Current Mortgage Rates by State & City — October 2026

Compare mortgage rates by state, city and ZIP across 3,300+ US markets. National average: 7.32% (30-year fixed), source date October 22, 2026.

30-Yr Fixed
7.32%
15-Yr Fixed
6.68%
5/1 ARM
6.79%
FHA
6.69%
VA
6.49%
Jumbo
7.09%

Which Mortgage Rate Page Should You Use?

A national benchmark is only the starting point. Real rate shopping compares the city or state payment context with a same-day Loan Estimate that includes APR, points, lender credits and cash to close.

Current mortgage ratesUse the hub for national 30-year, 15-year, FHA, VA, jumbo and ARM benchmarks, then disclose that these are not borrower-specific lender quotes.Mortgage rates by stateUse state pages when the question includes a state program, county loan-limit context, property-tax pattern, insurance market, or buyer-assistance path.Mortgage rates by cityUse city pages when local home value, escrow, insurance, taxes, HOA, condo, FHA/VA, jumbo or down-payment-assistance context changes the payment.Best lender quoteUse same-day Loan Estimates for APR, points, credits, origination charges, cash to close and lock period. A benchmark rate alone is not enough.

Mortgage Rates by State

Start with your state page for statewide 30-year and 15-year benchmarks, homebuyer-assistance notes, city comparisons, ZIP links, and local payment estimates.

View California rates
Alabama70 city marketsAlaska45 city marketsArizona63 city marketsArkansas61 city marketsCalifornia338 city marketsColorado77 city marketsConnecticut47 city marketsDelaware45 city marketsDistrict of Columbia1 city marketsFlorida197 city marketsGeorgia96 city marketsHawaii51 city marketsIdaho47 city marketsIllinois158 city marketsIndiana77 city marketsIowa59 city marketsKansas48 city marketsKentucky61 city marketsLouisiana61 city marketsMaine48 city marketsMaryland75 city marketsMassachusetts93 city marketsMichigan112 city marketsMinnesota93 city marketsMississippi48 city marketsMissouri78 city marketsMontana57 city marketsNebraska40 city marketsNevada47 city marketsNew Hampshire46 city marketsNew Jersey125 city marketsNew Mexico45 city marketsNew York163 city marketsNorth Carolina84 city marketsNorth Dakota46 city marketsOhio140 city marketsOklahoma57 city marketsOregon55 city marketsPennsylvania122 city marketsRhode Island42 city marketsSouth Carolina82 city marketsSouth Dakota50 city marketsTennessee85 city marketsTexas250 city marketsUtah54 city marketsVermont43 city marketsVirginia92 city marketsWashington103 city marketsWest Virginia51 city marketsWisconsin75 city marketsWyoming46 city markets

Mortgage Rate Shopping Guides

Use these guides when the question is not just “what is the rate?” but whether to choose a 30-year or 15-year loan, pay points, lock now, or compare an ARM against a fixed-rate mortgage.

Mortgage rates todayHow to read daily 30-year, 15-year, FHA, VA, jumbo, and ARM benchmarks before requesting lender quotes.Daily mortgage ratesWhat changes day to day, which source dates matter, and when a small move can affect payment or points.30-year mortgage ratesWhy the 30-year fixed benchmark anchors payment affordability, APR comparison, and refinance math.15-year mortgage ratesHow shorter terms trade a higher required payment for lower lifetime interest and faster equity.ARM mortgage explainedWhen adjustable-rate mortgages can make sense, what reset risk means, and which caps to compare.Fixed rate vs ARMDecision framework for buyers comparing payment certainty against a lower introductory rate.Mortgage points explainedHow discount points, lender credits, breakeven months, and cash-to-close change a rate quote.How to get the best mortgage rateCredit, DTI, down payment, shopping cadence, Loan Estimate comparison, and rate-lock timing.

Publisher Data and Embeds

Finance writers, housing dashboards, newsletters, and calculator builders can reuse Amortio's mortgage-rate table with attribution. Use the widget for a live embed or the JSON file for custom analysis.

Get widget and JSON
Free mortgage rates by city widgetEmbeddable top-city mortgage-rate table, direct JSON dataset, citation copy, and attribution rules.Direct mortgage-rate JSONCity-rate benchmark data for dashboards, calculators, notebooks, and housing-market explainers.

Local Rate Markets to Watch

These city guides answer local mortgage-rate searches where payment, insurance, FHA/VA eligibility, and affordability change the borrower's real monthly cost.

Anaheim, CA mortgage ratesOrange County payment math, jumbo pressure and California buyer costsArlington, VA mortgage ratesNorthern Virginia tax, payment and high-income buyer contextBeverly Hills mortgage ratesJumbo mortgage and luxury-payment benchmarkChester, PA mortgage ratesDelaware County payment, PHFA and refinance contextChula Vista mortgage ratesSan Diego County FHA, VA and conventional payment checksCoral Springs mortgage ratesBroward County insurance, tax and payment assumptionsDavie, FL mortgage ratesBroward County buyer costs and Florida Housing checksHemet, CA mortgage ratesInland Empire affordability and FHA/VA payment checksHubbard, TX mortgage ratesHill County payment math, Texas tax escrow and small-market rate checksLauderdale Lakes, FL mortgage ratesBroward County payment pressure and insurance contextIrving mortgage rates FAQDallas County escrow, DFW payment math, refinance and loan-limit checksMoreno Valley mortgage ratesRiverside County loan limits, FHA, CalHFA, Mello-Roos and payment mathNewport News mortgage rates FAQVA/FHA buyer context, Hampton Roads payment math and city tax assumptionsDoral mortgage rates FAQMiami-Dade local rate and payment questionsHallandale Beach mortgage rates FAQCondo, insurance, and local buyer questionsModesto mortgage rates FAQCentral Valley affordability and rate-shopping questions

Fresh City Mortgage Rate Guides

These city pages were expanded with more local payment context so borrowers can compare rates, taxes, insurance, condo/HOA assumptions, buyer programs, and cash-to-close details in one place.

