Home Values in Indio, California — 2026 Market Report
Updated March 2026 | Buyer's Market | +1.5% YoY
The median home value in Indio, California is $395,000 as of March 2026, which is near the national median of $400,000. Home values in Indio have increased by 1.5% over the past year and 7.7% over the last five years. With a population of 92,539 and a median household income of $52,250, the price-to-income ratio stands at 7.6x, making Indio affordable for the average household.
Indio Housing Market Conditions
| Metric | Indio | National Avg |
|---|---|---|
| Median Home Value | $395,000 | $400,000 |
| YoY Appreciation | +1.5% | +3.8% |
| 5-Year Appreciation | +7.7% | +22.4% |
| Price per Sq Ft | $330 | $222 |
| Days on Market | 49 days | 45 days |
| Months of Supply | 5.3 | 3.5 |
| List-to-Sale Ratio | 98.4% | 98.5% |
| Monthly Homes Sold | 81 | — |
| Foreclosure Rate | 0.76% | 0.3% |
Home Value Trends in Indio
A homeowner who purchased at the median price of $366,760 five years ago in Indio would have gained approximately $28,240 in equity, representing a 7.7% return on investment. Over the past year alone, the typical homeowner gained $5,837 in home equity.
Affordability in Indio, CA
With a median household income of $52,250 and a median home price of $395,000, the price-to-income ratio in Indio is 7.6x. A ratio below 3x is generally considered affordable, while above 5x indicates significant affordability challenges. The average monthly rent of $2,109 compared to estimated monthly ownership costs of $2,127 gives a rent-vs-buy ratio of 1.01. In Indio, buying is currently competitive with renting when factoring in equity accumulation.
Property Taxes in Indio
The effective property tax rate in California is 0.76%. On a home valued at $395,000, the estimated annual property tax bill is $3,002, or approximately $250/month. Property taxes are an important factor in the total cost of homeownership and can significantly impact affordability. The cost of living index in Indio is 102.5 (100 = national average), indicating living costs are near the national average.
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Open Mortgage CalculatorFrequently Asked Questions
What is the median home value in Indio, CA?
The median home value in Indio, California is $395,000 as of March 2026. Home values have changed +1.5% over the past year, with a 5-year appreciation of 7.7%.
Is Indio a buyer's or seller's market?
Indio is currently a buyer's market with 5.3 months of housing supply. Homes spend an average of 49 days on market, and the list-to-sale price ratio is 98.4%. Higher inventory gives buyers more negotiating power.
Are home values going up in Indio?
Yes, home values in Indio have increased by 1.5% over the past year. The 5-year appreciation rate is 7.7%, meaning a home worth $366,760 five years ago is now worth $395,000.
Is it better to rent or buy in Indio?
The average monthly rent in Indio is $2,109, while estimated monthly homeownership costs are approximately $2,127. The price-to-rent ratio is 15.6. Based on current conditions, buying may be more cost-effective than renting in this market.
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Disclaimer: Home value data for Indio, California is based on publicly available market data and estimates. Actual home values may vary based on property condition, location within the city, and current market conditions. Data is updated regularly but may not reflect the most recent transactions. Last updated: March 2026.