Home Values in Daly City, California — 2026 Market Report
Updated March 2026 | Buyer's Market | +3% YoY
The median home value in Daly City, California is $1,050,000 as of March 2026, which is above the national median of $400,000. Home values in Daly City have increased by 3% over the past year and 15.9% over the last five years. With a population of 104,901 and a median household income of $92,250, the price-to-income ratio stands at 11.4x, making Daly City affordable for the average household.
Daly City Housing Market Conditions
| Metric | Daly City | National Avg |
|---|---|---|
| Median Home Value | $1,050,000 | $400,000 |
| YoY Appreciation | +3% | +3.8% |
| 5-Year Appreciation | +15.9% | +22.4% |
| Price per Sq Ft | $848 | $222 |
| Days on Market | 43 days | 45 days |
| Months of Supply | 5.2 | 3.5 |
| List-to-Sale Ratio | 100.8% | 98.5% |
| Monthly Homes Sold | 56 | — |
| Foreclosure Rate | 0.74% | 0.3% |
Home Value Trends in Daly City
A homeowner who purchased at the median price of $905,953 five years ago in Daly City would have gained approximately $144,047 in equity, representing a 15.9% return on investment. Over the past year alone, the typical homeowner gained $30,583 in home equity.
Affordability in Daly City, CA
With a median household income of $92,250 and a median home price of $1,050,000, the price-to-income ratio in Daly City is 11.4x. A ratio below 3x is generally considered affordable, while above 5x indicates significant affordability challenges. The average monthly rent of $6,840 compared to estimated monthly ownership costs of $5,653 gives a rent-vs-buy ratio of 0.83. In Daly City, buying is currently competitive with renting when factoring in equity accumulation.
Property Taxes in Daly City
The effective property tax rate in California is 0.76%. On a home valued at $1,050,000, the estimated annual property tax bill is $7,980, or approximately $665/month. Property taxes are an important factor in the total cost of homeownership and can significantly impact affordability. The cost of living index in Daly City is 162.5 (100 = national average), indicating living costs are above the national average.
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Open Mortgage CalculatorFrequently Asked Questions
What is the median home value in Daly City, CA?
The median home value in Daly City, California is $1,050,000 as of March 2026. Home values have changed +3% over the past year, with a 5-year appreciation of 15.9%.
Is Daly City a buyer's or seller's market?
Daly City is currently a buyer's market with 5.2 months of housing supply. Homes spend an average of 43 days on market, and the list-to-sale price ratio is 100.8%. Higher inventory gives buyers more negotiating power.
Are home values going up in Daly City?
Yes, home values in Daly City have increased by 3% over the past year. The 5-year appreciation rate is 15.9%, meaning a home worth $905,953 five years ago is now worth $1,050,000.
Is it better to rent or buy in Daly City?
The average monthly rent in Daly City is $6,840, while estimated monthly homeownership costs are approximately $5,653. The price-to-rent ratio is 12.8. Based on current conditions, buying may be more cost-effective than renting in this market.
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Disclaimer: Home value data for Daly City, California is based on publicly available market data and estimates. Actual home values may vary based on property condition, location within the city, and current market conditions. Data is updated regularly but may not reflect the most recent transactions. Last updated: March 2026.