Home Values in Deltona, Florida — 2026 Market Report
Updated March 2026 | Seller's Market | +5.3% YoY
The median home value in Deltona, Florida is $295,000 as of March 2026, which is below the national median of $400,000. Home values in Deltona have increased by 5.3% over the past year and 29.5% over the last five years. With a population of 95,027 and a median household income of $52,250, the price-to-income ratio stands at 5.6x, making Deltona affordable for the average household.
Deltona Housing Market Conditions
| Metric | Deltona | National Avg |
|---|---|---|
| Median Home Value | $295,000 | $400,000 |
| YoY Appreciation | +5.3% | +3.8% |
| 5-Year Appreciation | +29.5% | +22.4% |
| Price per Sq Ft | $153 | $222 |
| Days on Market | 40 days | 45 days |
| Months of Supply | 2.1 | 3.5 |
| List-to-Sale Ratio | 101.4% | 98.5% |
| Monthly Homes Sold | 86 | — |
| Foreclosure Rate | 0.21% | 0.3% |
Home Value Trends in Deltona
A homeowner who purchased at the median price of $227,799 five years ago in Deltona would have gained approximately $67,201 in equity, representing a 29.5% return on investment. Over the past year alone, the typical homeowner gained $14,848 in home equity.
Affordability in Deltona, FL
With a median household income of $52,250 and a median home price of $295,000, the price-to-income ratio in Deltona is 5.6x. A ratio below 3x is generally considered affordable, while above 5x indicates significant affordability challenges. The average monthly rent of $1,753 compared to estimated monthly ownership costs of $1,612 gives a rent-vs-buy ratio of 0.92. In Deltona, buying is currently competitive with renting when factoring in equity accumulation.
Property Taxes in Deltona
The effective property tax rate in Florida is 0.86%. On a home valued at $295,000, the estimated annual property tax bill is $2,537, or approximately $211/month. Property taxes are an important factor in the total cost of homeownership and can significantly impact affordability. The cost of living index in Deltona is 91.5 (100 = national average), indicating living costs are below the national average.
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Open Mortgage CalculatorFrequently Asked Questions
What is the median home value in Deltona, FL?
The median home value in Deltona, Florida is $295,000 as of March 2026. Home values have changed +5.3% over the past year, with a 5-year appreciation of 29.5%.
Is Deltona a buyer's or seller's market?
Deltona is currently a seller's market with 2.1 months of housing supply. Homes spend an average of 40 days on market, and the list-to-sale price ratio is 101.4%. Low inventory gives sellers an advantage.
Are home values going up in Deltona?
Yes, home values in Deltona have increased by 5.3% over the past year. The 5-year appreciation rate is 29.5%, meaning a home worth $227,799 five years ago is now worth $295,000.
Is it better to rent or buy in Deltona?
The average monthly rent in Deltona is $1,753, while estimated monthly homeownership costs are approximately $1,612. The price-to-rent ratio is 14. Based on current conditions, buying may be more cost-effective than renting in this market.
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Disclaimer: Home value data for Deltona, Florida is based on publicly available market data and estimates. Actual home values may vary based on property condition, location within the city, and current market conditions. Data is updated regularly but may not reflect the most recent transactions. Last updated: March 2026.