ | 6.67% | 5.91% | $295,000 |
| Fresno | CA | 6.55% | 5.79% | $365,000 |
| Sacramento | CA | 6.55% | 5.79% | $475,000 |
| Kansas City | MO | 6.73% | 5.97% | $215,000 |
| Mesa | AZ | 6.67% | 5.91% | $415,000 |
| Atlanta | GA | 6.70% | 5.94% | $395,000 |
| Omaha | NE | 6.73% | 5.97% | $245,000 |
| Colorado Springs | CO | 6.62% | 5.86% | $430,000 |
| Raleigh | NC | 6.69% | 5.93% | $415,000 |
| Long Beach | CA | 6.55% | 5.79% | $795,000 |
| Virginia Beach | VA | 6.67% | 5.91% | $325,000 |
| Miami | FL | 6.67% | 5.91% | $555,000 |
| Oakland | CA | 6.55% | 5.79% | $825,000 |
| Minneapolis | MN | 6.69% | 5.93% | $325,000 |
| Tulsa | OK | 6.76% | 6.00% | $175,000 |
| Bakersfield | CA | 6.55% | 5.79% | $335,000 |
| Wichita | KS | 6.74% | 5.98% | $175,000 |
| Arlington | TX | 6.70% | 5.94% | $275,000 |
| Aurora | CO | 6.62% | 5.86% | $445,000 |
| Tampa | FL | 6.67% | 5.91% | $385,000 |
| New Orleans | LA | 6.73% | 5.97% | $255,000 |
| Cleveland | OH | 6.73% | 5.97% | $105,000 |
| Honolulu | HI | 6.53% | 5.77% | $875,000 |
| Anaheim | CA | 6.55% | 5.79% | $875,000 |
| Lexington | KY | 6.74% | 5.98% | $265,000 |
| Stockton | CA | 6.55% | 5.79% | $435,000 |
| Henderson | NV | 6.70% | 5.94% | $435,000 |
| Corpus Christi | TX | 6.70% | 5.94% | $195,000 |
| Riverside | CA | 6.55% | 5.79% | $545,000 |
| Newark | NJ | 6.70% | 5.94% | $365,000 |
| Saint Paul | MN | 6.69% | 5.93% | $285,000 |
| Santa Ana | CA | 6.55% | 5.79% | $785,000 |
| Cincinnati | OH | 6.73% | 5.97% | $195,000 |
| Irvine | CA | 6.55% | 5.79% | $1,250,000 |
| Orlando | FL | 6.67% | 5.91% | $375,000 |
| Pittsburgh | PA | 6.70% | 5.94% | $195,000 |
| Greensboro | NC | 6.69% | 5.93% | $235,000 |
| St. Louis | MO | 6.73% | 5.97% | $165,000 |
| Oyster Bay | NY | 6.68% | 5.94% | $540,000 |
| Jersey City | NJ | 6.70% | 5.94% | $565,000 |
| Anchorage | AK | 6.70% | 5.94% | $355,000 |
| Lincoln | NE | 6.73% | 5.97% | $255,000 |
| Plano | TX | 6.70% | 5.94% | $445,000 |
| Durham | NC | 6.69% | 5.93% | $345,000 |
| Buffalo | NY | 6.60% | 5.84% | $175,000 |
| Chandler | AZ | 6.67% | 5.91% | $465,000 |
| Chula Vista | CA | 6.55% | 5.79% | $735,000 |
| Toledo | OH | 6.73% | 5.97% | $115,000 |
| Madison | WI | 6.71% | 5.95% | $355,000 |
| Gilbert | AZ | 6.67% | 5.91% | $515,000 |
| Lubbock | TX | 6.70% | 5.94% | $195,000 |
| Reno | NV | 6.70% | 5.94% | $495,000 |
| Fort Wayne | IN | 6.75% | 5.99% | $175,000 |
| North Las Vegas | NV | 6.70% | 5.94% | $375,000 |
| St. Petersburg | FL | 6.67% | 5.91% | $355,000 |
| Irving | TX | 6.70% | 5.94% | $355,000 |
| Laredo | TX | 6.70% | 5.94% | $175,000 |
