Mortgage Rates in Glendive, Montana — March 2026
Updated March 2026 | Based on Glendive market data and regional lending conditions
Glendive is a growing city in Montana with a population of 4,935. The current 30-year fixed mortgage rate in Glendive is 6.7%, which is 0.05% above the national average. With a median home price of $333,000 and a 20% down payment of $66,600, homebuyers can expect a monthly principal and interest payment of approximately $1,719.
Current Mortgage Rates in Glendive, MT
Below are the current average mortgage rates available in the Glendive area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.7% | 6.65% | +0.05% |
| 15-Year Fixed | 5.95% | 5.89% | +0.06% |
| 5/1 ARM | 6.22% | 6.15% | +0.07% |
| FHA | 6.48% | 6.25% | +0.23% |
| VA | 6.23% | 6.05% | +0.18% |
| Jumbo | 6.95% | 6.85% | +0.1% |
Glendive Housing Market Overview
The Glendive housing market reflects moderate demand with prices near the national average. The median household income in Glendive is $58,000, and the cost of living index is 92.6 (national average = 100). Based on the 28% affordability rule, you would need an income of approximately $82,457 to comfortably afford the median-priced home in Glendive, which exceeds the current median household income.
Monthly Payment Breakdown for Glendive
Based on the median home price of $333,000 with 20% down ($66,600), here is what you can expect to pay monthly in Glendive:
15-Year vs. 30-Year Mortgage in Glendive
Choosing a 15-year mortgage in Glendive at 5.95% instead of a 30-year at 6.7% would save you $215,460 in total interest over the life of the loan. However, your monthly payment would be $2,241 instead of $1,719 — an increase of $522 per month.
Calculate Your Glendive Mortgage Payment
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Open Free CalculatorFrequently Asked Questions About Mortgages in Glendive
What are the current mortgage rates in Glendive, MT?
As of March 2026, the average 30-year fixed mortgage rate in Glendive, Montana is 6.7%, while the 15-year fixed rate is 5.95%. FHA loans average 6.48% and VA loans 6.23%. These rates are 0.05% above the national average of 6.65%.
How much is a monthly mortgage payment in Glendive?
Based on the median home price of $333,000 with 20% down, the estimated monthly mortgage payment in Glendive is $1,719 for principal and interest. Including property taxes of $205/month, the total monthly housing cost is approximately $1,924.
What income do I need to buy a home in Glendive?
Using the 28% rule, you would need an annual income of approximately $82,457 to afford the median-priced home in Glendive at $333,000. The median household income in Glendive is $58,000. This means most households would need to either earn above the median or consider homes below $333,000.
Is Glendive a good place to buy a home in 2026?
Glendive offers a below-average cost of living with a cost of living index of 92.6 (national average = 100). The property tax rate in Montana is 0.74%, which is below the national average. Glendive has a population of 4,935 and offers a very affordable lifestyle.
Mortgage Rates in Other Montana Cities
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Last updated: March 2026. Rates are approximate averages based on regional lending data for the Glendive, Montana area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.