Home Values in Port St. Lucie, Florida — 2026 Market Report
Updated March 2026 | Seller's Market | +7.1% YoY
The median home value in Port St. Lucie, Florida is $345,000 as of March 2026, which is below the national median of $400,000. Home values in Port St. Lucie have increased by 7.1% over the past year and 40.9% over the last five years. With a population of 204,851 and a median household income of $58,250, the price-to-income ratio stands at 5.9x, making Port St. Lucie affordable for the average household.
Port St. Lucie Housing Market Conditions
| Metric | Port St. Lucie | National Avg |
|---|---|---|
| Median Home Value | $345,000 | $400,000 |
| YoY Appreciation | +7.1% | +3.8% |
| 5-Year Appreciation | +40.9% | +22.4% |
| Price per Sq Ft | $179 | $222 |
| Days on Market | 35 days | 45 days |
| Months of Supply | 2.8 | 3.5 |
| List-to-Sale Ratio | 97.3% | 98.5% |
| Monthly Homes Sold | 84 | — |
| Foreclosure Rate | 0.33% | 0.3% |
Home Value Trends in Port St. Lucie
A homeowner who purchased at the median price of $244,855 five years ago in Port St. Lucie would have gained approximately $100,145 in equity, representing a 40.9% return on investment. Over the past year alone, the typical homeowner gained $22,871 in home equity.
Affordability in Port St. Lucie, FL
With a median household income of $58,250 and a median home price of $345,000, the price-to-income ratio in Port St. Lucie is 5.9x. A ratio below 3x is generally considered affordable, while above 5x indicates significant affordability challenges. The average monthly rent of $2,523 compared to estimated monthly ownership costs of $1,886 gives a rent-vs-buy ratio of 0.75. In Port St. Lucie, buying is currently competitive with renting when factoring in equity accumulation.
Property Taxes in Port St. Lucie
The effective property tax rate in Florida is 0.86%. On a home valued at $345,000, the estimated annual property tax bill is $2,967, or approximately $247/month. Property taxes are an important factor in the total cost of homeownership and can significantly impact affordability. The cost of living index in Port St. Lucie is 97.5 (100 = national average), indicating living costs are near the national average.
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Open Mortgage CalculatorFrequently Asked Questions
What is the median home value in Port St. Lucie, FL?
The median home value in Port St. Lucie, Florida is $345,000 as of March 2026. Home values have changed +7.1% over the past year, with a 5-year appreciation of 40.9%.
Is Port St. Lucie a buyer's or seller's market?
Port St. Lucie is currently a seller's market with 2.8 months of housing supply. Homes spend an average of 35 days on market, and the list-to-sale price ratio is 97.3%. Low inventory gives sellers an advantage.
Are home values going up in Port St. Lucie?
Yes, home values in Port St. Lucie have increased by 7.1% over the past year. The 5-year appreciation rate is 40.9%, meaning a home worth $244,855 five years ago is now worth $345,000.
Is it better to rent or buy in Port St. Lucie?
The average monthly rent in Port St. Lucie is $2,523, while estimated monthly homeownership costs are approximately $1,886. The price-to-rent ratio is 11.4. Based on current conditions, buying may be more cost-effective than renting in this market.
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Disclaimer: Home value data for Port St. Lucie, Florida is based on publicly available market data and estimates. Actual home values may vary based on property condition, location within the city, and current market conditions. Data is updated regularly but may not reflect the most recent transactions. Last updated: March 2026.