Home Values in Sacramento, California — 2026 Market Report
Updated March 2026 | Seller's Market | +2.3% YoY
The median home value in Sacramento, California is $475,000 as of March 2026, which is above the national median of $400,000. Home values in Sacramento have increased by 2.3% over the past year and 12% over the last five years. With a population of 524,943 and a median household income of $62,335, the price-to-income ratio stands at 7.6x, making Sacramento affordable for the average household.
Sacramento Housing Market Conditions
| Metric | Sacramento | National Avg |
|---|---|---|
| Median Home Value | $475,000 | $400,000 |
| YoY Appreciation | +2.3% | +3.8% |
| 5-Year Appreciation | +12% | +22.4% |
| Price per Sq Ft | $353 | $222 |
| Days on Market | 45 days | 45 days |
| Months of Supply | 1.9 | 3.5 |
| List-to-Sale Ratio | 101.3% | 98.5% |
| Monthly Homes Sold | 257 | — |
| Foreclosure Rate | 0.16% | 0.3% |
Home Value Trends in Sacramento
A homeowner who purchased at the median price of $424,107 five years ago in Sacramento would have gained approximately $50,893 in equity, representing a 12% return on investment. Over the past year alone, the typical homeowner gained $10,679 in home equity.
Affordability in Sacramento, CA
With a median household income of $62,335 and a median home price of $475,000, the price-to-income ratio in Sacramento is 7.6x. A ratio below 3x is generally considered affordable, while above 5x indicates significant affordability challenges. The average monthly rent of $2,854 compared to estimated monthly ownership costs of $2,557 gives a rent-vs-buy ratio of 0.90. In Sacramento, buying is currently competitive with renting when factoring in equity accumulation.
Property Taxes in Sacramento
The effective property tax rate in California is 0.76%. On a home valued at $475,000, the estimated annual property tax bill is $3,610, or approximately $301/month. Property taxes are an important factor in the total cost of homeownership and can significantly impact affordability. The cost of living index in Sacramento is 113.9 (100 = national average), indicating living costs are above the national average.
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Open Mortgage CalculatorFrequently Asked Questions
What is the median home value in Sacramento, CA?
The median home value in Sacramento, California is $475,000 as of March 2026. Home values have changed +2.3% over the past year, with a 5-year appreciation of 12%.
Is Sacramento a buyer's or seller's market?
Sacramento is currently a seller's market with 1.9 months of housing supply. Homes spend an average of 45 days on market, and the list-to-sale price ratio is 101.3%. Low inventory gives sellers an advantage.
Are home values going up in Sacramento?
Yes, home values in Sacramento have increased by 2.3% over the past year. The 5-year appreciation rate is 12%, meaning a home worth $424,107 five years ago is now worth $475,000.
Is it better to rent or buy in Sacramento?
The average monthly rent in Sacramento is $2,854, while estimated monthly homeownership costs are approximately $2,557. The price-to-rent ratio is 13.9. Based on current conditions, buying may be more cost-effective than renting in this market.
Home Values in Other California Cities
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Disclaimer: Home value data for Sacramento, California is based on publicly available market data and estimates. Actual home values may vary based on property condition, location within the city, and current market conditions. Data is updated regularly but may not reflect the most recent transactions. Last updated: March 2026.