Mortgage Rates in Dania Beach, Florida — March 2026
Updated March 2026 | Based on Dania Beach market data and regional lending conditions
Dania Beach is a growing city in Florida with a population of 31,723. The current 30-year fixed mortgage rate in Dania Beach is 6.77%, which is 0.12% above the national average. With a median home price of $349,000 and a 20% down payment of $69,800, homebuyers can expect a monthly principal and interest payment of approximately $1,815.
Current Mortgage Rates in Dania Beach, FL
Below are the current average mortgage rates available in the Dania Beach area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.77% | 6.65% | +0.12% |
| 15-Year Fixed | 6.01% | 5.89% | +0.12% |
| 5/1 ARM | 6.26% | 6.15% | +0.11% |
| FHA | 6.51% | 6.25% | +0.26% |
| VA | 6.26% | 6.05% | +0.21% |
| Jumbo | 7.02% | 6.85% | +0.17% |
Dania Beach Housing Market Overview
The Dania Beach housing market reflects moderate demand with prices near the national average. The median household income in Dania Beach is $56,500, and the cost of living index is 102.3 (national average = 100). Based on the 28% affordability rule, you would need an income of approximately $87,986 to comfortably afford the median-priced home in Dania Beach, which exceeds the current median household income.
Monthly Payment Breakdown for Dania Beach
Based on the median home price of $349,000 with 20% down ($69,800), here is what you can expect to pay monthly in Dania Beach:
15-Year vs. 30-Year Mortgage in Dania Beach
Choosing a 15-year mortgage in Dania Beach at 6.01% instead of a 30-year at 6.77% would save you $228,960 in total interest over the life of the loan. However, your monthly payment would be $2,358 instead of $1,815 — an increase of $543 per month.
Calculate Your Dania Beach Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Dania Beach
What are the current mortgage rates in Dania Beach, FL?
As of March 2026, the average 30-year fixed mortgage rate in Dania Beach, Florida is 6.77%, while the 15-year fixed rate is 6.01%. FHA loans average 6.51% and VA loans 6.26%. These rates are 0.12% above the national average of 6.65%.
How much is a monthly mortgage payment in Dania Beach?
Based on the median home price of $349,000 with 20% down, the estimated monthly mortgage payment in Dania Beach is $1,815 for principal and interest. Including property taxes of $238/month, the total monthly housing cost is approximately $2,053.
What income do I need to buy a home in Dania Beach?
Using the 28% rule, you would need an annual income of approximately $87,986 to afford the median-priced home in Dania Beach at $349,000. The median household income in Dania Beach is $56,500. This means most households would need to either earn above the median or consider homes below $349,000.
Is Dania Beach a good place to buy a home in 2026?
Dania Beach has a moderate cost of living with a cost of living index of 102.3 (national average = 100). The property tax rate in Florida is 0.82%, which is near the national average. Dania Beach has a population of 31,723 and offers a balanced lifestyle.
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Last updated: March 2026. Rates are approximate averages based on regional lending data for the Dania Beach, Florida area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.