Home Values in Layton, Utah — 2026 Market Report
Updated March 2026 | Buyer's Market | +3.1% YoY
The median home value in Layton, Utah is $425,000 as of March 2026, which is above the national median of $400,000. Home values in Layton have increased by 3.1% over the past year and 16.5% over the last five years. With a population of 81,952 and a median household income of $72,250, the price-to-income ratio stands at 5.9x, making Layton affordable for the average household.
Layton Housing Market Conditions
| Metric | Layton | National Avg |
|---|---|---|
| Median Home Value | $425,000 | $400,000 |
| YoY Appreciation | +3.1% | +3.8% |
| 5-Year Appreciation | +16.5% | +22.4% |
| Price per Sq Ft | $162 | $222 |
| Days on Market | 38 days | 45 days |
| Months of Supply | 5.2 | 3.5 |
| List-to-Sale Ratio | 100.4% | 98.5% |
| Monthly Homes Sold | 34 | — |
| Foreclosure Rate | 0.74% | 0.3% |
Home Value Trends in Layton
A homeowner who purchased at the median price of $364,807 five years ago in Layton would have gained approximately $60,193 in equity, representing a 16.5% return on investment. Over the past year alone, the typical homeowner gained $12,779 in home equity.
Affordability in Layton, UT
With a median household income of $72,250 and a median home price of $425,000, the price-to-income ratio in Layton is 5.9x. A ratio below 3x is generally considered affordable, while above 5x indicates significant affordability challenges. The average monthly rent of $2,171 compared to estimated monthly ownership costs of $2,224 gives a rent-vs-buy ratio of 1.02. In Layton, buying is currently competitive with renting when factoring in equity accumulation.
Property Taxes in Layton
The effective property tax rate in Utah is 0.58%. On a home valued at $425,000, the estimated annual property tax bill is $2,465, or approximately $205/month. Property taxes are an important factor in the total cost of homeownership and can significantly impact affordability. The cost of living index in Layton is 97.5 (100 = national average), indicating living costs are near the national average.
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Open Mortgage CalculatorFrequently Asked Questions
What is the median home value in Layton, UT?
The median home value in Layton, Utah is $425,000 as of March 2026. Home values have changed +3.1% over the past year, with a 5-year appreciation of 16.5%.
Is Layton a buyer's or seller's market?
Layton is currently a buyer's market with 5.2 months of housing supply. Homes spend an average of 38 days on market, and the list-to-sale price ratio is 100.4%. Higher inventory gives buyers more negotiating power.
Are home values going up in Layton?
Yes, home values in Layton have increased by 3.1% over the past year. The 5-year appreciation rate is 16.5%, meaning a home worth $364,807 five years ago is now worth $425,000.
Is it better to rent or buy in Layton?
The average monthly rent in Layton is $2,171, while estimated monthly homeownership costs are approximately $2,224. The price-to-rent ratio is 16.3. Based on current conditions, buying may be more cost-effective than renting in this market.
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Disclaimer: Home value data for Layton, Utah is based on publicly available market data and estimates. Actual home values may vary based on property condition, location within the city, and current market conditions. Data is updated regularly but may not reflect the most recent transactions. Last updated: March 2026.