Philadelphia mortgage ratesPHFA, transfer-tax, city escrow and $188K loan payment mathPompano Beach, FL mortgage ratesBroward insurance, condo, flood and South Florida payment checksSchenectady, NY mortgage ratesSONYMA, Capital Region affordability and property-tax escrowSmithtown, NY mortgage ratesLong Island tax escrow, jumbo pressure and full-payment planningDaytona Beach, FL mortgage ratesVolusia County payment, insurance, flood and Florida Housing checksDoral, FL mortgage ratesMiami-Dade payment math, condo costs, FHA, VA and jumbo contextHialeah, FL mortgage ratesMiami-Dade affordability, insurance, FHA and Florida buyer programsHallandale Beach, FL mortgage ratesBroward condo, flood, insurance and coastal payment contextHollywood, FL mortgage ratesBroward coastal insurance, flood-zone and payment checksGrand Prairie, TX mortgage ratesDFW payment math, Texas tax escrow, FHA and VA contextDoylestown, PA mortgage ratesBucks County payment, PHFA, tax and closing-cost checksGarden Grove, CA mortgage ratesOrange County loan limits, FHA, jumbo and CalHFA contextHemet, CA mortgage ratesRiverside County affordability, FHA, VA and CalHFA checksDeerfield Beach, FL mortgage ratesBroward insurance, condo, FHA, VA and payment mathHuntington Beach, CA mortgage ratesOrange County coastal payment, FHA, VA, jumbo and insurance contextIrving, TX mortgage ratesDallas County escrow, DFW payment math, refinance and loan-limit checksLancaster, PA mortgage ratesLancaster County payment, PHFA, FHA and county tax notesLaredo, TX mortgage ratesWebb County payment math, Texas tax escrow, FHA and VA contextLauderdale Lakes, FL mortgage ratesBroward County payment pressure, insurance and Florida buyer costsLee's Summit, MO mortgage ratesKansas City metro payment math, county tax and Missouri buyer contextLong Beach, CA mortgage ratesLos Angeles County payment, FHA, jumbo, tax and coastal insurance contextMinnetonka, MN mortgage ratesHennepin County tax escrow, Minnesota Housing and Twin Cities lender notesMiramar, FL mortgage ratesBroward County insurance, Florida Housing, FHA and VA payment mathModesto, CA mortgage ratesCentral Valley affordability, FHA, CalHFA and county payment contextPooler, GA mortgage ratesChatham County payment, Georgia Dream, 15/20/30-year and recast/refinance checks

Alabama

Birmingham$115,000
6.77%
Huntsville$265,000
6.77%
Mobile$145,000
6.77%
Montgomery$155,000
6.77%
Tuscaloosa$215,000
6.77%

Alaska

Anchorage$355,000
6.7%
Fairbanks$275,000
6.7%
Juneau$415,000
6.7%
Wasilla$295,000
6.7%
Sitka$375,000
6.7%

Arizona

Phoenix$460,000
6.67%
Tucson$295,000
6.67%
Mesa$415,000
6.67%
Chandler$465,000
6.67%
Glendale$365,000
6.67%

Arkansas

Little Rock$195,000
6.75%
Fayetteville$295,000
6.75%
Fort Smith$155,000
6.75%
Jonesboro$175,000
6.75%
Springdale$265,000
6.75%

California

Los Angeles$1,000,000
6.55%
San Diego$875,000
6.55%
San Jose$1,350,000
6.55%
San Francisco$1,250,000
6.55%
Fresno$365,000
6.55%

Colorado

Denver$555,000
6.62%
Colorado Springs$430,000
6.62%
Aurora$445,000
6.62%
Lakewood$485,000
6.62%
Fort Collins$525,000
6.62%

Connecticut

Bridgeport$285,000
6.7%
Hartford$195,000
6.7%
Stamford$625,000
6.7%
New Haven$326,440
6.37%
Waterbury$195,000
6.7%

Delaware

Wilmington$225,000
6.67%
Dover$235,000
6.67%
Newark$295,000
6.67%
Smyrna$275,000
6.67%
Middletown$345,000
6.67%

District of Columbia

Washington$620,000
6.57%

Florida

Jacksonville$289,000
6.67%
Miami$555,000
6.67%
Tampa$385,000
6.67%
Orlando$375,000
6.67%
St. Petersburg$355,000
6.67%

Georgia

Atlanta$395,000
6.7%
Savannah$255,000
6.7%
Augusta$175,000
6.7%
Macon$145,000
6.7%
Athens$255,000
6.7%

Hawaii

Honolulu$875,000
6.53%
Kapolei$785,000
6.53%
Hilo$455,000
6.53%
Kailua$1,150,000
6.53%
Pearl City$815,000
6.53%

Idaho

Boise$445,000
6.7%
Meridian$465,000
6.7%
Nampa$365,000
6.7%
Idaho Falls$315,000
6.7%
Pocatello$275,000
6.7%

Illinois

Chicago$410,000
6.69%
Naperville$465,000
6.69%
Rockford$135,000
6.69%
Joliet$245,000
6.69%
Springfield$145,000
6.69%

Indiana

Indianapolis$225,000
6.75%
Fort Wayne$175,000
6.75%
Evansville$145,000
6.75%
South Bend$135,000
6.75%
Carmel$415,000
6.75%

Iowa

Des Moines$195,000
6.74%
Cedar Rapids$185,000
6.74%
Davenport$155,000
6.74%
Iowa City$275,000
6.74%
Waterloo$135,000
6.74%

