Terms of Service

1. Acceptance of Terms

By accessing and using the Amortio website and calculator, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on Amortio for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display
• Attempt to decompile or reverse engineer any software contained on Amortio
• Remove any copyright or other proprietary notations from the materials
• Transfer the materials to another person or "mirror" the materials on any other server

3. Disclaimer

The materials on Amortio are provided on an 'as is' basis. Amortio makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

4. Limitations

In no event shall Amortio or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Amortio, even if Amortio or an authorized representative has been notified orally or in writing of the possibility of such damage.

5. Accuracy of Materials

The materials appearing on Amortio could include technical, typographical, or photographic errors. Amortio does not warrant that any of the materials on its website are accurate, complete, or current. Amortio may make changes to the materials contained on its website at any time without notice.

While we strive to provide accurate loan calculations, we do not guarantee that all results are 100% accurate. Different lenders may use slightly different calculation methods. Always verify results with your lender.

6. Materials and Links

Amortio has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Amortio of the site. Use of any such linked website is at the user's own risk.

7. Modifications

Amortio may revise these terms of service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.

8. Governing Law

The materials on Amortio's website are governed by and construed in accordance with the laws of the jurisdiction in which Amortio operates, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

9. User Conduct

You agree that you will not:

• Violate any applicable laws or regulations
• Infringe upon any intellectual property rights
• Harass, threaten, or defame any person
• Submit false or misleading information
• Attempt to gain unauthorized access to our systems
• Use our service for any illegal purposes