Mortgage Rates in Bristol Township, Pennsylvania — March 2026
Updated March 2026 | Based on Bristol Township market data and regional lending conditions
Bristol Township is a growing city in Pennsylvania with a population of 54,280. The current 30-year fixed mortgage rate in Bristol Township is 6.84%, which is 0.19% above the national average. With a median home price of $223,000 and a 20% down payment of $44,600, homebuyers can expect a monthly principal and interest payment of approximately $1,168.
Current Mortgage Rates in Bristol Township, PA
Below are the current average mortgage rates available in the Bristol Township area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.84% | 6.65% | +0.19% |
| 15-Year Fixed | 6.07% | 5.89% | +0.18% |
| 5/1 ARM | 6.31% | 6.15% | +0.16% |
| FHA | 6.55% | 6.25% | +0.3% |
| VA | 6.3% | 6.05% | +0.25% |
| Jumbo | 7.09% | 6.85% | +0.24% |
Bristol Township Housing Market Overview
The Bristol Township housing market offers relatively affordable housing compared to many major cities. The median household income in Bristol Township is $62,100, and the cost of living index is 99.5 (national average = 100). Based on the 28% affordability rule, the median income in Bristol Township is sufficient to afford the median-priced home.
Monthly Payment Breakdown for Bristol Township
Based on the median home price of $223,000 with 20% down ($44,600), here is what you can expect to pay monthly in Bristol Township:
15-Year vs. 30-Year Mortgage in Bristol Township
Choosing a 15-year mortgage in Bristol Township at 6.07% instead of a 30-year at 6.84% would save you $148,320 in total interest over the life of the loan. However, your monthly payment would be $1,512 instead of $1,168 — an increase of $344 per month.
Calculate Your Bristol Township Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Bristol Township
What are the current mortgage rates in Bristol Township, PA?
As of March 2026, the average 30-year fixed mortgage rate in Bristol Township, Pennsylvania is 6.84%, while the 15-year fixed rate is 6.07%. FHA loans average 6.55% and VA loans 6.3%. These rates are 0.19% above the national average of 6.65%.
How much is a monthly mortgage payment in Bristol Township?
Based on the median home price of $223,000 with 20% down, the estimated monthly mortgage payment in Bristol Township is $1,168 for principal and interest. Including property taxes of $266/month, the total monthly housing cost is approximately $1,434.
What income do I need to buy a home in Bristol Township?
Using the 28% rule, you would need an annual income of approximately $61,457 to afford the median-priced home in Bristol Township at $223,000. The median household income in Bristol Township is $62,100. The median income is currently sufficient to meet this threshold.
Is Bristol Township a good place to buy a home in 2026?
Bristol Township offers a below-average cost of living with a cost of living index of 99.5 (national average = 100). The property tax rate in Pennsylvania is 1.43%, which is near the national average. Bristol Township has a population of 54,280 and offers a balanced lifestyle.
Mortgage Rates in Other Pennsylvania Cities
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Last updated: March 2026. Rates are approximate averages based on regional lending data for the Bristol Township, Pennsylvania area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.