Home Values in Santa Rosa, California — 2026 Market Report
Updated March 2026 | Seller's Market | +2.3% YoY
The median home value in Santa Rosa, California is $725,000 as of March 2026, which is above the national median of $400,000. Home values in Santa Rosa have increased by 2.3% over the past year and 12% over the last five years. With a population of 178,391 and a median household income of $72,250, the price-to-income ratio stands at 10.0x, making Santa Rosa affordable for the average household.
Santa Rosa Housing Market Conditions
| Metric | Santa Rosa | National Avg |
|---|---|---|
| Median Home Value | $725,000 | $400,000 |
| YoY Appreciation | +2.3% | +3.8% |
| 5-Year Appreciation | +12% | +22.4% |
| Price per Sq Ft | $554 | $222 |
| Days on Market | 43 days | 45 days |
| Months of Supply | 1.9 | 3.5 |
| List-to-Sale Ratio | 100.4% | 98.5% |
| Monthly Homes Sold | 176 | — |
| Foreclosure Rate | 0.17% | 0.3% |
Home Value Trends in Santa Rosa
A homeowner who purchased at the median price of $647,321 five years ago in Santa Rosa would have gained approximately $77,679 in equity, representing a 12% return on investment. Over the past year alone, the typical homeowner gained $16,300 in home equity.
Affordability in Santa Rosa, CA
With a median household income of $72,250 and a median home price of $725,000, the price-to-income ratio in Santa Rosa is 10.0x. A ratio below 3x is generally considered affordable, while above 5x indicates significant affordability challenges. The average monthly rent of $4,332 compared to estimated monthly ownership costs of $3,903 gives a rent-vs-buy ratio of 0.90. In Santa Rosa, buying is currently competitive with renting when factoring in equity accumulation.
Property Taxes in Santa Rosa
The effective property tax rate in California is 0.76%. On a home valued at $725,000, the estimated annual property tax bill is $5,510, or approximately $459/month. Property taxes are an important factor in the total cost of homeownership and can significantly impact affordability. The cost of living index in Santa Rosa is 138.5 (100 = national average), indicating living costs are above the national average.
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Open Mortgage CalculatorFrequently Asked Questions
What is the median home value in Santa Rosa, CA?
The median home value in Santa Rosa, California is $725,000 as of March 2026. Home values have changed +2.3% over the past year, with a 5-year appreciation of 12%.
Is Santa Rosa a buyer's or seller's market?
Santa Rosa is currently a seller's market with 1.9 months of housing supply. Homes spend an average of 43 days on market, and the list-to-sale price ratio is 100.4%. Low inventory gives sellers an advantage.
Are home values going up in Santa Rosa?
Yes, home values in Santa Rosa have increased by 2.3% over the past year. The 5-year appreciation rate is 12%, meaning a home worth $647,321 five years ago is now worth $725,000.
Is it better to rent or buy in Santa Rosa?
The average monthly rent in Santa Rosa is $4,332, while estimated monthly homeownership costs are approximately $3,903. The price-to-rent ratio is 13.9. Based on current conditions, buying may be more cost-effective than renting in this market.
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Disclaimer: Home value data for Santa Rosa, California is based on publicly available market data and estimates. Actual home values may vary based on property condition, location within the city, and current market conditions. Data is updated regularly but may not reflect the most recent transactions. Last updated: March 2026.