Home Values in Dayton, Ohio — 2026 Market Report
Updated March 2026 | Buyer's Market | +4.3% YoY
The median home value in Dayton, Ohio is $95,000 as of March 2026, which is below the national median of $400,000. Home values in Dayton have increased by 4.3% over the past year and 23.4% over the last five years. With a population of 137,644 and a median household income of $32,825, the price-to-income ratio stands at 2.9x, making Dayton affordable for the average household.
Dayton Housing Market Conditions
| Metric | Dayton | National Avg |
|---|---|---|
| Median Home Value | $95,000 | $400,000 |
| YoY Appreciation | +4.3% | +3.8% |
| 5-Year Appreciation | +23.4% | +22.4% |
| Price per Sq Ft | $33 | $222 |
| Days on Market | 41 days | 45 days |
| Months of Supply | 5.4 | 3.5 |
| List-to-Sale Ratio | 101.2% | 98.5% |
| Monthly Homes Sold | 114 | — |
| Foreclosure Rate | 0.78% | 0.3% |
Home Value Trends in Dayton
A homeowner who purchased at the median price of $76,985 five years ago in Dayton would have gained approximately $18,015 in equity, representing a 23.4% return on investment. Over the past year alone, the typical homeowner gained $3,917 in home equity.
Affordability in Dayton, OH
With a median household income of $32,825 and a median home price of $95,000, the price-to-income ratio in Dayton is 2.9x. A ratio below 3x is generally considered affordable, while above 5x indicates significant affordability challenges. The average monthly rent of $696 compared to estimated monthly ownership costs of $576 gives a rent-vs-buy ratio of 0.83. In Dayton, buying is currently competitive with renting when factoring in equity accumulation.
Property Taxes in Dayton
The effective property tax rate in Ohio is 1.56%. On a home valued at $95,000, the estimated annual property tax bill is $1,482, or approximately $124/month. Property taxes are an important factor in the total cost of homeownership and can significantly impact affordability. The cost of living index in Dayton is 82.5 (100 = national average), indicating living costs are below the national average.
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Open Mortgage CalculatorFrequently Asked Questions
What is the median home value in Dayton, OH?
The median home value in Dayton, Ohio is $95,000 as of March 2026. Home values have changed +4.3% over the past year, with a 5-year appreciation of 23.4%.
Is Dayton a buyer's or seller's market?
Dayton is currently a buyer's market with 5.4 months of housing supply. Homes spend an average of 41 days on market, and the list-to-sale price ratio is 101.2%. Higher inventory gives buyers more negotiating power.
Are home values going up in Dayton?
Yes, home values in Dayton have increased by 4.3% over the past year. The 5-year appreciation rate is 23.4%, meaning a home worth $76,985 five years ago is now worth $95,000.
Is it better to rent or buy in Dayton?
The average monthly rent in Dayton is $696, while estimated monthly homeownership costs are approximately $576. The price-to-rent ratio is 11.4. Based on current conditions, buying may be more cost-effective than renting in this market.
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Disclaimer: Home value data for Dayton, Ohio is based on publicly available market data and estimates. Actual home values may vary based on property condition, location within the city, and current market conditions. Data is updated regularly but may not reflect the most recent transactions. Last updated: March 2026.