Home Values in San Antonio, Texas — 2026 Market Report
Updated March 2026 | Balanced Market | +3.1% YoY
The median home value in San Antonio, Texas is $255,000 as of March 2026, which is below the national median of $400,000. Home values in San Antonio have increased by 3.1% over the past year and 16.5% over the last five years. With a population of 1,547,253 and a median household income of $52,455, the price-to-income ratio stands at 4.9x, making San Antonio affordable for the average household.
San Antonio Housing Market Conditions
| Metric | San Antonio | National Avg |
|---|---|---|
| Median Home Value | $255,000 | $400,000 |
| YoY Appreciation | +3.1% | +3.8% |
| 5-Year Appreciation | +16.5% | +22.4% |
| Price per Sq Ft | $110 | $222 |
| Days on Market | 37 days | 45 days |
| Months of Supply | 3.1 | 3.5 |
| List-to-Sale Ratio | 96.6% | 98.5% |
| Monthly Homes Sold | 821 | — |
| Foreclosure Rate | 0.38% | 0.3% |
Home Value Trends in San Antonio
A homeowner who purchased at the median price of $218,884 five years ago in San Antonio would have gained approximately $36,116 in equity, representing a 16.5% return on investment. Over the past year alone, the typical homeowner gained $7,667 in home equity.
Affordability in San Antonio, TX
With a median household income of $52,455 and a median home price of $255,000, the price-to-income ratio in San Antonio is 4.9x. A ratio below 3x is generally considered affordable, while above 5x indicates significant affordability challenges. The average monthly rent of $1,296 compared to estimated monthly ownership costs of $1,594 gives a rent-vs-buy ratio of 1.23. In San Antonio, renting may be more cost-effective in the short term, though homeownership builds long-term wealth.
Property Taxes in San Antonio
The effective property tax rate in Texas is 1.8%. On a home valued at $255,000, the estimated annual property tax bill is $4,590, or approximately $383/month. Property taxes are an important factor in the total cost of homeownership and can significantly impact affordability. The cost of living index in San Antonio is 90.8 (100 = national average), indicating living costs are below the national average.
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Open Mortgage CalculatorFrequently Asked Questions
What is the median home value in San Antonio, TX?
The median home value in San Antonio, Texas is $255,000 as of March 2026. Home values have changed +3.1% over the past year, with a 5-year appreciation of 16.5%.
Is San Antonio a buyer's or seller's market?
San Antonio is currently a balanced market with 3.1 months of housing supply. Homes spend an average of 37 days on market, and the list-to-sale price ratio is 96.6%. Supply and demand are relatively balanced.
Are home values going up in San Antonio?
Yes, home values in San Antonio have increased by 3.1% over the past year. The 5-year appreciation rate is 16.5%, meaning a home worth $218,884 five years ago is now worth $255,000.
Is it better to rent or buy in San Antonio?
The average monthly rent in San Antonio is $1,296, while estimated monthly homeownership costs are approximately $1,594. The price-to-rent ratio is 16.4. Current conditions suggest renting may be more affordable in the short term, though homeownership builds equity over time.
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Disclaimer: Home value data for San Antonio, Texas is based on publicly available market data and estimates. Actual home values may vary based on property condition, location within the city, and current market conditions. Data is updated regularly but may not reflect the most recent transactions. Last updated: March 2026.