Mortgage Rates in Brattleboro, Vermont — March 2026
Updated March 2026 | Based on Brattleboro market data and regional lending conditions
Brattleboro is a growing city in Vermont with a population of 12,184. The current 30-year fixed mortgage rate in Brattleboro is 6.69%, which is 0.04% above the national average. With a median home price of $265,000 and a 20% down payment of $53,000, homebuyers can expect a monthly principal and interest payment of approximately $1,367.
Current Mortgage Rates in Brattleboro, VT
Below are the current average mortgage rates available in the Brattleboro area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.69% | 6.65% | +0.04% |
| 15-Year Fixed | 5.93% | 5.89% | +0.04% |
| 5/1 ARM | 6.19% | 6.15% | +0.04% |
| FHA | 6.29% | 6.25% | +0.04% |
| VA | 6.09% | 6.05% | +0.04% |
| Jumbo | 6.89% | 6.85% | +0.04% |
Brattleboro Housing Market Overview
The Brattleboro housing market offers relatively affordable housing compared to many major cities. The median household income in Brattleboro is $42,250, and the cost of living index is 98.5 (national average = 100). Based on the 28% affordability rule, you would need an income of approximately $75,900 to comfortably afford the median-priced home in Brattleboro, which exceeds the current median household income.
Monthly Payment Breakdown for Brattleboro
Based on the median home price of $265,000 with 20% down ($53,000), here is what you can expect to pay monthly in Brattleboro:
15-Year vs. 30-Year Mortgage in Brattleboro
Choosing a 15-year mortgage in Brattleboro at 5.93% instead of a 30-year at 6.69% would save you $171,540 in total interest over the life of the loan. However, your monthly payment would be $1,781 instead of $1,367 — an increase of $414 per month.
Calculate Your Brattleboro Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Brattleboro
What are the current mortgage rates in Brattleboro, VT?
As of March 2026, the average 30-year fixed mortgage rate in Brattleboro, Vermont is 6.69%, while the 15-year fixed rate is 5.93%. FHA loans average 6.29% and VA loans 6.09%. These rates are 0.04% above the national average of 6.65%.
How much is a monthly mortgage payment in Brattleboro?
Based on the median home price of $265,000 with 20% down, the estimated monthly mortgage payment in Brattleboro is $1,367 for principal and interest. Including property taxes of $404/month, the total monthly housing cost is approximately $1,771.
What income do I need to buy a home in Brattleboro?
Using the 28% rule, you would need an annual income of approximately $75,900 to afford the median-priced home in Brattleboro at $265,000. The median household income in Brattleboro is $42,250. This means most households would need to either earn above the median or consider homes below $265,000.
Is Brattleboro a good place to buy a home in 2026?
Brattleboro offers a below-average cost of living with a cost of living index of 98.5 (national average = 100). The property tax rate in Vermont is 1.83%, which is above the national average. Brattleboro has a population of 12,184 and offers a balanced lifestyle.
Mortgage Rates in Other Vermont Cities
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Last updated: March 2026. Rates are approximate averages based on regional lending data for the Brattleboro, Vermont area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.