Kansas

Wichita$175,000
6.74%
Overland Park$365,000
6.74%
Topeka$145,000
6.74%
Lawrence$265,000
6.74%
Olathe$335,000
6.74%

Kentucky

Louisville$215,000
6.74%
Lexington$265,000
6.74%
Bowling Green$235,000
6.74%
Owensboro$175,000
6.74%
Covington$195,000
6.74%

Louisiana

New Orleans$255,000
6.73%
Baton Rouge$215,000
6.73%
Shreveport$155,000
6.73%
Lafayette$215,000
6.73%
Lake Charles$175,000
6.73%

Maine

Portland$425,000
6.68%
Lewiston$225,000
6.68%
Bangor$195,000
6.68%
Augusta$195,000
6.68%
South Portland$375,000
6.68%

Maryland

Baltimore$195,000
6.7%
Silver Spring$475,000
6.7%
Frederick$395,000
6.7%
Rockville$565,000
6.7%
Gaithersburg$445,000
6.7%

Massachusetts

Boston$750,000
6.6%
Worcester$365,000
6.6%
Springfield$255,000
6.6%
Lowell$395,000
6.6%
Cambridge$895,000
6.6%

Michigan

Grand Rapids$245,000
6.72%
Ann Arbor$415,000
6.72%
Lansing$135,000
6.72%
Sterling Heights$245,000
6.72%
Warren$175,000
6.72%

Minnesota

Minneapolis$325,000
6.69%
Saint Paul$285,000
6.69%
Duluth$225,000
6.69%
Rochester$295,000
6.69%
Bloomington$315,000
6.69%

Mississippi

Jackson$135,000
6.75%
Gulfport$165,000
6.75%
Hattiesburg$155,000
6.75%
Southaven$225,000
6.75%
Biloxi$195,000
6.75%

Missouri

Kansas City$215,000
6.73%
Springfield$195,000
6.73%
Columbia$235,000
6.73%
St. Louis$165,000
6.73%
Independence$175,000
6.73%

Montana

Billings$345,000
6.71%
Missoula$475,000
6.71%
Great Falls$255,000
6.71%
Helena$345,000
6.71%
Bozeman$625,000
6.71%

Nebraska

Omaha$245,000
6.73%
Lincoln$255,000
6.73%
Bellevue$244,000
6.74%
Grand Island$250,000
6.85%
Kearney$215,000
6.47%

Nevada

Las Vegas$395,000
6.7%
Henderson$435,000
6.7%
Reno$495,000
6.7%
North Las Vegas$375,000
6.7%
Sparks$445,000
6.7%

New Hampshire

Manchester$375,000
6.66%
Nashua$415,000
6.66%
Concord$345,000
6.66%
Rochester$345,000
6.66%
Keene$275,000
6.66%

New Jersey

Newark$365,000
6.7%
Jersey City$565,000
6.7%
Paterson$385,000
6.7%
Trenton$175,000
6.7%
Elizabeth$395,000
6.7%

New Mexico

Albuquerque$285,000
6.72%
Las Cruces$235,000
6.72%
Rio Rancho$295,000
6.72%
Santa Fe$535,000
6.72%
Roswell$155,000
6.72%

New York

New York$680,000
6.6%
Buffalo$175,000
6.6%
Rochester$135,000
6.6%
Yonkers$545,000
6.6%
Syracuse$135,000
6.6%

North Carolina

Charlotte$404,000
6.69%
Raleigh$415,000
6.69%
Greensboro$235,000
6.69%
Durham$345,000
6.69%
Winston-Salem$225,000
6.69%

North Dakota

Fargo$275,000
6.72%
Bismarck$295,000
6.72%
Grand Forks$245,000
6.72%
Minot$255,000
6.72%
Williston$285,000
6.72%

Ohio

Columbus$335,000
6.73%
Cleveland$105,000
6.73%
Cincinnati$195,000
6.73%
Toledo$115,000
6.73%
Dayton$95,000
6.73%

Oklahoma

Oklahoma City$195,000
6.76%
Tulsa$175,000
6.76%
Norman$215,000
6.76%
Broken Arrow$235,000
6.76%
Lawton$135,000
6.76%

Oregon

Portland$515,000
6.6%
Eugene$425,000
6.6%
Salem$375,000
6.6%
Bend$625,000
6.6%
Medford$395,000
6.6%

Pennsylvania

Philadelphia$235,000
6.7%
Pittsburgh$195,000
6.7%
Scranton$135,000
6.7%
Allentown$195,000
6.7%
Erie$115,000
6.7%

Rhode Island

Providence$335,000
6.67%
Warwick$325,000
6.67%
Cranston$335,000
6.67%
Pawtucket$285,000
6.67%
East Providence$335,000
6.67%

South Carolina

Charleston$445,000
6.71%
Columbia$215,000
6.71%
Greenville$285,000
6.71%
North Charleston$275,000
6.71%
Rock Hill$255,000
6.71%

South Dakota

Sioux Falls$285,000
6.73%
Rapid City$295,000
6.73%
Aberdeen$215,000
6.73%
Brookings$265,000
6.73%
Watertown$235,000
6.73%

Tennessee

Nashville$410,000
6.72%
Memphis$155,000
6.72%
Knoxville$255,000
6.72%
Chattanooga$255,000
6.72%
Clarksville$275,000
6.72%

Texas

Houston$345,000
6.7%
San Antonio$316,850
6.7%
Dallas$499,000
6.7%
Austin$530,000
6.7%
Fort Worth$295,000
6.7%

Utah

Salt Lake City$515,000
6.68%
Provo$465,000
6.68%
West Valley City$415,000
6.68%
Ogden$345,000
6.68%
St. George$495,000
6.68%

