Home Values in Napa, California — 2026 Market Report
Updated March 2026 | Seller's Market | +1.1% YoY
The median home value in Napa, California is $795,000 as of March 2026, which is above the national median of $400,000. Home values in Napa have increased by 1.1% over the past year and 5.6% over the last five years. With a population of 79,068 and a median household income of $82,250, the price-to-income ratio stands at 9.7x, making Napa affordable for the average household.
Napa Housing Market Conditions
| Metric | Napa | National Avg |
|---|---|---|
| Median Home Value | $795,000 | $400,000 |
| YoY Appreciation | +1.1% | +3.8% |
| 5-Year Appreciation | +5.6% | +22.4% |
| Price per Sq Ft | $552 | $222 |
| Days on Market | 60 days | 45 days |
| Months of Supply | 2.9 | 3.5 |
| List-to-Sale Ratio | 101.1% | 98.5% |
| Monthly Homes Sold | 73 | — |
| Foreclosure Rate | 0.35% | 0.3% |
Home Value Trends in Napa
A homeowner who purchased at the median price of $752,841 five years ago in Napa would have gained approximately $42,159 in equity, representing a 5.6% return on investment. Over the past year alone, the typical homeowner gained $8,650 in home equity.
Affordability in Napa, CA
With a median household income of $82,250 and a median home price of $795,000, the price-to-income ratio in Napa is 9.7x. A ratio below 3x is generally considered affordable, while above 5x indicates significant affordability challenges. The average monthly rent of $4,048 compared to estimated monthly ownership costs of $4,280 gives a rent-vs-buy ratio of 1.06. In Napa, buying is currently competitive with renting when factoring in equity accumulation.
Property Taxes in Napa
The effective property tax rate in California is 0.76%. On a home valued at $795,000, the estimated annual property tax bill is $6,042, or approximately $504/month. Property taxes are an important factor in the total cost of homeownership and can significantly impact affordability. The cost of living index in Napa is 142.5 (100 = national average), indicating living costs are above the national average.
Calculate Your Mortgage Payment in Napa
Use our free calculator to estimate monthly payments for a $795,000 home
Open Mortgage CalculatorFrequently Asked Questions
What is the median home value in Napa, CA?
The median home value in Napa, California is $795,000 as of March 2026. Home values have changed +1.1% over the past year, with a 5-year appreciation of 5.6%.
Is Napa a buyer's or seller's market?
Napa is currently a seller's market with 2.9 months of housing supply. Homes spend an average of 60 days on market, and the list-to-sale price ratio is 101.1%. Low inventory gives sellers an advantage.
Are home values going up in Napa?
Yes, home values in Napa have increased by 1.1% over the past year. The 5-year appreciation rate is 5.6%, meaning a home worth $752,841 five years ago is now worth $795,000.
Is it better to rent or buy in Napa?
The average monthly rent in Napa is $4,048, while estimated monthly homeownership costs are approximately $4,280. The price-to-rent ratio is 16.4. Based on current conditions, buying may be more cost-effective than renting in this market.
Home Values in Other California Cities
Related Resources
Disclaimer: Home value data for Napa, California is based on publicly available market data and estimates. Actual home values may vary based on property condition, location within the city, and current market conditions. Data is updated regularly but may not reflect the most recent transactions. Last updated: March 2026.