Mortgage Rates in Dunwoody, Georgia — March 2026
Updated March 2026 | Based on Dunwoody market data and regional lending conditions
Dunwoody is a growing city in Georgia with a population of 51,683. The current 30-year fixed mortgage rate in Dunwoody is 6.74%, which is 0.09% above the national average. With a median home price of $310,000 and a 20% down payment of $62,000, homebuyers can expect a monthly principal and interest payment of approximately $1,607.
Current Mortgage Rates in Dunwoody, GA
Below are the current average mortgage rates available in the Dunwoody area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.74% | 6.65% | +0.09% |
| 15-Year Fixed | 5.98% | 5.89% | +0.09% |
| 5/1 ARM | 6.24% | 6.15% | +0.09% |
| FHA | 6.49% | 6.25% | +0.24% |
| VA | 6.24% | 6.05% | +0.19% |
| Jumbo | 6.99% | 6.85% | +0.14% |
Dunwoody Housing Market Overview
The Dunwoody housing market reflects moderate demand with prices near the national average. The median household income in Dunwoody is $62,100, and the cost of living index is 93.4 (national average = 100). Based on the 28% affordability rule, you would need an income of approximately $78,857 to comfortably afford the median-priced home in Dunwoody, which exceeds the current median household income.
Monthly Payment Breakdown for Dunwoody
Based on the median home price of $310,000 with 20% down ($62,000), here is what you can expect to pay monthly in Dunwoody:
15-Year vs. 30-Year Mortgage in Dunwoody
Choosing a 15-year mortgage in Dunwoody at 5.98% instead of a 30-year at 6.74% would save you $202,320 in total interest over the life of the loan. However, your monthly payment would be $2,090 instead of $1,607 — an increase of $483 per month.
Calculate Your Dunwoody Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Dunwoody
What are the current mortgage rates in Dunwoody, GA?
As of March 2026, the average 30-year fixed mortgage rate in Dunwoody, Georgia is 6.74%, while the 15-year fixed rate is 5.98%. FHA loans average 6.49% and VA loans 6.24%. These rates are 0.09% above the national average of 6.65%.
How much is a monthly mortgage payment in Dunwoody?
Based on the median home price of $310,000 with 20% down, the estimated monthly mortgage payment in Dunwoody is $1,607 for principal and interest. Including property taxes of $233/month, the total monthly housing cost is approximately $1,840.
What income do I need to buy a home in Dunwoody?
Using the 28% rule, you would need an annual income of approximately $78,857 to afford the median-priced home in Dunwoody at $310,000. The median household income in Dunwoody is $62,100. This means most households would need to either earn above the median or consider homes below $310,000.
Is Dunwoody a good place to buy a home in 2026?
Dunwoody offers a below-average cost of living with a cost of living index of 93.4 (national average = 100). The property tax rate in Georgia is 0.9%, which is near the national average. Dunwoody has a population of 51,683 and offers a very affordable lifestyle.
Mortgage Rates in Other Georgia Cities
Related Tools & Guides
Last updated: March 2026. Rates are approximate averages based on regional lending data for the Dunwoody, Georgia area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.