Home Values in Coeur d'Alene, Idaho — 2026 Market Report
Updated March 2026 | Balanced Market | +8.5% YoY
The median home value in Coeur d'Alene, Idaho is $495,000 as of March 2026, which is above the national median of $400,000. Home values in Coeur d'Alene have increased by 8.5% over the past year and 50.4% over the last five years. With a population of 54,068 and a median household income of $52,250, the price-to-income ratio stands at 9.5x, making Coeur d'Alene affordable for the average household.
Coeur d'Alene Housing Market Conditions
| Metric | Coeur d'Alene | National Avg |
|---|---|---|
| Median Home Value | $495,000 | $400,000 |
| YoY Appreciation | +8.5% | +3.8% |
| 5-Year Appreciation | +50.4% | +22.4% |
| Price per Sq Ft | $205 | $222 |
| Days on Market | 26 days | 45 days |
| Months of Supply | 4.7 | 3.5 |
| List-to-Sale Ratio | 100.9% | 98.5% |
| Monthly Homes Sold | 23 | — |
| Foreclosure Rate | 0.66% | 0.3% |
Home Value Trends in Coeur d'Alene
A homeowner who purchased at the median price of $329,122 five years ago in Coeur d'Alene would have gained approximately $165,878 in equity, representing a 50.4% return on investment. Over the past year alone, the typical homeowner gained $38,779 in home equity.
Affordability in Coeur d'Alene, ID
With a median household income of $52,250 and a median home price of $495,000, the price-to-income ratio in Coeur d'Alene is 9.5x. A ratio below 3x is generally considered affordable, while above 5x indicates significant affordability challenges. The average monthly rent of $3,528 compared to estimated monthly ownership costs of $2,636 gives a rent-vs-buy ratio of 0.75. In Coeur d'Alene, buying is currently competitive with renting when factoring in equity accumulation.
Property Taxes in Coeur d'Alene
The effective property tax rate in Idaho is 0.69%. On a home valued at $495,000, the estimated annual property tax bill is $3,416, or approximately $285/month. Property taxes are an important factor in the total cost of homeownership and can significantly impact affordability. The cost of living index in Coeur d'Alene is 102.5 (100 = national average), indicating living costs are near the national average.
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Open Mortgage CalculatorFrequently Asked Questions
What is the median home value in Coeur d'Alene, ID?
The median home value in Coeur d'Alene, Idaho is $495,000 as of March 2026. Home values have changed +8.5% over the past year, with a 5-year appreciation of 50.4%.
Is Coeur d'Alene a buyer's or seller's market?
Coeur d'Alene is currently a balanced market with 4.7 months of housing supply. Homes spend an average of 26 days on market, and the list-to-sale price ratio is 100.9%. Supply and demand are relatively balanced.
Are home values going up in Coeur d'Alene?
Yes, home values in Coeur d'Alene have increased by 8.5% over the past year. The 5-year appreciation rate is 50.4%, meaning a home worth $329,122 five years ago is now worth $495,000.
Is it better to rent or buy in Coeur d'Alene?
The average monthly rent in Coeur d'Alene is $3,528, while estimated monthly homeownership costs are approximately $2,636. The price-to-rent ratio is 11.7. Based on current conditions, buying may be more cost-effective than renting in this market.
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Disclaimer: Home value data for Coeur d'Alene, Idaho is based on publicly available market data and estimates. Actual home values may vary based on property condition, location within the city, and current market conditions. Data is updated regularly but may not reflect the most recent transactions. Last updated: March 2026.