Mortgage Rates in Attleboro, MassachusettsMarch 2026

Updated March 2026 | Based on Attleboro market data and regional lending conditions

30-Year Fixed
6.88%
15-Year Fixed
6.1%
Median Home Price
$607,000
Est. Monthly Payment
$3,819

Attleboro is a growing city in Massachusetts with a population of 45,237. The current 30-year fixed mortgage rate in Attleboro is 6.88%, which is 0.23% above the national average. With a median home price of $607,000 and a 20% down payment of $121,400, homebuyers can expect a monthly principal and interest payment of approximately $3,192.

Current Mortgage Rates in Attleboro, MA

Below are the current average mortgage rates available in the Attleboro area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.

Loan TypeRateNational AvgDifference
30-Year Fixed6.88%6.65%+0.23%
15-Year Fixed6.1%5.89%+0.21%
5/1 ARM6.33%6.15%+0.18%
FHA6.57%6.25%+0.32%
VA6.32%6.05%+0.27%
Jumbo7.13%6.85%+0.28%

Attleboro Housing Market Overview

The Attleboro housing market is competitive with prices well above the national median. The median household income in Attleboro is $88,500, and the cost of living index is 127.3 (national average = 100). Based on the 28% affordability rule, you would need an income of approximately $163,671 to comfortably afford the median-priced home in Attleboro, which exceeds the current median household income.

Population
45,237
Median Income
$88,500
Property Tax Rate
1.24%
Cost of Living
127.3
Down Payment (20%)
$121,400
Income Needed
$163,671

Monthly Payment Breakdown for Attleboro

Based on the median home price of $607,000 with 20% down ($121,400), here is what you can expect to pay monthly in Attleboro:

Principal & Interest (30-yr at 6.88%)$3,192
Property Tax$627
Estimated Insurance$152
Total Estimated Monthly$3,971

15-Year vs. 30-Year Mortgage in Attleboro

Choosing a 15-year mortgage in Attleboro at 6.1% instead of a 30-year at 6.88% would save you $406,800 in total interest over the life of the loan. However, your monthly payment would be $4,124 instead of $3,192 — an increase of $932 per month.

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Frequently Asked Questions About Mortgages in Attleboro

What are the current mortgage rates in Attleboro, MA?

As of March 2026, the average 30-year fixed mortgage rate in Attleboro, Massachusetts is 6.88%, while the 15-year fixed rate is 6.1%. FHA loans average 6.57% and VA loans 6.32%. These rates are 0.23% above the national average of 6.65%.

How much is a monthly mortgage payment in Attleboro?

Based on the median home price of $607,000 with 20% down, the estimated monthly mortgage payment in Attleboro is $3,192 for principal and interest. Including property taxes of $627/month, the total monthly housing cost is approximately $3,819.

What income do I need to buy a home in Attleboro?

Using the 28% rule, you would need an annual income of approximately $163,671 to afford the median-priced home in Attleboro at $607,000. The median household income in Attleboro is $88,500. This means most households would need to either earn above the median or consider homes below $607,000.

Is Attleboro a good place to buy a home in 2026?

Attleboro has a higher cost of living than average with a cost of living index of 127.3 (national average = 100). The property tax rate in Massachusetts is 1.24%, which is near the national average. Attleboro has a population of 45,237 and offers a balanced lifestyle.

Mortgage Rates in Other Massachusetts Cities

Boston, MA
6.6% | $750,000
Worcester, MA
6.6% | $365,000
Springfield, MA
6.6% | $255,000
Lowell, MA
6.6% | $395,000
Cambridge, MA
6.6% | $895,000

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Last updated: March 2026. Rates are approximate averages based on regional lending data for the Attleboro, Massachusetts area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.