Home Values in Georgetown, Texas — 2026 Market Report
Updated March 2026 | Balanced Market | +3.1% YoY
The median home value in Georgetown, Texas is $415,000 as of March 2026, which is above the national median of $400,000. Home values in Georgetown have increased by 3.1% over the past year and 16.5% over the last five years. With a population of 75,420 and a median household income of $72,250, the price-to-income ratio stands at 5.7x, making Georgetown affordable for the average household.
Georgetown Housing Market Conditions
| Metric | Georgetown | National Avg |
|---|---|---|
| Median Home Value | $415,000 | $400,000 |
| YoY Appreciation | +3.1% | +3.8% |
| 5-Year Appreciation | +16.5% | +22.4% |
| Price per Sq Ft | $157 | $222 |
| Days on Market | 33 days | 45 days |
| Months of Supply | 4.1 | 3.5 |
| List-to-Sale Ratio | 98.8% | 98.5% |
| Monthly Homes Sold | 66 | — |
| Foreclosure Rate | 0.55% | 0.3% |
Home Value Trends in Georgetown
A homeowner who purchased at the median price of $356,223 five years ago in Georgetown would have gained approximately $58,777 in equity, representing a 16.5% return on investment. Over the past year alone, the typical homeowner gained $12,478 in home equity.
Affordability in Georgetown, TX
With a median household income of $72,250 and a median home price of $415,000, the price-to-income ratio in Georgetown is 5.7x. A ratio below 3x is generally considered affordable, while above 5x indicates significant affordability challenges. The average monthly rent of $2,101 compared to estimated monthly ownership costs of $2,594 gives a rent-vs-buy ratio of 1.23. In Georgetown, renting may be more cost-effective in the short term, though homeownership builds long-term wealth.
Property Taxes in Georgetown
The effective property tax rate in Texas is 1.8%. On a home valued at $415,000, the estimated annual property tax bill is $7,470, or approximately $623/month. Property taxes are an important factor in the total cost of homeownership and can significantly impact affordability. The cost of living index in Georgetown is 98.5 (100 = national average), indicating living costs are near the national average.
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Open Mortgage CalculatorFrequently Asked Questions
What is the median home value in Georgetown, TX?
The median home value in Georgetown, Texas is $415,000 as of March 2026. Home values have changed +3.1% over the past year, with a 5-year appreciation of 16.5%.
Is Georgetown a buyer's or seller's market?
Georgetown is currently a balanced market with 4.1 months of housing supply. Homes spend an average of 33 days on market, and the list-to-sale price ratio is 98.8%. Supply and demand are relatively balanced.
Are home values going up in Georgetown?
Yes, home values in Georgetown have increased by 3.1% over the past year. The 5-year appreciation rate is 16.5%, meaning a home worth $356,223 five years ago is now worth $415,000.
Is it better to rent or buy in Georgetown?
The average monthly rent in Georgetown is $2,101, while estimated monthly homeownership costs are approximately $2,594. The price-to-rent ratio is 16.5. Current conditions suggest renting may be more affordable in the short term, though homeownership builds equity over time.
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Disclaimer: Home value data for Georgetown, Texas is based on publicly available market data and estimates. Actual home values may vary based on property condition, location within the city, and current market conditions. Data is updated regularly but may not reflect the most recent transactions. Last updated: March 2026.