Vermont

Burlington$415,000
6.69%
South Burlington$435,000
6.69%
Rutland$195,000
6.69%
Brattleboro$265,000
6.69%
Montpelier$325,000
6.69%

Virginia

Virginia Beach$325,000
6.67%
Norfolk$255,000
6.67%
Chesapeake$335,000
6.67%
Richmond$285,000
6.67%
Newport News$309,349
6.36%

Washington

Seattle$825,000
6.57%
Spokane$345,000
6.57%
Tacoma$445,000
6.57%
Bellevue$1,150,000
6.57%
Vancouver$445,000
6.57%

West Virginia

Charleston$155,000
6.75%
Huntington$115,000
6.75%
Morgantown$245,000
6.75%
Wheeling$95,000
6.75%
Parkersburg$105,000
6.75%

Wisconsin

Milwaukee$175,000
6.71%
Madison$355,000
6.71%
Green Bay$215,000
6.71%
Kenosha$225,000
6.71%
Appleton$225,000
6.71%

Wyoming

Cheyenne$315,000
6.7%
Casper$265,000
6.7%
Laramie$285,000
6.7%
Gillette$285,000
6.7%
Rock Springs$255,000
6.7%

Mortgage Rates by ZIP Code

Explore hyperlocal mortgage rates by ZIP code for more granular neighborhood-level data.

