Home Values in Roseville, California — 2026 Market Report
Updated March 2026 | Seller's Market | +1.1% YoY
The median home value in Roseville, California is $545,000 as of March 2026, which is above the national median of $400,000. Home values in Roseville have increased by 1.1% over the past year and 5.6% over the last five years. With a population of 147,773 and a median household income of $82,250, the price-to-income ratio stands at 6.6x, making Roseville affordable for the average household.
Roseville Housing Market Conditions
| Metric | Roseville | National Avg |
|---|---|---|
| Median Home Value | $545,000 | $400,000 |
| YoY Appreciation | +1.1% | +3.8% |
| 5-Year Appreciation | +5.6% | +22.4% |
| Price per Sq Ft | $417 | $222 |
| Days on Market | 48 days | 45 days |
| Months of Supply | 1.5 | 3.5 |
| List-to-Sale Ratio | 101.2% | 98.5% |
| Monthly Homes Sold | 113 | — |
| Foreclosure Rate | 0.11% | 0.3% |
Home Value Trends in Roseville
A homeowner who purchased at the median price of $516,098 five years ago in Roseville would have gained approximately $28,902 in equity, representing a 5.6% return on investment. Over the past year alone, the typical homeowner gained $5,930 in home equity.
Affordability in Roseville, CA
With a median household income of $82,250 and a median home price of $545,000, the price-to-income ratio in Roseville is 6.6x. A ratio below 3x is generally considered affordable, while above 5x indicates significant affordability challenges. The average monthly rent of $2,767 compared to estimated monthly ownership costs of $2,934 gives a rent-vs-buy ratio of 1.06. In Roseville, buying is currently competitive with renting when factoring in equity accumulation.
Property Taxes in Roseville
The effective property tax rate in California is 0.76%. On a home valued at $545,000, the estimated annual property tax bill is $4,142, or approximately $345/month. Property taxes are an important factor in the total cost of homeownership and can significantly impact affordability. The cost of living index in Roseville is 115.5 (100 = national average), indicating living costs are above the national average.
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Open Mortgage CalculatorFrequently Asked Questions
What is the median home value in Roseville, CA?
The median home value in Roseville, California is $545,000 as of March 2026. Home values have changed +1.1% over the past year, with a 5-year appreciation of 5.6%.
Is Roseville a buyer's or seller's market?
Roseville is currently a seller's market with 1.5 months of housing supply. Homes spend an average of 48 days on market, and the list-to-sale price ratio is 101.2%. Low inventory gives sellers an advantage.
Are home values going up in Roseville?
Yes, home values in Roseville have increased by 1.1% over the past year. The 5-year appreciation rate is 5.6%, meaning a home worth $516,098 five years ago is now worth $545,000.
Is it better to rent or buy in Roseville?
The average monthly rent in Roseville is $2,767, while estimated monthly homeownership costs are approximately $2,934. The price-to-rent ratio is 16.4. Based on current conditions, buying may be more cost-effective than renting in this market.
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Disclaimer: Home value data for Roseville, California is based on publicly available market data and estimates. Actual home values may vary based on property condition, location within the city, and current market conditions. Data is updated regularly but may not reflect the most recent transactions. Last updated: March 2026.