Mortgage Rates in Hurricane, West Virginia — March 2026
Updated March 2026 | Based on Hurricane market data and regional lending conditions
Hurricane is a growing city in West Virginia with a population of 6,284. The current 30-year fixed mortgage rate in Hurricane is 6.74%, which is 0.09% above the national average. With a median home price of $113,000 and a 20% down payment of $22,600, homebuyers can expect a monthly principal and interest payment of approximately $586.
Current Mortgage Rates in Hurricane, WV
Below are the current average mortgage rates available in the Hurricane area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.74% | 6.65% | +0.09% |
| 15-Year Fixed | 5.98% | 5.89% | +0.09% |
| 5/1 ARM | 6.25% | 6.15% | +0.1% |
| FHA | 6.5% | 6.25% | +0.25% |
| VA | 6.25% | 6.05% | +0.2% |
| Jumbo | 6.99% | 6.85% | +0.14% |
Hurricane Housing Market Overview
The Hurricane housing market offers relatively affordable housing compared to many major cities. The median household income in Hurricane is $42,900, and the cost of living index is 78.9 (national average = 100). Based on the 28% affordability rule, the median income in Hurricane is sufficient to afford the median-priced home.
Monthly Payment Breakdown for Hurricane
Based on the median home price of $113,000 with 20% down ($22,600), here is what you can expect to pay monthly in Hurricane:
15-Year vs. 30-Year Mortgage in Hurricane
Choosing a 15-year mortgage in Hurricane at 5.98% instead of a 30-year at 6.74% would save you $73,800 in total interest over the life of the loan. However, your monthly payment would be $762 instead of $586 — an increase of $176 per month.
Calculate Your Hurricane Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Hurricane
What are the current mortgage rates in Hurricane, WV?
As of March 2026, the average 30-year fixed mortgage rate in Hurricane, West Virginia is 6.74%, while the 15-year fixed rate is 5.98%. FHA loans average 6.5% and VA loans 6.25%. These rates are 0.09% above the national average of 6.65%.
How much is a monthly mortgage payment in Hurricane?
Based on the median home price of $113,000 with 20% down, the estimated monthly mortgage payment in Hurricane is $586 for principal and interest. Including property taxes of $51/month, the total monthly housing cost is approximately $637.
What income do I need to buy a home in Hurricane?
Using the 28% rule, you would need an annual income of approximately $27,300 to afford the median-priced home in Hurricane at $113,000. The median household income in Hurricane is $42,900. The median income is currently sufficient to meet this threshold.
Is Hurricane a good place to buy a home in 2026?
Hurricane offers a below-average cost of living with a cost of living index of 78.9 (national average = 100). The property tax rate in West Virginia is 0.54%, which is below the national average. Hurricane has a population of 6,284 and offers a very affordable lifestyle.
Mortgage Rates in Other West Virginia Cities
Related Tools & Guides
Last updated: March 2026. Rates are approximate averages based on regional lending data for the Hurricane, West Virginia area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.