Home Values in Kapolei, Hawaii — 2026 Market Report
Updated March 2026 | Seller's Market | +2.7% YoY
The median home value in Kapolei, Hawaii is $785,000 as of March 2026, which is above the national median of $400,000. Home values in Kapolei have increased by 2.7% over the past year and 14.2% over the last five years. With a population of 21,541 and a median household income of $92,250, the price-to-income ratio stands at 8.5x, making Kapolei affordable for the average household.
Kapolei Housing Market Conditions
| Metric | Kapolei | National Avg |
|---|---|---|
| Median Home Value | $785,000 | $400,000 |
| YoY Appreciation | +2.7% | +3.8% |
| 5-Year Appreciation | +14.2% | +22.4% |
| Price per Sq Ft | $665 | $222 |
| Days on Market | 75 days | 45 days |
| Months of Supply | 2.5 | 3.5 |
| List-to-Sale Ratio | 99.8% | 98.5% |
| Monthly Homes Sold | 11 | — |
| Foreclosure Rate | 0.28% | 0.3% |
Home Value Trends in Kapolei
A homeowner who purchased at the median price of $687,391 five years ago in Kapolei would have gained approximately $97,609 in equity, representing a 14.2% return on investment. Over the past year alone, the typical homeowner gained $20,638 in home equity.
Affordability in Kapolei, HI
With a median household income of $92,250 and a median home price of $785,000, the price-to-income ratio in Kapolei is 8.5x. A ratio below 3x is generally considered affordable, while above 5x indicates significant affordability challenges. The average monthly rent of $5,269 compared to estimated monthly ownership costs of $3,912 gives a rent-vs-buy ratio of 0.74. In Kapolei, buying is currently competitive with renting when factoring in equity accumulation.
Property Taxes in Kapolei
The effective property tax rate in Hawaii is 0.28%. On a home valued at $785,000, the estimated annual property tax bill is $2,198, or approximately $183/month. Property taxes are an important factor in the total cost of homeownership and can significantly impact affordability. The cost of living index in Kapolei is 175.5 (100 = national average), indicating living costs are above the national average.
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Open Mortgage CalculatorFrequently Asked Questions
What is the median home value in Kapolei, HI?
The median home value in Kapolei, Hawaii is $785,000 as of March 2026. Home values have changed +2.7% over the past year, with a 5-year appreciation of 14.2%.
Is Kapolei a buyer's or seller's market?
Kapolei is currently a seller's market with 2.5 months of housing supply. Homes spend an average of 75 days on market, and the list-to-sale price ratio is 99.8%. Low inventory gives sellers an advantage.
Are home values going up in Kapolei?
Yes, home values in Kapolei have increased by 2.7% over the past year. The 5-year appreciation rate is 14.2%, meaning a home worth $687,391 five years ago is now worth $785,000.
Is it better to rent or buy in Kapolei?
The average monthly rent in Kapolei is $5,269, while estimated monthly homeownership costs are approximately $3,912. The price-to-rent ratio is 12.4. Based on current conditions, buying may be more cost-effective than renting in this market.
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Disclaimer: Home value data for Kapolei, Hawaii is based on publicly available market data and estimates. Actual home values may vary based on property condition, location within the city, and current market conditions. Data is updated regularly but may not reflect the most recent transactions. Last updated: March 2026.