Mortgage Rates in Haysville, Kansas — March 2026
Updated March 2026 | Based on Haysville market data and regional lending conditions
Haysville is a growing city in Kansas with a population of 11,266. The current 30-year fixed mortgage rate in Haysville is 6.73%, which is 0.08% above the national average. With a median home price of $165,000 and a 20% down payment of $33,000, homebuyers can expect a monthly principal and interest payment of approximately $854.
Current Mortgage Rates in Haysville, KS
Below are the current average mortgage rates available in the Haysville area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.73% | 6.65% | +0.08% |
| 15-Year Fixed | 5.98% | 5.89% | +0.09% |
| 5/1 ARM | 6.24% | 6.15% | +0.09% |
| FHA | 6.49% | 6.25% | +0.24% |
| VA | 6.24% | 6.05% | +0.19% |
| Jumbo | 6.98% | 6.85% | +0.13% |
Haysville Housing Market Overview
The Haysville housing market offers relatively affordable housing compared to many major cities. The median household income in Haysville is $53,900, and the cost of living index is 84.5 (national average = 100). Based on the 28% affordability rule, the median income in Haysville is sufficient to afford the median-priced home.
Monthly Payment Breakdown for Haysville
Based on the median home price of $165,000 with 20% down ($33,000), here is what you can expect to pay monthly in Haysville:
15-Year vs. 30-Year Mortgage in Haysville
Choosing a 15-year mortgage in Haysville at 5.98% instead of a 30-year at 6.73% would save you $107,280 in total interest over the life of the loan. However, your monthly payment would be $1,112 instead of $854 — an increase of $258 per month.
Calculate Your Haysville Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Haysville
What are the current mortgage rates in Haysville, KS?
As of March 2026, the average 30-year fixed mortgage rate in Haysville, Kansas is 6.73%, while the 15-year fixed rate is 5.98%. FHA loans average 6.49% and VA loans 6.24%. These rates are 0.08% above the national average of 6.65%.
How much is a monthly mortgage payment in Haysville?
Based on the median home price of $165,000 with 20% down, the estimated monthly mortgage payment in Haysville is $854 for principal and interest. Including property taxes of $188/month, the total monthly housing cost is approximately $1,042.
What income do I need to buy a home in Haysville?
Using the 28% rule, you would need an annual income of approximately $44,657 to afford the median-priced home in Haysville at $165,000. The median household income in Haysville is $53,900. The median income is currently sufficient to meet this threshold.
Is Haysville a good place to buy a home in 2026?
Haysville offers a below-average cost of living with a cost of living index of 84.5 (national average = 100). The property tax rate in Kansas is 1.37%, which is near the national average. Haysville has a population of 11,266 and offers a very affordable lifestyle.
Mortgage Rates in Other Kansas Cities
Related Tools & Guides
Last updated: March 2026. Rates are approximate averages based on regional lending data for the Haysville, Kansas area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.