Mortgage Rates in Buckley, Washington — March 2026
Updated March 2026 | Based on Buckley market data and regional lending conditions
Buckley is a growing city in Washington with a population of 5,230. The current 30-year fixed mortgage rate in Buckley is 6.72%, which is 0.07% above the national average. With a median home price of $509,000 and a 20% down payment of $101,800, homebuyers can expect a monthly principal and interest payment of approximately $2,633.
Current Mortgage Rates in Buckley, WA
Below are the current average mortgage rates available in the Buckley area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.72% | 6.65% | +0.07% |
| 15-Year Fixed | 5.96% | 5.89% | +0.07% |
| 5/1 ARM | 6.23% | 6.15% | +0.08% |
| FHA | 6.48% | 6.25% | +0.23% |
| VA | 6.23% | 6.05% | +0.18% |
| Jumbo | 6.97% | 6.85% | +0.12% |
Buckley Housing Market Overview
The Buckley housing market is competitive with prices well above the national median. The median household income in Buckley is $76,600, and the cost of living index is 115.2 (national average = 100). Based on the 28% affordability rule, you would need an income of approximately $129,043 to comfortably afford the median-priced home in Buckley, which exceeds the current median household income.
Monthly Payment Breakdown for Buckley
Based on the median home price of $509,000 with 20% down ($101,800), here is what you can expect to pay monthly in Buckley:
15-Year vs. 30-Year Mortgage in Buckley
Choosing a 15-year mortgage in Buckley at 5.96% instead of a 30-year at 6.72% would save you $331,020 in total interest over the life of the loan. However, your monthly payment would be $3,427 instead of $2,633 — an increase of $794 per month.
Calculate Your Buckley Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Buckley
What are the current mortgage rates in Buckley, WA?
As of March 2026, the average 30-year fixed mortgage rate in Buckley, Washington is 6.72%, while the 15-year fixed rate is 5.96%. FHA loans average 6.48% and VA loans 6.23%. These rates are 0.07% above the national average of 6.65%.
How much is a monthly mortgage payment in Buckley?
Based on the median home price of $509,000 with 20% down, the estimated monthly mortgage payment in Buckley is $2,633 for principal and interest. Including property taxes of $378/month, the total monthly housing cost is approximately $3,011.
What income do I need to buy a home in Buckley?
Using the 28% rule, you would need an annual income of approximately $129,043 to afford the median-priced home in Buckley at $509,000. The median household income in Buckley is $76,600. This means most households would need to either earn above the median or consider homes below $509,000.
Is Buckley a good place to buy a home in 2026?
Buckley has a moderate cost of living with a cost of living index of 115.2 (national average = 100). The property tax rate in Washington is 0.89%, which is near the national average. Buckley has a population of 5,230 and offers a balanced lifestyle.
Mortgage Rates in Other Washington Cities
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Last updated: March 2026. Rates are approximate averages based on regional lending data for the Buckley, Washington area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.