Home Values in Longmont, Colorado — 2026 Market Report
Updated March 2026 | Balanced Market | +4.6% YoY
The median home value in Longmont, Colorado is $535,000 as of March 2026, which is above the national median of $400,000. Home values in Longmont have increased by 4.6% over the past year and 25.2% over the last five years. With a population of 98,885 and a median household income of $72,250, the price-to-income ratio stands at 7.4x, making Longmont affordable for the average household.
Longmont Housing Market Conditions
| Metric | Longmont | National Avg |
|---|---|---|
| Median Home Value | $535,000 | $400,000 |
| YoY Appreciation | +4.6% | +3.8% |
| 5-Year Appreciation | +25.2% | +22.4% |
| Price per Sq Ft | $278 | $222 |
| Days on Market | 35 days | 45 days |
| Months of Supply | 3.2 | 3.5 |
| List-to-Sale Ratio | 99.7% | 98.5% |
| Monthly Homes Sold | 46 | — |
| Foreclosure Rate | 0.39% | 0.3% |
Home Value Trends in Longmont
A homeowner who purchased at the median price of $427,316 five years ago in Longmont would have gained approximately $107,684 in equity, representing a 25.2% return on investment. Over the past year alone, the typical homeowner gained $23,528 in home equity.
Affordability in Longmont, CO
With a median household income of $72,250 and a median home price of $535,000, the price-to-income ratio in Longmont is 7.4x. A ratio below 3x is generally considered affordable, while above 5x indicates significant affordability challenges. The average monthly rent of $3,704 compared to estimated monthly ownership costs of $2,768 gives a rent-vs-buy ratio of 0.75. In Longmont, buying is currently competitive with renting when factoring in equity accumulation.
Property Taxes in Longmont
The effective property tax rate in Colorado is 0.51%. On a home valued at $535,000, the estimated annual property tax bill is $2,729, or approximately $227/month. Property taxes are an important factor in the total cost of homeownership and can significantly impact affordability. The cost of living index in Longmont is 108.5 (100 = national average), indicating living costs are near the national average.
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Open Mortgage CalculatorFrequently Asked Questions
What is the median home value in Longmont, CO?
The median home value in Longmont, Colorado is $535,000 as of March 2026. Home values have changed +4.6% over the past year, with a 5-year appreciation of 25.2%.
Is Longmont a buyer's or seller's market?
Longmont is currently a balanced market with 3.2 months of housing supply. Homes spend an average of 35 days on market, and the list-to-sale price ratio is 99.7%. Supply and demand are relatively balanced.
Are home values going up in Longmont?
Yes, home values in Longmont have increased by 4.6% over the past year. The 5-year appreciation rate is 25.2%, meaning a home worth $427,316 five years ago is now worth $535,000.
Is it better to rent or buy in Longmont?
The average monthly rent in Longmont is $3,704, while estimated monthly homeownership costs are approximately $2,768. The price-to-rent ratio is 12. Based on current conditions, buying may be more cost-effective than renting in this market.
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Disclaimer: Home value data for Longmont, Colorado is based on publicly available market data and estimates. Actual home values may vary based on property condition, location within the city, and current market conditions. Data is updated regularly but may not reflect the most recent transactions. Last updated: March 2026.