| Winston-Salem | NC | 6.69% | 5.93% | $225,000 |
| Chesapeake | VA | 6.67% | 5.91% | $335,000 |
| Glendale | AZ | 6.67% | 5.91% | $365,000 |
| Garland | TX | 6.70% | 5.94% | $275,000 |
| Scottsdale | AZ | 6.67% | 5.91% | $725,000 |
| Arlington | VA | 6.67% | 5.91% | $725,000 |
| Norfolk | VA | 6.67% | 5.91% | $255,000 |
| North Hempstead | NY | 6.82% | 6.04% | $550,000 |
| Boise | ID | 6.70% | 5.94% | $445,000 |
| Fremont | CA | 6.55% | 5.79% | $1,350,000 |
| Spokane | WA | 6.57% | 5.81% | $345,000 |
| Santa Clarita | CA | 6.55% | 5.79% | $745,000 |
| Baton Rouge | LA | 6.73% | 5.97% | $215,000 |
| Richmond | VA | 6.67% | 5.91% | $285,000 |
| Hialeah | FL | 6.67% | 5.91% | $425,000 |
| San Bernardino | CA | 6.55% | 5.79% | $395,000 |
| Tacoma | WA | 6.57% | 5.81% | $445,000 |
| Modesto | CA | 6.55% | 5.79% | $395,000 |
| Huntsville | AL | 6.77% | 6.01% | $265,000 |
| Fontana | CA | 6.55% | 5.79% | $525,000 |
| Des Moines | IA | 6.74% | 5.98% | $195,000 |
| Babylon | NY | 6.77% | 6.01% | $474,000 |
| Moreno Valley | CA | 6.55% | 5.79% | $556,364 |
| Fayetteville | NC | 6.69% | 5.93% | $195,000 |
| Yonkers | NY | 6.60% | 5.84% | $545,000 |
| Rochester | NY | 6.60% | 5.84% | $135,000 |
| Columbus | GA | 6.76% | 6.00% | $175,000 |
| Worcester | MA | 6.60% | 5.84% | $365,000 |
| Port St. Lucie | FL | 6.67% | 5.91% | $345,000 |
| Huntington | NY | 6.80% | 6.03% | $567,000 |
| Little Rock | AR | 6.75% | 5.99% | $195,000 |
| Augusta | GA | 6.70% | 5.94% | $175,000 |
| Oxnard | CA | 6.55% | 5.79% | $695,000 |
| Birmingham | AL | 6.77% | 6.01% | $115,000 |
| Montgomery | AL | 6.77% | 6.01% | $155,000 |
| Frisco | TX | 6.70% | 5.94% | $535,000 |
| Amarillo | TX | 6.70% | 5.94% | $185,000 |
| Salt Lake City | UT | 6.68% | 5.92% | $515,000 |
| Grand Rapids | MI | 6.72% | 5.96% | $245,000 |
| Huntington Beach | CA | 6.55% | 5.79% | $1,050,000 |
| Overland Park | KS | 6.74% | 5.98% | $365,000 |
| Glendale | CA | 6.55% | 5.79% | $985,000 |
| Tallahassee | FL | 6.67% | 5.91% | $265,000 |
| Grand Prairie | TX | 6.70% | 5.94% | $285,000 |
| McKinney | TX | 6.70% | 5.94% | $445,000 |
| Cape Coral | FL | 6.67% | 5.91% | $365,000 |
| Paradise | NV | 6.70% | 5.94% | $355,000 |
| Sioux Falls | SD | 6.73% | 5.97% | $285,000 |
| Peoria | AZ | 6.67% | 5.91% | $415,000 |
| Providence | RI | 6.67% | 5.91% | $335,000 |
| Vancouver | WA | 6.57% | 5.81% | $445,000 |
| Knoxville | TN | 6.72% | 5.96% | $255,000 |
| Akron | OH | 6.73% | 5.97% | $105,000 |
| Sunrise Manor | NV | 6.70% | 5.94% | $295,000 |
| Shreveport | LA | 6.73% | 5.97% | $155,000 |
