Home Values in Rock Hill, South Carolina — 2026 Market Report
Updated March 2026 | Seller's Market | +5.6% YoY
The median home value in Rock Hill, South Carolina is $255,000 as of March 2026, which is below the national median of $400,000. Home values in Rock Hill have increased by 5.6% over the past year and 31.3% over the last five years. With a population of 74,372 and a median household income of $52,250, the price-to-income ratio stands at 4.9x, making Rock Hill affordable for the average household.
Rock Hill Housing Market Conditions
| Metric | Rock Hill | National Avg |
|---|---|---|
| Median Home Value | $255,000 | $400,000 |
| YoY Appreciation | +5.6% | +3.8% |
| 5-Year Appreciation | +31.3% | +22.4% |
| Price per Sq Ft | $91 | $222 |
| Days on Market | 43 days | 45 days |
| Months of Supply | 1.9 | 3.5 |
| List-to-Sale Ratio | 96.8% | 98.5% |
| Monthly Homes Sold | 55 | — |
| Foreclosure Rate | 0.17% | 0.3% |
Home Value Trends in Rock Hill
A homeowner who purchased at the median price of $194,212 five years ago in Rock Hill would have gained approximately $60,788 in equity, representing a 31.3% return on investment. Over the past year alone, the typical homeowner gained $13,523 in home equity.
Affordability in Rock Hill, SC
With a median household income of $52,250 and a median home price of $255,000, the price-to-income ratio in Rock Hill is 4.9x. A ratio below 3x is generally considered affordable, while above 5x indicates significant affordability challenges. The average monthly rent of $1,587 compared to estimated monthly ownership costs of $1,332 gives a rent-vs-buy ratio of 0.84. In Rock Hill, buying is currently competitive with renting when factoring in equity accumulation.
Property Taxes in Rock Hill
The effective property tax rate in South Carolina is 0.57%. On a home valued at $255,000, the estimated annual property tax bill is $1,454, or approximately $121/month. Property taxes are an important factor in the total cost of homeownership and can significantly impact affordability. The cost of living index in Rock Hill is 89.5 (100 = national average), indicating living costs are below the national average.
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Open Mortgage CalculatorFrequently Asked Questions
What is the median home value in Rock Hill, SC?
The median home value in Rock Hill, South Carolina is $255,000 as of March 2026. Home values have changed +5.6% over the past year, with a 5-year appreciation of 31.3%.
Is Rock Hill a buyer's or seller's market?
Rock Hill is currently a seller's market with 1.9 months of housing supply. Homes spend an average of 43 days on market, and the list-to-sale price ratio is 96.8%. Low inventory gives sellers an advantage.
Are home values going up in Rock Hill?
Yes, home values in Rock Hill have increased by 5.6% over the past year. The 5-year appreciation rate is 31.3%, meaning a home worth $194,212 five years ago is now worth $255,000.
Is it better to rent or buy in Rock Hill?
The average monthly rent in Rock Hill is $1,587, while estimated monthly homeownership costs are approximately $1,332. The price-to-rent ratio is 13.4. Based on current conditions, buying may be more cost-effective than renting in this market.
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Disclaimer: Home value data for Rock Hill, South Carolina is based on publicly available market data and estimates. Actual home values may vary based on property condition, location within the city, and current market conditions. Data is updated regularly but may not reflect the most recent transactions. Last updated: March 2026.