ZIP 10061New York, NY
6.63%
ZIP 10003New York, NY
6.6%
ZIP 10001New York, NY
6.68%
ZIP 10053New York, NY
6.65%
ZIP 10020New York, NY
6.63%
ZIP 10057New York, NY
6.59%
ZIP 10030New York, NY
6.68%
ZIP 10008New York, NY
6.61%
ZIP 10004New York, NY
6.6%
ZIP 10060New York, NY
6.68%
ZIP 10002New York, NY
6.62%
ZIP 10037New York, NY
6.63%
ZIP 10048New York, NY
6.57%
ZIP 10075New York, NY
6.59%
ZIP 10066New York, NY
6.54%
ZIP 11223Brooklyn, NY
6.65%
ZIP 10025New York, NY
6.68%
ZIP 11211Brooklyn, NY
6.61%
ZIP 10068New York, NY
6.57%
ZIP 10049New York, NY
6.56%
ZIP 90056Los Angeles, CA
6.45%
ZIP 10054New York, NY
6.69%
ZIP 90017Los Angeles, CA
6.56%
ZIP 90009Los Angeles, CA
6.46%
ZIP 90037Los Angeles, CA
6.61%
ZIP 90052Los Angeles, CA
6.62%
ZIP 11205Brooklyn, NY
6.67%
ZIP 90030Los Angeles, CA
6.52%
ZIP 90022Los Angeles, CA
6.57%
ZIP 90016Los Angeles, CA
6.54%
ZIP 10076New York, NY
6.62%
ZIP 77015Houston, TX
6.71%
ZIP 77004Houston, TX
6.72%
ZIP 10080New York, NY
6.63%
ZIP 10028New York, NY
6.55%
ZIP 11220Brooklyn, NY
6.72%
ZIP 77029Houston, TX
6.63%
ZIP 77018Houston, TX
6.68%
ZIP 10012New York, NY
6.64%
ZIP 11106Queens, NY
6.68%
ZIP 77019Houston, TX
6.63%
ZIP 11215Brooklyn, NY
6.63%
ZIP 10063New York, NY
6.53%
ZIP 77012Houston, TX
6.77%
ZIP 11112Queens, NY
6.69%
ZIP 11224Brooklyn, NY
6.73%
ZIP 90014Los Angeles, CA
6.52%
ZIP 10065New York, NY
6.58%
ZIP 11107Queens, NY
6.75%
ZIP 77031Houston, TX
6.64%
ZIP 90010Los Angeles, CA
6.62%
ZIP 90006Los Angeles, CA
6.52%
ZIP 10022New York, NY
6.54%
ZIP 10018New York, NY
6.54%
ZIP 10044New York, NY
6.56%
ZIP 10007New York, NY
6.62%
ZIP 77020Houston, TX
6.68%
ZIP 11201Brooklyn, NY
6.64%
ZIP 11116Queens, NY
6.74%
ZIP 90031Los Angeles, CA
6.64%
ZIP 11206Brooklyn, NY
6.62%
ZIP 60633Chicago, IL
6.67%
ZIP 10460Bronx, NY
6.6%
ZIP 60631Chicago, IL
6.79%
ZIP 77005Houston, TX
6.77%
ZIP 11117Queens, NY
6.72%
ZIP 10073New York, NY
6.52%
ZIP 60622Chicago, IL
6.76%
ZIP 90003Los Angeles, CA
6.63%
ZIP 10013New York, NY
6.58%
ZIP 77023Houston, TX
6.67%
ZIP 11115Queens, NY
6.72%
ZIP 85022Phoenix, AZ
6.6%
ZIP 10016New York, NY
6.52%
ZIP 85018Phoenix, AZ
6.58%
ZIP 60627Chicago, IL
6.72%
ZIP 77006Houston, TX
6.77%
ZIP 90049Los Angeles, CA
6.53%
ZIP 77022Houston, TX
6.78%
ZIP 11207Brooklyn, NY
6.68%
ZIP 90054Los Angeles, CA
6.54%
ZIP 11214Brooklyn, NY
6.66%
ZIP 11104Queens, NY
6.62%
ZIP 77039Houston, TX
6.68%
ZIP 33108Miami, FL
6.58%
ZIP 10019New York, NY
6.6%
ZIP 85025Phoenix, AZ
6.61%
ZIP 85009Phoenix, AZ
6.73%
ZIP 60640Chicago, IL
6.77%
ZIP 85007Phoenix, AZ
6.73%
ZIP 60608Chicago, IL
6.62%
ZIP 60641Chicago, IL
6.78%
ZIP 11230Brooklyn, NY
6.63%
ZIP 85014Phoenix, AZ
6.75%
ZIP 11226Brooklyn, NY
6.65%
ZIP 90012Los Angeles, CA
6.58%
ZIP 33109Miami, FL
6.58%
ZIP 90046Los Angeles, CA
6.49%
ZIP 10033New York, NY
6.53%
ZIP 90047Los Angeles, CA
6.61%
ZIP 60601Chicago, IL
6.62%
ZIP 92105San Diego, CA
6.45%
ZIP 10069New York, NY
6.62%
ZIP 85029Phoenix, AZ
6.66%
ZIP 90023Los Angeles, CA
6.51%
ZIP 60647Chicago, IL
6.67%
ZIP 19106Philadelphia, PA
6.79%
ZIP 10046New York, NY
6.65%
ZIP 10042New York, NY
6.69%
ZIP 77037Houston, TX
6.65%
ZIP 78210San Antonio, TX
6.61%
ZIP 85002Phoenix, AZ
6.69%
ZIP 10072New York, NY
6.55%
ZIP 78205San Antonio, TX
6.76%
ZIP 78213San Antonio, TX
6.73%
ZIP 60613Chicago, IL
6.66%
ZIP 77040Houston, TX
6.67%
ZIP 60632Chicago, IL
6.77%
ZIP 90040Los Angeles, CA
6.6%
ZIP 60635Chicago, IL
6.63%
ZIP 85006Phoenix, AZ
6.59%
ZIP 60607Chicago, IL
6.74%
ZIP 33107Miami, FL
6.71%
ZIP 92115San Diego, CA
6.46%
ZIP 85019Phoenix, AZ
6.69%
ZIP 10043New York, NY
6.61%
ZIP 77036Houston, TX
6.71%
ZIP 60637Chicago, IL
6.64%
ZIP 11202Brooklyn, NY
6.6%
ZIP 33103Miami, FL
6.77%
ZIP 19123Philadelphia, PA
6.76%
ZIP 60609Chicago, IL
6.6%
ZIP 10031New York, NY
6.59%
ZIP 11208Brooklyn, NY
6.66%
ZIP 33124Miami, FL
6.73%
ZIP 78215San Antonio, TX
6.74%
ZIP 60618Chicago, IL
6.68%
ZIP 19107Philadelphia, PA
6.78%
