Mortgage Rates in Pleasant Prairie, Wisconsin — March 2026
Updated March 2026 | Based on Pleasant Prairie market data and regional lending conditions
Pleasant Prairie is a growing city in Wisconsin with a population of 21,424. The current 30-year fixed mortgage rate in Pleasant Prairie is 6.68%, which is 0.03% above the national average. With a median home price of $237,000 and a 20% down payment of $47,400, homebuyers can expect a monthly principal and interest payment of approximately $1,221.
Current Mortgage Rates in Pleasant Prairie, WI
Below are the current average mortgage rates available in the Pleasant Prairie area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.68% | 6.65% | +0.03% |
| 15-Year Fixed | 5.93% | 5.89% | +0.04% |
| 5/1 ARM | 6.21% | 6.15% | +0.06% |
| FHA | 6.46% | 6.25% | +0.21% |
| VA | 6.21% | 6.05% | +0.16% |
| Jumbo | 6.93% | 6.85% | +0.08% |
Pleasant Prairie Housing Market Overview
The Pleasant Prairie housing market offers relatively affordable housing compared to many major cities. The median household income in Pleasant Prairie is $56,300, and the cost of living index is 89.3 (national average = 100). Based on the 28% affordability rule, you would need an income of approximately $68,143 to comfortably afford the median-priced home in Pleasant Prairie, which exceeds the current median household income.
Monthly Payment Breakdown for Pleasant Prairie
Based on the median home price of $237,000 with 20% down ($47,400), here is what you can expect to pay monthly in Pleasant Prairie:
15-Year vs. 30-Year Mortgage in Pleasant Prairie
Choosing a 15-year mortgage in Pleasant Prairie at 5.93% instead of a 30-year at 6.68% would save you $152,820 in total interest over the life of the loan. However, your monthly payment would be $1,593 instead of $1,221 — an increase of $372 per month.
Calculate Your Pleasant Prairie Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Pleasant Prairie
What are the current mortgage rates in Pleasant Prairie, WI?
As of March 2026, the average 30-year fixed mortgage rate in Pleasant Prairie, Wisconsin is 6.68%, while the 15-year fixed rate is 5.93%. FHA loans average 6.46% and VA loans 6.21%. These rates are 0.03% above the national average of 6.65%.
How much is a monthly mortgage payment in Pleasant Prairie?
Based on the median home price of $237,000 with 20% down, the estimated monthly mortgage payment in Pleasant Prairie is $1,221 for principal and interest. Including property taxes of $369/month, the total monthly housing cost is approximately $1,590.
What income do I need to buy a home in Pleasant Prairie?
Using the 28% rule, you would need an annual income of approximately $68,143 to afford the median-priced home in Pleasant Prairie at $237,000. The median household income in Pleasant Prairie is $56,300. This means most households would need to either earn above the median or consider homes below $237,000.
Is Pleasant Prairie a good place to buy a home in 2026?
Pleasant Prairie offers a below-average cost of living with a cost of living index of 89.3 (national average = 100). The property tax rate in Wisconsin is 1.87%, which is above the national average. Pleasant Prairie has a population of 21,424 and offers a very affordable lifestyle.
Mortgage Rates in Other Wisconsin Cities
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Last updated: March 2026. Rates are approximate averages based on regional lending data for the Pleasant Prairie, Wisconsin area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.