Mortgage Rates in Kennesaw, Georgia — March 2026
Updated March 2026 | Based on Kennesaw market data and regional lending conditions
Kennesaw is a growing city in Georgia with a population of 34,077. The current 30-year fixed mortgage rate in Kennesaw is 6.7%, which is 0.05% above the national average. With a median home price of $345,000 and a 20% down payment of $69,000, homebuyers can expect a monthly principal and interest payment of approximately $1,781.
Current Mortgage Rates in Kennesaw, GA
Below are the current average mortgage rates available in the Kennesaw area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.7% | 6.65% | +0.05% |
| 15-Year Fixed | 5.94% | 5.89% | +0.05% |
| 5/1 ARM | 6.2% | 6.15% | +0.05% |
| FHA | 6.3% | 6.25% | +0.05% |
| VA | 6.1% | 6.05% | +0.05% |
| Jumbo | 6.9% | 6.85% | +0.05% |
Kennesaw Housing Market Overview
The Kennesaw housing market reflects moderate demand with prices near the national average. The median household income in Kennesaw is $68,250, and the cost of living index is 95.5 (national average = 100). Based on the 28% affordability rule, you would need an income of approximately $87,686 to comfortably afford the median-priced home in Kennesaw, which exceeds the current median household income.
Monthly Payment Breakdown for Kennesaw
Based on the median home price of $345,000 with 20% down ($69,000), here is what you can expect to pay monthly in Kennesaw:
15-Year vs. 30-Year Mortgage in Kennesaw
Choosing a 15-year mortgage in Kennesaw at 5.94% instead of a 30-year at 6.7% would save you $223,560 in total interest over the life of the loan. However, your monthly payment would be $2,320 instead of $1,781 — an increase of $539 per month.
Calculate Your Kennesaw Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Kennesaw
What are the current mortgage rates in Kennesaw, GA?
As of March 2026, the average 30-year fixed mortgage rate in Kennesaw, Georgia is 6.7%, while the 15-year fixed rate is 5.94%. FHA loans average 6.3% and VA loans 6.1%. These rates are 0.05% above the national average of 6.65%.
How much is a monthly mortgage payment in Kennesaw?
Based on the median home price of $345,000 with 20% down, the estimated monthly mortgage payment in Kennesaw is $1,781 for principal and interest. Including property taxes of $265/month, the total monthly housing cost is approximately $2,046.
What income do I need to buy a home in Kennesaw?
Using the 28% rule, you would need an annual income of approximately $87,686 to afford the median-priced home in Kennesaw at $345,000. The median household income in Kennesaw is $68,250. This means most households would need to either earn above the median or consider homes below $345,000.
Is Kennesaw a good place to buy a home in 2026?
Kennesaw offers a below-average cost of living with a cost of living index of 95.5 (national average = 100). The property tax rate in Georgia is 0.92%, which is near the national average. Kennesaw has a population of 34,077 and offers a balanced lifestyle.
Mortgage Rates in Other Georgia Cities
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Last updated: March 2026. Rates are approximate averages based on regional lending data for the Kennesaw, Georgia area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.