ZIP 33125Miami, FL
6.74%
ZIP 90004Los Angeles, CA
6.52%
ZIP 95111San Jose, CA
6.55%
ZIP 11216Brooklyn, NY
6.6%
ZIP 90034Los Angeles, CA
6.58%
ZIP 77002Houston, TX
6.71%
ZIP 78212San Antonio, TX
6.71%
ZIP 77030Houston, TX
6.76%
ZIP 90026Los Angeles, CA
6.58%
ZIP 78204San Antonio, TX
6.74%
ZIP 10078New York, NY
6.65%
ZIP 90805Long Beach, CA
6.57%
ZIP 77042Houston, TX
6.8%
ZIP 11218Brooklyn, NY
6.53%
ZIP 85024Phoenix, AZ
6.62%
ZIP 10459Bronx, NY
6.5%
ZIP 77049Houston, TX
6.66%
ZIP 75201Dallas, TX
6.73%
ZIP 10451Bronx, NY
6.68%
ZIP 75220Dallas, TX
6.79%
ZIP 11120Queens, NY
6.67%
ZIP 10455Bronx, NY
6.63%
ZIP 77010Houston, TX
6.74%
ZIP 60619Chicago, IL
6.68%
ZIP 85028Phoenix, AZ
6.73%
ZIP 85012Phoenix, AZ
6.58%
ZIP 19114Philadelphia, PA
6.75%
ZIP 78220San Antonio, TX
6.67%
ZIP 19126Philadelphia, PA
6.67%
ZIP 60648Chicago, IL
6.79%
ZIP 10039New York, NY
6.63%
ZIP 11114Queens, NY
6.5%
ZIP 90807Long Beach, CA
6.55%
ZIP 77024Houston, TX
6.75%
ZIP 85026Phoenix, AZ
6.7%
ZIP 11111Queens, NY
6.68%
ZIP 78207San Antonio, TX
6.76%
ZIP 90021Los Angeles, CA
6.59%
ZIP 10079New York, NY
6.58%
ZIP 11210Brooklyn, NY
6.51%
ZIP 60645Chicago, IL
6.64%
ZIP 77001Houston, TX
6.78%
ZIP 19101Philadelphia, PA
6.74%
ZIP 90028Los Angeles, CA
6.49%
ZIP 60616Chicago, IL
6.63%
ZIP 77014Houston, TX
6.63%
ZIP 78201San Antonio, TX
6.7%
ZIP 95110San Jose, CA
6.64%
ZIP 60642Chicago, IL
6.76%
ZIP 10041New York, NY
6.51%
ZIP 95102San Jose, CA
6.63%
ZIP 33117Miami, FL
6.75%
ZIP 95114San Jose, CA
6.6%
ZIP 94102San Francisco, CA
6.55%
ZIP 90802Long Beach, CA
6.52%
ZIP 77013Houston, TX
6.7%
ZIP 75202Dallas, TX
6.69%
ZIP 85010Phoenix, AZ
6.74%
ZIP 90005Los Angeles, CA
6.48%
ZIP 92120San Diego, CA
6.51%
ZIP 11222Brooklyn, NY
6.61%
ZIP 90041Los Angeles, CA
6.45%
ZIP 77027Houston, TX
6.75%
ZIP 78217San Antonio, TX
6.79%
ZIP 85017Phoenix, AZ
6.63%
ZIP 93701Fresno, CA
6.65%
ZIP 92116San Diego, CA
6.47%
ZIP 10047New York, NY
6.67%
ZIP 10051New York, NY
6.57%
ZIP 75225Dallas, TX
6.69%
ZIP 90020Los Angeles, CA
6.52%
ZIP 10005New York, NY
6.54%
ZIP 10009New York, NY
6.65%
ZIP 10306Staten Island, NY
6.63%
ZIP 07305Jersey City, NJ
6.64%
ZIP 60604Chicago, IL
6.67%
ZIP 19103Philadelphia, PA
6.8%
ZIP 94103San Francisco, CA
6.6%
ZIP 10034New York, NY
6.64%
ZIP 10062New York, NY
6.55%
ZIP 10006New York, NY
6.61%
ZIP 90027Los Angeles, CA
6.51%
ZIP 78218San Antonio, TX
6.72%
ZIP 30315Atlanta, GA
6.64%
ZIP 10303Staten Island, NY
6.59%
ZIP 78703Austin, TX
6.79%
ZIP 90035Los Angeles, CA
6.53%
ZIP 93706Fresno, CA
6.65%
ZIP 10029New York, NY
6.58%
ZIP 75207Dallas, TX
6.72%
ZIP 93708Fresno, CA
6.49%
ZIP 11105Queens, NY
6.69%
ZIP 60605Chicago, IL
6.7%
ZIP 33011Hialeah, FL
6.71%
ZIP 78704Austin, TX
6.62%
ZIP 10017New York, NY
6.66%
ZIP 32202Jacksonville, FL
6.76%
ZIP 07105Newark, NJ
6.64%
ZIP 90051Los Angeles, CA
6.55%
ZIP 60615Chicago, IL
6.66%
ZIP 11229Brooklyn, NY
6.67%
ZIP 60620Chicago, IL
6.6%
ZIP 30307Atlanta, GA
6.69%
ZIP 92802Anaheim, CA
6.63%
ZIP 33118Miami, FL
6.72%
ZIP 33609Tampa, FL
6.75%
ZIP 75205Dallas, TX
6.68%
ZIP 02105Boston, MA
6.54%
ZIP 77017Houston, TX
6.79%
ZIP 11119Queens, NY
6.64%
ZIP 90043Los Angeles, CA
6.55%
ZIP 60630Chicago, IL
6.64%
ZIP 07302Jersey City, NJ
6.79%
ZIP 60634Chicago, IL
6.63%
ZIP 19128Philadelphia, PA
6.7%
ZIP 76106Fort Worth, TX
6.76%
ZIP 07106Newark, NJ
6.68%
ZIP 10056New York, NY
6.64%
ZIP 77032Houston, TX
6.71%
ZIP 60639Chicago, IL
6.73%
ZIP 10014New York, NY
6.58%
ZIP 60628Chicago, IL
6.74%
ZIP 10458Bronx, NY
6.57%
ZIP 10040New York, NY
6.53%
ZIP 85708Tucson, AZ
6.61%
ZIP 33301Fort Lauderdale, FL
6.74%
ZIP 02115Boston, MA
6.57%
ZIP 85020Phoenix, AZ
6.57%
ZIP 90803Long Beach, CA
6.55%
ZIP 60504Aurora, IL
6.72%
ZIP 10015New York, NY
6.66%
ZIP 95103San Jose, CA
6.53%
ZIP 02109Boston, MA
6.62%
ZIP 90002Los Angeles, CA
6.65%
ZIP 78714Austin, TX
6.68%
ZIP 10059New York, NY
6.53%
ZIP 33113Miami, FL
6.71%
ZIP 32203Jacksonville, FL
