Mortgage Rates in Abington, Pennsylvania — March 2026
Updated March 2026 | Based on Abington market data and regional lending conditions
Abington is a growing city in Pennsylvania with a population of 56,538. The current 30-year fixed mortgage rate in Abington is 6.78%, which is 0.13% above the national average. With a median home price of $223,000 and a 20% down payment of $44,600, homebuyers can expect a monthly principal and interest payment of approximately $1,161.
Current Mortgage Rates in Abington, PA
Below are the current average mortgage rates available in the Abington area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.78% | 6.65% | +0.13% |
| 15-Year Fixed | 6.02% | 5.89% | +0.13% |
| 5/1 ARM | 6.27% | 6.15% | +0.12% |
| FHA | 6.52% | 6.25% | +0.27% |
| VA | 6.27% | 6.05% | +0.22% |
| Jumbo | 7.03% | 6.85% | +0.18% |
Abington Housing Market Overview
The Abington housing market offers relatively affordable housing compared to many major cities. The median household income in Abington is $56,600, and the cost of living index is 96.9 (national average = 100). Based on the 28% affordability rule, you would need an income of approximately $60,343 to comfortably afford the median-priced home in Abington, which exceeds the current median household income.
Monthly Payment Breakdown for Abington
Based on the median home price of $223,000 with 20% down ($44,600), here is what you can expect to pay monthly in Abington:
15-Year vs. 30-Year Mortgage in Abington
Choosing a 15-year mortgage in Abington at 6.02% instead of a 30-year at 6.78% would save you $146,700 in total interest over the life of the loan. However, your monthly payment would be $1,507 instead of $1,161 — an increase of $346 per month.
Calculate Your Abington Mortgage Payment
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Open Free CalculatorFrequently Asked Questions About Mortgages in Abington
What are the current mortgage rates in Abington, PA?
As of March 2026, the average 30-year fixed mortgage rate in Abington, Pennsylvania is 6.78%, while the 15-year fixed rate is 6.02%. FHA loans average 6.52% and VA loans 6.27%. These rates are 0.13% above the national average of 6.65%.
How much is a monthly mortgage payment in Abington?
Based on the median home price of $223,000 with 20% down, the estimated monthly mortgage payment in Abington is $1,161 for principal and interest. Including property taxes of $247/month, the total monthly housing cost is approximately $1,408.
What income do I need to buy a home in Abington?
Using the 28% rule, you would need an annual income of approximately $60,343 to afford the median-priced home in Abington at $223,000. The median household income in Abington is $56,600. This means most households would need to either earn above the median or consider homes below $223,000.
Is Abington a good place to buy a home in 2026?
Abington offers a below-average cost of living with a cost of living index of 96.9 (national average = 100). The property tax rate in Pennsylvania is 1.33%, which is near the national average. Abington has a population of 56,538 and offers a balanced lifestyle.
Mortgage Rates in Other Pennsylvania Cities
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Last updated: March 2026. Rates are approximate averages based on regional lending data for the Abington, Pennsylvania area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.