Mortgage Rates in Weston, West Virginia — March 2026
Updated March 2026 | Based on Weston market data and regional lending conditions
Weston is a growing city in West Virginia with a population of 3,981. The current 30-year fixed mortgage rate in Weston is 6.86%, which is 0.21% above the national average. With a median home price of $99,000 and a 20% down payment of $19,800, homebuyers can expect a monthly principal and interest payment of approximately $519.
Current Mortgage Rates in Weston, WV
Below are the current average mortgage rates available in the Weston area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.86% | 6.65% | +0.21% |
| 15-Year Fixed | 6.08% | 5.89% | +0.19% |
| 5/1 ARM | 6.31% | 6.15% | +0.16% |
| FHA | 6.55% | 6.25% | +0.3% |
| VA | 6.3% | 6.05% | +0.25% |
| Jumbo | 7.11% | 6.85% | +0.26% |
Weston Housing Market Overview
The Weston housing market offers relatively affordable housing compared to many major cities. The median household income in Weston is $46,100, and the cost of living index is 73.1 (national average = 100). Based on the 28% affordability rule, the median income in Weston is sufficient to afford the median-priced home.
Monthly Payment Breakdown for Weston
Based on the median home price of $99,000 with 20% down ($19,800), here is what you can expect to pay monthly in Weston:
15-Year vs. 30-Year Mortgage in Weston
Choosing a 15-year mortgage in Weston at 6.08% instead of a 30-year at 6.86% would save you $65,880 in total interest over the life of the loan. However, your monthly payment would be $672 instead of $519 — an increase of $153 per month.
Calculate Your Weston Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Weston
What are the current mortgage rates in Weston, WV?
As of March 2026, the average 30-year fixed mortgage rate in Weston, West Virginia is 6.86%, while the 15-year fixed rate is 6.08%. FHA loans average 6.55% and VA loans 6.3%. These rates are 0.21% above the national average of 6.65%.
How much is a monthly mortgage payment in Weston?
Based on the median home price of $99,000 with 20% down, the estimated monthly mortgage payment in Weston is $519 for principal and interest. Including property taxes of $49/month, the total monthly housing cost is approximately $568.
What income do I need to buy a home in Weston?
Using the 28% rule, you would need an annual income of approximately $24,343 to afford the median-priced home in Weston at $99,000. The median household income in Weston is $46,100. The median income is currently sufficient to meet this threshold.
Is Weston a good place to buy a home in 2026?
Weston offers a below-average cost of living with a cost of living index of 73.1 (national average = 100). The property tax rate in West Virginia is 0.59%, which is below the national average. Weston has a population of 3,981 and offers a very affordable lifestyle.
Mortgage Rates in Other West Virginia Cities
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Last updated: March 2026. Rates are approximate averages based on regional lending data for the Weston, West Virginia area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.