Mortgage Rates in D Iberville, Mississippi — March 2026
Updated March 2026 | Based on D Iberville market data and regional lending conditions
D Iberville is a growing city in Mississippi with a population of 13,766. The current 30-year fixed mortgage rate in D Iberville is 6.88%, which is 0.23% above the national average. With a median home price of $119,000 and a 20% down payment of $23,800, homebuyers can expect a monthly principal and interest payment of approximately $626.
Current Mortgage Rates in D Iberville, MS
Below are the current average mortgage rates available in the D Iberville area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.88% | 6.65% | +0.23% |
| 15-Year Fixed | 6.1% | 5.89% | +0.21% |
| 5/1 ARM | 6.33% | 6.15% | +0.18% |
| FHA | 6.57% | 6.25% | +0.32% |
| VA | 6.32% | 6.05% | +0.27% |
| Jumbo | 7.13% | 6.85% | +0.28% |
D Iberville Housing Market Overview
The D Iberville housing market offers relatively affordable housing compared to many major cities. The median household income in D Iberville is $44,200, and the cost of living index is 81.6 (national average = 100). Based on the 28% affordability rule, the median income in D Iberville is sufficient to afford the median-priced home.
Monthly Payment Breakdown for D Iberville
Based on the median home price of $119,000 with 20% down ($23,800), here is what you can expect to pay monthly in D Iberville:
15-Year vs. 30-Year Mortgage in D Iberville
Choosing a 15-year mortgage in D Iberville at 6.1% instead of a 30-year at 6.88% would save you $79,740 in total interest over the life of the loan. However, your monthly payment would be $809 instead of $626 — an increase of $183 per month.
Calculate Your D Iberville Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in D Iberville
What are the current mortgage rates in D Iberville, MS?
As of March 2026, the average 30-year fixed mortgage rate in D Iberville, Mississippi is 6.88%, while the 15-year fixed rate is 6.1%. FHA loans average 6.57% and VA loans 6.32%. These rates are 0.23% above the national average of 6.65%.
How much is a monthly mortgage payment in D Iberville?
Based on the median home price of $119,000 with 20% down, the estimated monthly mortgage payment in D Iberville is $626 for principal and interest. Including property taxes of $82/month, the total monthly housing cost is approximately $708.
What income do I need to buy a home in D Iberville?
Using the 28% rule, you would need an annual income of approximately $30,343 to afford the median-priced home in D Iberville at $119,000. The median household income in D Iberville is $44,200. The median income is currently sufficient to meet this threshold.
Is D Iberville a good place to buy a home in 2026?
D Iberville offers a below-average cost of living with a cost of living index of 81.6 (national average = 100). The property tax rate in Mississippi is 0.83%, which is near the national average. D Iberville has a population of 13,766 and offers a very affordable lifestyle.
Mortgage Rates in Other Mississippi Cities
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Last updated: March 2026. Rates are approximate averages based on regional lending data for the D Iberville, Mississippi area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.