6.72%
ZIP 75203Dallas, TX
6.65%
ZIP 90059Los Angeles, CA
6.61%
ZIP 60626Chicago, IL
6.77%
ZIP 19117Philadelphia, PA
6.77%
ZIP 78216San Antonio, TX
6.66%
ZIP 98115Seattle, WA
6.59%
ZIP 28207Charlotte, NC
6.65%
ZIP 92112San Diego, CA
6.52%
ZIP 95816Sacramento, CA
6.6%
ZIP 32206Jacksonville, FL
6.58%
ZIP 30317Atlanta, GA
6.71%
ZIP 10701Yonkers, NY
6.56%
ZIP 19113Philadelphia, PA
6.77%
ZIP 33604Tampa, FL
6.64%
ZIP 10064New York, NY
6.59%
ZIP 43206Columbus, OH
6.79%
ZIP 76005Arlington, TX
6.74%
ZIP 90058Los Angeles, CA
6.59%
ZIP 33122Miami, FL
6.74%
ZIP 11213Brooklyn, NY
6.5%
ZIP 94101San Francisco, CA
6.46%
ZIP 10067New York, NY
6.57%
ZIP 75211Dallas, TX
6.76%
ZIP 10457Bronx, NY
6.56%
ZIP 78702Austin, TX
6.76%
ZIP 85702Tucson, AZ
6.61%
ZIP 30314Atlanta, GA
6.61%
ZIP 60623Chicago, IL
6.76%
ZIP 33116Miami, FL
6.77%
ZIP 02112Boston, MA
6.59%
ZIP 33306Fort Lauderdale, FL
6.67%
ZIP 43212Columbus, OH
6.81%
ZIP 92110San Diego, CA
6.62%
ZIP 60614Chicago, IL
6.7%
ZIP 32807Orlando, FL
6.58%
ZIP 89105Las Vegas, NV
6.66%
ZIP 02102Boston, MA
6.54%
ZIP 30306Atlanta, GA
6.73%
ZIP 10021New York, NY
6.69%
ZIP 10036New York, NY
6.67%
ZIP 89112Las Vegas, NV
6.71%
ZIP 92805Anaheim, CA
6.55%
ZIP 30320Atlanta, GA
6.77%
ZIP 90053Los Angeles, CA
6.51%
ZIP 10301Staten Island, NY
6.56%
ZIP 10011New York, NY
6.54%
ZIP 85203Mesa, AZ
6.62%
ZIP 07501Paterson, NJ
6.77%
ZIP 94112San Francisco, CA
6.5%
ZIP 94607Oakland, CA
6.51%
ZIP 10038New York, NY
6.65%
ZIP 77044Houston, TX
6.68%
ZIP 92803Anaheim, CA
6.54%
ZIP 94107San Francisco, CA
6.63%
ZIP 60646Chicago, IL
6.65%
ZIP 33104Miami, FL
6.7%
ZIP 10023New York, NY
6.63%
ZIP 19121Philadelphia, PA
6.69%
ZIP 48204Detroit, MI
6.76%
ZIP 10050New York, NY
6.69%
ZIP 89110Las Vegas, NV
6.72%
ZIP 28211Charlotte, NC
6.62%
ZIP 19118Philadelphia, PA
6.78%
ZIP 32801Orlando, FL
6.57%
ZIP 33123Miami, FL
6.62%
ZIP 22203Arlington, VA
6.68%
ZIP 10703Yonkers, NY
6.69%
ZIP 10026New York, NY
6.6%
ZIP 37210Nashville, TN
6.63%
ZIP 30313Atlanta, GA
6.66%
ZIP 79904El Paso, TX
6.75%
ZIP 60649Chicago, IL
6.71%
ZIP 95109San Jose, CA
6.54%
ZIP 10071New York, NY
6.67%
ZIP 79905El Paso, TX
6.69%
ZIP 60503Aurora, IL
6.67%
ZIP 92104San Diego, CA
6.59%
ZIP 28209Charlotte, NC
6.78%
ZIP 90048Los Angeles, CA
6.59%
ZIP 90019Los Angeles, CA
6.64%
ZIP 77025Houston, TX
6.63%
ZIP 90060Los Angeles, CA
6.61%
ZIP 78206San Antonio, TX
6.71%
ZIP 90015Los Angeles, CA
6.57%
ZIP 19108Philadelphia, PA
6.79%
ZIP 07104Newark, NJ
6.7%
ZIP 30312Atlanta, GA
6.7%
ZIP 10074New York, NY
6.56%
ZIP 92113San Diego, CA
6.64%
ZIP 90045Los Angeles, CA
6.5%
ZIP 10464Bronx, NY
6.63%
ZIP 79902El Paso, TX
6.78%
ZIP 76110Fort Worth, TX
6.63%
ZIP 60603Chicago, IL
6.68%
ZIP 95106San Jose, CA
6.45%
ZIP 30301Atlanta, GA
6.66%
ZIP 60602Chicago, IL
6.75%
ZIP 90050Los Angeles, CA
6.62%
ZIP 85023Phoenix, AZ
6.58%
ZIP 90008Los Angeles, CA
6.46%
ZIP 80211Denver, CO
6.66%
ZIP 10302Staten Island, NY
6.55%
ZIP 37201Nashville, TN
6.67%
ZIP 85281Tempe, AZ
6.58%
ZIP 32204Jacksonville, FL
6.76%
ZIP 77007Houston, TX
6.78%
ZIP 33120Miami, FL
6.75%
ZIP 75218Dallas, TX
6.75%
ZIP 90036Los Angeles, CA
6.57%
ZIP 92504Riverside, CA
6.46%
ZIP 95104San Jose, CA
6.54%
ZIP 30316Atlanta, GA
6.65%
ZIP 10456Bronx, NY
6.52%
ZIP 75224Dallas, TX
6.71%
ZIP 55410Minneapolis, MN
6.61%
ZIP 32205Jacksonville, FL
6.64%
ZIP 15207Pittsburgh, PA
6.68%
ZIP 38108Memphis, TN
6.81%
ZIP 64107Kansas City, MO
6.75%
ZIP 20003Washington, DC
6.5%
ZIP 11228Brooklyn, NY
6.54%
ZIP 02107Boston, MA
6.64%
ZIP 90804Long Beach, CA
6.46%
ZIP 43201Columbus, OH
6.77%
ZIP 02114Boston, MA
6.52%
ZIP 10032New York, NY
6.64%
ZIP 89108Las Vegas, NV
6.71%
ZIP 95814Sacramento, CA
6.54%
ZIP 80010Aurora, CO
6.57%
ZIP 46208Indianapolis, IN
6.84%
ZIP 77046Houston, TX
6.67%
ZIP 77045Houston, TX
6.62%
ZIP 27607Raleigh, NC
6.77%
ZIP 10045New York, NY
6.6%
ZIP 33904Cape Coral, FL
6.63%
ZIP 32810Orlando, FL
6.74%
ZIP 55409Minneapolis, MN
