Mortgage Rates in Batesburg-Leesville, South Carolina — March 2026
Updated March 2026 | Based on Batesburg-Leesville market data and regional lending conditions
Batesburg-Leesville is a growing city in South Carolina with a population of 5,362. The current 30-year fixed mortgage rate in Batesburg-Leesville is 6.8%, which is 0.15% above the national average. With a median home price of $233,000 and a 20% down payment of $46,600, homebuyers can expect a monthly principal and interest payment of approximately $1,215.
Current Mortgage Rates in Batesburg-Leesville, SC
Below are the current average mortgage rates available in the Batesburg-Leesville area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.8% | 6.65% | +0.15% |
| 15-Year Fixed | 6.03% | 5.89% | +0.14% |
| 5/1 ARM | 6.28% | 6.15% | +0.13% |
| FHA | 6.53% | 6.25% | +0.28% |
| VA | 6.28% | 6.05% | +0.23% |
| Jumbo | 7.05% | 6.85% | +0.2% |
Batesburg-Leesville Housing Market Overview
The Batesburg-Leesville housing market offers relatively affordable housing compared to many major cities. The median household income in Batesburg-Leesville is $53,200, and the cost of living index is 83.1 (national average = 100). Based on the 28% affordability rule, you would need an income of approximately $56,571 to comfortably afford the median-priced home in Batesburg-Leesville, which exceeds the current median household income.
Monthly Payment Breakdown for Batesburg-Leesville
Based on the median home price of $233,000 with 20% down ($46,600), here is what you can expect to pay monthly in Batesburg-Leesville:
15-Year vs. 30-Year Mortgage in Batesburg-Leesville
Choosing a 15-year mortgage in Batesburg-Leesville at 6.03% instead of a 30-year at 6.8% would save you $153,720 in total interest over the life of the loan. However, your monthly payment would be $1,576 instead of $1,215 — an increase of $361 per month.
Calculate Your Batesburg-Leesville Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Batesburg-Leesville
What are the current mortgage rates in Batesburg-Leesville, SC?
As of March 2026, the average 30-year fixed mortgage rate in Batesburg-Leesville, South Carolina is 6.8%, while the 15-year fixed rate is 6.03%. FHA loans average 6.53% and VA loans 6.28%. These rates are 0.15% above the national average of 6.65%.
How much is a monthly mortgage payment in Batesburg-Leesville?
Based on the median home price of $233,000 with 20% down, the estimated monthly mortgage payment in Batesburg-Leesville is $1,215 for principal and interest. Including property taxes of $105/month, the total monthly housing cost is approximately $1,320.
What income do I need to buy a home in Batesburg-Leesville?
Using the 28% rule, you would need an annual income of approximately $56,571 to afford the median-priced home in Batesburg-Leesville at $233,000. The median household income in Batesburg-Leesville is $53,200. This means most households would need to either earn above the median or consider homes below $233,000.
Is Batesburg-Leesville a good place to buy a home in 2026?
Batesburg-Leesville offers a below-average cost of living with a cost of living index of 83.1 (national average = 100). The property tax rate in South Carolina is 0.54%, which is below the national average. Batesburg-Leesville has a population of 5,362 and offers a very affordable lifestyle.
Mortgage Rates in Other South Carolina Cities
Related Tools & Guides
Last updated: March 2026. Rates are approximate averages based on regional lending data for the Batesburg-Leesville, South Carolina area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.