Mortgage Rates in Anthony, New MexicoMarch 2026

Updated March 2026 | Based on Anthony market data and regional lending conditions

30-Year Fixed
6.67%
15-Year Fixed
5.93%
Median Home Price
$224,000
Est. Monthly Payment
$1,299

Anthony is a growing city in New Mexico with a population of 9,360. The current 30-year fixed mortgage rate in Anthony is 6.67%, which is 0.02% above the national average. With a median home price of $224,000 and a 20% down payment of $44,800, homebuyers can expect a monthly principal and interest payment of approximately $1,153.

Current Mortgage Rates in Anthony, NM

Below are the current average mortgage rates available in the Anthony area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.

Loan TypeRateNational AvgDifference
30-Year Fixed6.67%6.65%+0.02%
15-Year Fixed5.93%5.89%+0.04%
5/1 ARM6.2%6.15%+0.05%
FHA6.46%6.25%+0.21%
VA6.21%6.05%+0.16%
Jumbo6.92%6.85%+0.07%

Anthony Housing Market Overview

The Anthony housing market offers relatively affordable housing compared to many major cities. The median household income in Anthony is $47,700, and the cost of living index is 89.8 (national average = 100). Based on the 28% affordability rule, you would need an income of approximately $55,671 to comfortably afford the median-priced home in Anthony, which exceeds the current median household income.

Population
9,360
Median Income
$47,700
Property Tax Rate
0.78%
Cost of Living
89.8
Down Payment (20%)
$44,800
Income Needed
$55,671

Monthly Payment Breakdown for Anthony

Based on the median home price of $224,000 with 20% down ($44,800), here is what you can expect to pay monthly in Anthony:

Principal & Interest (30-yr at 6.67%)$1,153
Property Tax$146
Estimated Insurance$56
Total Estimated Monthly$1,355

15-Year vs. 30-Year Mortgage in Anthony

Choosing a 15-year mortgage in Anthony at 5.93% instead of a 30-year at 6.67% would save you $144,180 in total interest over the life of the loan. However, your monthly payment would be $1,505 instead of $1,153 — an increase of $352 per month.

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Frequently Asked Questions About Mortgages in Anthony

What are the current mortgage rates in Anthony, NM?

As of March 2026, the average 30-year fixed mortgage rate in Anthony, New Mexico is 6.67%, while the 15-year fixed rate is 5.93%. FHA loans average 6.46% and VA loans 6.21%. These rates are 0.02% above the national average of 6.65%.

How much is a monthly mortgage payment in Anthony?

Based on the median home price of $224,000 with 20% down, the estimated monthly mortgage payment in Anthony is $1,153 for principal and interest. Including property taxes of $146/month, the total monthly housing cost is approximately $1,299.

What income do I need to buy a home in Anthony?

Using the 28% rule, you would need an annual income of approximately $55,671 to afford the median-priced home in Anthony at $224,000. The median household income in Anthony is $47,700. This means most households would need to either earn above the median or consider homes below $224,000.

Is Anthony a good place to buy a home in 2026?

Anthony offers a below-average cost of living with a cost of living index of 89.8 (national average = 100). The property tax rate in New Mexico is 0.78%, which is below the national average. Anthony has a population of 9,360 and offers a very affordable lifestyle.

Mortgage Rates in Other New Mexico Cities

Albuquerque, NM
6.72% | $285,000
Las Cruces, NM
6.72% | $235,000
Rio Rancho, NM
6.72% | $295,000
Santa Fe, NM
6.72% | $535,000
Roswell, NM
6.72% | $155,000

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Last updated: March 2026. Rates are approximate averages based on regional lending data for the Anthony, New Mexico area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.