6.72%
ZIP 95115San Jose, CA
6.51%
ZIP 60624Chicago, IL
6.73%
ZIP 23452Virginia Beach, VA
6.6%
ZIP 93304Bakersfield, CA
6.46%
ZIP 11204Brooklyn, NY
6.66%
ZIP 14204Buffalo, NY
6.6%
ZIP 77047Houston, TX
6.69%
ZIP 94606Oakland, CA
6.52%
ZIP 11221Brooklyn, NY
6.68%
ZIP 77050Houston, TX
6.63%
ZIP 02101Boston, MA
6.6%
ZIP 78706Austin, TX
6.79%
ZIP 48211Detroit, MI
6.84%
ZIP 92103San Diego, CA
6.55%
ZIP 15206Pittsburgh, PA
6.76%
ZIP 07107Newark, NJ
6.66%
ZIP 95108San Jose, CA
6.52%
ZIP 33305Fort Lauderdale, FL
6.61%
ZIP 19119Philadelphia, PA
6.67%
ZIP 10024New York, NY
6.65%
ZIP 94602Oakland, CA
6.56%
ZIP 11110Queens, NY
6.56%
ZIP 32806Orlando, FL
6.72%
ZIP 28210Charlotte, NC
6.64%
ZIP 94601Oakland, CA
6.65%
ZIP 76108Fort Worth, TX
6.62%
ZIP 76105Fort Worth, TX
6.68%
ZIP 21209Baltimore, MD
6.64%
ZIP 85202Mesa, AZ
6.6%
ZIP 10308Staten Island, NY
6.52%
ZIP 85015Phoenix, AZ
6.68%
ZIP 33608Tampa, FL
6.77%
ZIP 10453Bronx, NY
6.53%
ZIP 10058New York, NY
6.54%
ZIP 37209Nashville, TN
6.71%
ZIP 85701Tucson, AZ
6.72%
ZIP 95820Sacramento, CA
6.46%
ZIP 95113San Jose, CA
6.49%
ZIP 97205Portland, OR
6.61%
ZIP 98110Seattle, WA
6.63%
ZIP 19115Philadelphia, PA
6.8%
ZIP 95201Stockton, CA
6.53%
ZIP 97202Portland, OR
6.52%
ZIP 10010New York, NY
6.57%
ZIP 90032Los Angeles, CA
6.56%
ZIP 21204Baltimore, MD
6.68%
ZIP 23455Virginia Beach, VA
6.62%
ZIP 78711Austin, TX
6.65%
ZIP 85013Phoenix, AZ
6.77%
ZIP 76003Arlington, TX
6.73%
ZIP 30309Atlanta, GA
6.71%
ZIP 85016Phoenix, AZ
6.73%
ZIP 10462Bronx, NY
6.62%
ZIP 48208Detroit, MI
6.91%
ZIP 90001Los Angeles, CA
6.62%
ZIP 92102San Diego, CA
6.59%
ZIP 94113San Francisco, CA
6.48%
ZIP 22201Arlington, VA
6.59%
ZIP 90007Los Angeles, CA
6.55%
ZIP 97207Portland, OR
6.53%
ZIP 20009Washington, DC
6.51%
ZIP 80209Denver, CO
6.54%
ZIP 93703Fresno, CA
6.48%
ZIP 94115San Francisco, CA
6.6%
ZIP 77016Houston, TX
6.8%
ZIP 77008Houston, TX
6.61%
ZIP 28208Charlotte, NC
6.6%
ZIP 95819Sacramento, CA
6.46%
ZIP 11209Brooklyn, NY
6.58%
ZIP 44101Cleveland, OH
6.8%
ZIP 19111Philadelphia, PA
6.63%
ZIP 33706St. Petersburg, FL
6.68%
ZIP 90018Los Angeles, CA
6.56%
ZIP 21212Baltimore, MD
6.73%
ZIP 75025Plano, TX
6.71%
ZIP 33013Hialeah, FL
6.76%
ZIP 75216Dallas, TX
6.77%
ZIP 10035New York, NY
6.51%
ZIP 77003Houston, TX
6.79%
ZIP 92801Anaheim, CA
6.49%
ZIP 02104Boston, MA
6.67%
ZIP 19129Philadelphia, PA
6.7%
ZIP 06903Stamford, CT
6.69%
ZIP 33611Tampa, FL
6.6%
ZIP 10704Yonkers, NY
6.65%
ZIP 30303Atlanta, GA
6.74%
ZIP 38101Memphis, TN
6.69%
ZIP 77028Houston, TX
6.74%
ZIP 33115Miami, FL
6.6%
ZIP 63104St. Louis, MO
6.73%
ZIP 78202San Antonio, TX
6.61%
ZIP 80905Colorado Springs, CO
6.69%
ZIP 32212Jacksonville, FL
6.67%
ZIP 02106Boston, MA
6.61%
ZIP 38107Memphis, TN
6.64%
ZIP 15208Pittsburgh, PA
6.62%
ZIP 10055New York, NY
6.64%
ZIP 14605Rochester, NY
6.6%
ZIP 90039Los Angeles, CA
6.6%
ZIP 43207Columbus, OH
6.73%
ZIP 60502Aurora, IL
6.82%
ZIP 10452Bronx, NY
6.61%
ZIP 30319Atlanta, GA
6.75%
ZIP 43211Columbus, OH
6.74%
ZIP 02138Cambridge, MA
6.66%
ZIP 27606Raleigh, NC
6.61%
ZIP 46204Indianapolis, IN
6.77%
ZIP 21201Baltimore, MD
6.6%
ZIP 11101Queens, NY
6.51%
ZIP 15212Pittsburgh, PA
6.79%
ZIP 11212Brooklyn, NY
6.59%
ZIP 85008Phoenix, AZ
6.76%
ZIP 14202Buffalo, NY
6.67%
ZIP 97203Portland, OR
6.66%
ZIP 90055Los Angeles, CA
6.47%
ZIP 21205Baltimore, MD
6.66%
ZIP 75212Dallas, TX
6.67%
ZIP 22301Alexandria, VA
6.72%
ZIP 61104Rockford, IL
6.63%
ZIP 64102Kansas City, MO
6.69%
ZIP 76004Arlington, TX
6.7%
ZIP 28205Charlotte, NC
6.77%
ZIP 92804Anaheim, CA
6.47%
ZIP 77011Houston, TX
6.74%
ZIP 19109Philadelphia, PA
6.7%
ZIP 95813Sacramento, CA
6.51%
ZIP 77009Houston, TX
6.71%

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Last updated from rate source: October 22, 2026. Fixed-rate benchmarks use Freddie Mac PMMS; city pages add local housing, tax, program, and payment inputs for planning only, not lender quotes or APR offers.