| Mobile | AL | 6.77% | 6.01% | $145,000 |
| Brownsville | TX | 6.70% | 5.94% | $135,000 |
| Newport News | VA | 6.67% | 5.91% | $309,349 |
| Fort Lauderdale | FL | 6.67% | 5.91% | $465,000 |
| Chattanooga | TN | 6.72% | 5.96% | $255,000 |
| Tempe | AZ | 6.67% | 5.91% | $415,000 |
| Aurora | IL | 6.74% | 5.98% | $260,000 |
| Spring Valley | NV | 6.70% | 5.94% | $345,000 |
| Santa Rosa | CA | 6.55% | 5.79% | $725,000 |
| Rancho Cucamonga | CA | 6.55% | 5.79% | $645,000 |
| Eugene | OR | 6.60% | 5.84% | $425,000 |
| Oceanside | CA | 6.55% | 5.79% | $735,000 |
| Elk Grove | CA | 6.55% | 5.79% | $545,000 |
| Salem | OR | 6.60% | 5.84% | $375,000 |
| Ontario | CA | 6.55% | 5.79% | $555,000 |
| Cary | NC | 6.69% | 5.93% | $465,000 |
| Lancaster | CA | 6.55% | 5.79% | $395,000 |
| Garden Grove | CA | 6.55% | 5.79% | $815,000 |
| Enterprise | NV | 6.70% | 5.94% | $395,000 |
| Pembroke Pines | FL | 6.67% | 5.91% | $445,000 |
| Fort Collins | CO | 6.62% | 5.86% | $525,000 |
| Palmdale | CA | 6.55% | 5.79% | $415,000 |
| Springfield | MO | 6.73% | 5.97% | $195,000 |
| Clarksville | TN | 6.72% | 5.96% | $275,000 |
| Salinas | CA | 6.78% | 6.01% | $620,000 |
| Hayward | CA | 6.55% | 5.79% | $835,000 |
| Paterson | NJ | 6.70% | 5.94% | $385,000 |
| Alexandria | VA | 6.67% | 5.91% | $595,000 |
| Macon | GA | 6.70% | 5.94% | $145,000 |
| Corona | CA | 6.55% | 5.79% | $615,000 |
| Kansas City | KS | 6.74% | 5.98% | $135,000 |
| Lakewood | CO | 6.62% | 5.86% | $485,000 |
| Springfield | MA | 6.60% | 5.84% | $255,000 |
| Sunnyvale | CA | 6.55% | 5.79% | $1,750,000 |
| Jackson | MS | 6.75% | 5.99% | $135,000 |
| Killeen | TX | 6.70% | 5.94% | $195,000 |
| Hollywood | FL | 6.61% | 5.88% | $385,000 |
| Murfreesboro | TN | 6.72% | 5.96% | $365,000 |
| Pasadena | TX | 6.70% | 5.94% | $215,000 |
| Bellevue | WA | 6.57% | 5.81% | $1,150,000 |
| Pomona | CA | 6.55% | 5.79% | $555,000 |
| Escondido | CA | 6.55% | 5.79% | $695,000 |
| Joliet | IL | 6.69% | 5.93% | $245,000 |
| Charleston | SC | 6.71% | 5.95% | $445,000 |
| Mesquite | TX | 6.70% | 5.94% | $255,000 |
| Naperville | IL | 6.69% | 5.93% | $465,000 |
| Rockford | IL | 6.69% | 5.93% | $135,000 |
| Syracuse | NY | 6.60% | 5.84% | $135,000 |
| Bridgeport | CT | 6.70% | 5.94% | $285,000 |
| Denton | TX | 6.70% | 5.94% | $325,000 |
| Savannah | GA | 6.70% | 5.94% | $255,000 |
| Roseville | CA | 6.55% | 5.79% | $545,000 |
| Midland | TX | 6.70% | 5.94% | $285,000 |
| Torrance | CA | 6.55% | 5.79% | $975,000 |
| Surprise | AZ | 6.67% | 5.91% | $395,000 |
| Ramapo | NY | 6.85% | 6.07% | $510,000 |