Mortgage Rates in Coffeyville, Kansas — March 2026
Updated March 2026 | Based on Coffeyville market data and regional lending conditions
Coffeyville is a growing city in Kansas with a population of 9,024. The current 30-year fixed mortgage rate in Coffeyville is 6.64%, which is 0.01% below the national average. With a median home price of $173,000 and a 20% down payment of $34,600, homebuyers can expect a monthly principal and interest payment of approximately $888.
Current Mortgage Rates in Coffeyville, KS
Below are the current average mortgage rates available in the Coffeyville area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.64% | 6.65% | -0.01% |
| 15-Year Fixed | 5.9% | 5.89% | +0.01% |
| 5/1 ARM | 6.18% | 6.15% | +0.03% |
| FHA | 6.45% | 6.25% | +0.2% |
| VA | 6.2% | 6.05% | +0.15% |
| Jumbo | 6.89% | 6.85% | +0.04% |
Coffeyville Housing Market Overview
The Coffeyville housing market offers relatively affordable housing compared to many major cities. The median household income in Coffeyville is $61,000, and the cost of living index is 84.8 (national average = 100). Based on the 28% affordability rule, the median income in Coffeyville is sufficient to afford the median-priced home.
Monthly Payment Breakdown for Coffeyville
Based on the median home price of $173,000 with 20% down ($34,600), here is what you can expect to pay monthly in Coffeyville:
15-Year vs. 30-Year Mortgage in Coffeyville
Choosing a 15-year mortgage in Coffeyville at 5.9% instead of a 30-year at 6.64% would save you $110,880 in total interest over the life of the loan. However, your monthly payment would be $1,160 instead of $888 — an increase of $272 per month.
Calculate Your Coffeyville Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Coffeyville
What are the current mortgage rates in Coffeyville, KS?
As of March 2026, the average 30-year fixed mortgage rate in Coffeyville, Kansas is 6.64%, while the 15-year fixed rate is 5.9%. FHA loans average 6.45% and VA loans 6.2%. These rates are 0.01% below the national average of 6.65%.
How much is a monthly mortgage payment in Coffeyville?
Based on the median home price of $173,000 with 20% down, the estimated monthly mortgage payment in Coffeyville is $888 for principal and interest. Including property taxes of $200/month, the total monthly housing cost is approximately $1,088.
What income do I need to buy a home in Coffeyville?
Using the 28% rule, you would need an annual income of approximately $46,629 to afford the median-priced home in Coffeyville at $173,000. The median household income in Coffeyville is $61,000. The median income is currently sufficient to meet this threshold.
Is Coffeyville a good place to buy a home in 2026?
Coffeyville offers a below-average cost of living with a cost of living index of 84.8 (national average = 100). The property tax rate in Kansas is 1.39%, which is near the national average. Coffeyville has a population of 9,024 and offers a very affordable lifestyle.
Mortgage Rates in Other Kansas Cities
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Last updated: March 2026. Rates are approximate averages based on regional lending data for the Coffeyville, Kansas area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.