Mortgage Rates in Clewiston, Florida — March 2026
Updated March 2026 | Based on Clewiston market data and regional lending conditions
Clewiston is a growing city in Florida with a population of 7,542. The current 30-year fixed mortgage rate in Clewiston is 6.83%, which is 0.18% above the national average. With a median home price of $330,000 and a 20% down payment of $66,000, homebuyers can expect a monthly principal and interest payment of approximately $1,726.
Current Mortgage Rates in Clewiston, FL
Below are the current average mortgage rates available in the Clewiston area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.83% | 6.65% | +0.18% |
| 15-Year Fixed | 6.05% | 5.89% | +0.16% |
| 5/1 ARM | 6.3% | 6.15% | +0.15% |
| FHA | 6.54% | 6.25% | +0.29% |
| VA | 6.29% | 6.05% | +0.24% |
| Jumbo | 7.08% | 6.85% | +0.23% |
Clewiston Housing Market Overview
The Clewiston housing market reflects moderate demand with prices near the national average. The median household income in Clewiston is $50,900, and the cost of living index is 98.7 (national average = 100). Based on the 28% affordability rule, you would need an income of approximately $83,871 to comfortably afford the median-priced home in Clewiston, which exceeds the current median household income.
Monthly Payment Breakdown for Clewiston
Based on the median home price of $330,000 with 20% down ($66,000), here is what you can expect to pay monthly in Clewiston:
15-Year vs. 30-Year Mortgage in Clewiston
Choosing a 15-year mortgage in Clewiston at 6.05% instead of a 30-year at 6.83% would save you $219,060 in total interest over the life of the loan. However, your monthly payment would be $2,235 instead of $1,726 — an increase of $509 per month.
Calculate Your Clewiston Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Clewiston
What are the current mortgage rates in Clewiston, FL?
As of March 2026, the average 30-year fixed mortgage rate in Clewiston, Florida is 6.83%, while the 15-year fixed rate is 6.05%. FHA loans average 6.54% and VA loans 6.29%. These rates are 0.18% above the national average of 6.65%.
How much is a monthly mortgage payment in Clewiston?
Based on the median home price of $330,000 with 20% down, the estimated monthly mortgage payment in Clewiston is $1,726 for principal and interest. Including property taxes of $231/month, the total monthly housing cost is approximately $1,957.
What income do I need to buy a home in Clewiston?
Using the 28% rule, you would need an annual income of approximately $83,871 to afford the median-priced home in Clewiston at $330,000. The median household income in Clewiston is $50,900. This means most households would need to either earn above the median or consider homes below $330,000.
Is Clewiston a good place to buy a home in 2026?
Clewiston offers a below-average cost of living with a cost of living index of 98.7 (national average = 100). The property tax rate in Florida is 0.84%, which is near the national average. Clewiston has a population of 7,542 and offers a balanced lifestyle.
Mortgage Rates in Other Florida Cities
Related Tools & Guides
Last updated: March 2026. Rates are approximate averages based on regional lending data for the Clewiston, Florida area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.