Mortgage Rates in Nolensville, Tennessee — March 2026
Updated March 2026 | Based on Nolensville market data and regional lending conditions
Nolensville is a growing city in Tennessee with a population of 12,436. The current 30-year fixed mortgage rate in Nolensville is 6.61%, which is 0.04% below the national average. With a median home price of $545,000 and a 20% down payment of $109,000, homebuyers can expect a monthly principal and interest payment of approximately $2,788.
Current Mortgage Rates in Nolensville, TN
Below are the current average mortgage rates available in the Nolensville area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.61% | 6.65% | -0.04% |
| 15-Year Fixed | 5.85% | 5.89% | -0.04% |
| 5/1 ARM | 6.11% | 6.15% | -0.04% |
| FHA | 6.21% | 6.25% | -0.04% |
| VA | 6.01% | 6.05% | -0.04% |
| Jumbo | 6.81% | 6.85% | -0.04% |
Nolensville Housing Market Overview
The Nolensville housing market is competitive with prices well above the national median. The median household income in Nolensville is $105,000, and the cost of living index is 108 (national average = 100). Based on the 28% affordability rule, you would need an income of approximately $134,100 to comfortably afford the median-priced home in Nolensville, which exceeds the current median household income.
Monthly Payment Breakdown for Nolensville
Based on the median home price of $545,000 with 20% down ($109,000), here is what you can expect to pay monthly in Nolensville:
15-Year vs. 30-Year Mortgage in Nolensville
Choosing a 15-year mortgage in Nolensville at 5.85% instead of a 30-year at 6.61% would save you $347,760 in total interest over the life of the loan. However, your monthly payment would be $3,644 instead of $2,788 — an increase of $856 per month.
Calculate Your Nolensville Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Nolensville
What are the current mortgage rates in Nolensville, TN?
As of March 2026, the average 30-year fixed mortgage rate in Nolensville, Tennessee is 6.61%, while the 15-year fixed rate is 5.85%. FHA loans average 6.21% and VA loans 6.01%. These rates are 0.04% below the national average of 6.65%.
How much is a monthly mortgage payment in Nolensville?
Based on the median home price of $545,000 with 20% down, the estimated monthly mortgage payment in Nolensville is $2,788 for principal and interest. Including property taxes of $341/month, the total monthly housing cost is approximately $3,129.
What income do I need to buy a home in Nolensville?
Using the 28% rule, you would need an annual income of approximately $134,100 to afford the median-priced home in Nolensville at $545,000. The median household income in Nolensville is $105,000. This means most households would need to either earn above the median or consider homes below $545,000.
Is Nolensville a good place to buy a home in 2026?
Nolensville has a moderate cost of living with a cost of living index of 108 (national average = 100). The property tax rate in Tennessee is 0.75%, which is below the national average. Nolensville has a population of 12,436 and offers a balanced lifestyle.
Mortgage Rates in Other Tennessee Cities
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Last updated: March 2026. Rates are approximate averages based on regional lending data for the Nolensville, Tennessee area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.