Mortgage Rates in Sunrise Manor, Nevada — March 2026
Updated March 2026 | Based on Sunrise Manor market data and regional lending conditions
Sunrise Manor is a growing city in Nevada with a population of 189,372. The current 30-year fixed mortgage rate in Sunrise Manor is 6.7%, which is 0.05% above the national average. With a median home price of $295,000 and a 20% down payment of $59,000, homebuyers can expect a monthly principal and interest payment of approximately $1,523.
Current Mortgage Rates in Sunrise Manor, NV
Below are the current average mortgage rates available in the Sunrise Manor area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.7% | 6.65% | +0.05% |
| 15-Year Fixed | 5.94% | 5.89% | +0.05% |
| 5/1 ARM | 6.2% | 6.15% | +0.05% |
| FHA | 6.3% | 6.25% | +0.05% |
| VA | 6.1% | 6.05% | +0.05% |
| Jumbo | 6.9% | 6.85% | +0.05% |
Sunrise Manor Housing Market Overview
The Sunrise Manor housing market offers relatively affordable housing compared to many major cities. The median household income in Sunrise Manor is $42,250, and the cost of living index is 92.5 (national average = 100). Based on the 28% affordability rule, you would need an income of approximately $71,614 to comfortably afford the median-priced home in Sunrise Manor, which exceeds the current median household income.
Monthly Payment Breakdown for Sunrise Manor
Based on the median home price of $295,000 with 20% down ($59,000), here is what you can expect to pay monthly in Sunrise Manor:
15-Year vs. 30-Year Mortgage in Sunrise Manor
Choosing a 15-year mortgage in Sunrise Manor at 5.94% instead of a 30-year at 6.7% would save you $191,160 in total interest over the life of the loan. However, your monthly payment would be $1,984 instead of $1,523 — an increase of $461 per month.
Calculate Your Sunrise Manor Mortgage Payment
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Open Free CalculatorFrequently Asked Questions About Mortgages in Sunrise Manor
What are the current mortgage rates in Sunrise Manor, NV?
As of March 2026, the average 30-year fixed mortgage rate in Sunrise Manor, Nevada is 6.7%, while the 15-year fixed rate is 5.94%. FHA loans average 6.3% and VA loans 6.1%. These rates are 0.05% above the national average of 6.65%.
How much is a monthly mortgage payment in Sunrise Manor?
Based on the median home price of $295,000 with 20% down, the estimated monthly mortgage payment in Sunrise Manor is $1,523 for principal and interest. Including property taxes of $148/month, the total monthly housing cost is approximately $1,671.
What income do I need to buy a home in Sunrise Manor?
Using the 28% rule, you would need an annual income of approximately $71,614 to afford the median-priced home in Sunrise Manor at $295,000. The median household income in Sunrise Manor is $42,250. This means most households would need to either earn above the median or consider homes below $295,000.
Is Sunrise Manor a good place to buy a home in 2026?
Sunrise Manor offers a below-average cost of living with a cost of living index of 92.5 (national average = 100). The property tax rate in Nevada is 0.6%, which is below the national average. Sunrise Manor has a population of 189,372 and offers a very affordable lifestyle.
Mortgage Rates in Other Nevada Cities
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Last updated: March 2026. Rates are approximate averages based on regional lending data for the Sunrise Manor, Nevada area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.