Mortgage Rates in Haverford, Pennsylvania — March 2026
Updated March 2026 | Based on Haverford market data and regional lending conditions
Haverford is a growing city in Pennsylvania with a population of 49,084. The current 30-year fixed mortgage rate in Haverford is 6.85%, which is 0.2% above the national average. With a median home price of $218,000 and a 20% down payment of $43,600, homebuyers can expect a monthly principal and interest payment of approximately $1,143.
Current Mortgage Rates in Haverford, PA
Below are the current average mortgage rates available in the Haverford area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.85% | 6.65% | +0.2% |
| 15-Year Fixed | 6.07% | 5.89% | +0.18% |
| 5/1 ARM | 6.31% | 6.15% | +0.16% |
| FHA | 6.55% | 6.25% | +0.3% |
| VA | 6.3% | 6.05% | +0.25% |
| Jumbo | 7.1% | 6.85% | +0.25% |
Haverford Housing Market Overview
The Haverford housing market offers relatively affordable housing compared to many major cities. The median household income in Haverford is $57,800, and the cost of living index is 93.3 (national average = 100). Based on the 28% affordability rule, you would need an income of approximately $59,014 to comfortably afford the median-priced home in Haverford, which exceeds the current median household income.
Monthly Payment Breakdown for Haverford
Based on the median home price of $218,000 with 20% down ($43,600), here is what you can expect to pay monthly in Haverford:
15-Year vs. 30-Year Mortgage in Haverford
Choosing a 15-year mortgage in Haverford at 6.07% instead of a 30-year at 6.85% would save you $145,440 in total interest over the life of the loan. However, your monthly payment would be $1,478 instead of $1,143 — an increase of $335 per month.
Calculate Your Haverford Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Haverford
What are the current mortgage rates in Haverford, PA?
As of March 2026, the average 30-year fixed mortgage rate in Haverford, Pennsylvania is 6.85%, while the 15-year fixed rate is 6.07%. FHA loans average 6.55% and VA loans 6.3%. These rates are 0.2% above the national average of 6.65%.
How much is a monthly mortgage payment in Haverford?
Based on the median home price of $218,000 with 20% down, the estimated monthly mortgage payment in Haverford is $1,143 for principal and interest. Including property taxes of $234/month, the total monthly housing cost is approximately $1,377.
What income do I need to buy a home in Haverford?
Using the 28% rule, you would need an annual income of approximately $59,014 to afford the median-priced home in Haverford at $218,000. The median household income in Haverford is $57,800. This means most households would need to either earn above the median or consider homes below $218,000.
Is Haverford a good place to buy a home in 2026?
Haverford offers a below-average cost of living with a cost of living index of 93.3 (national average = 100). The property tax rate in Pennsylvania is 1.29%, which is near the national average. Haverford has a population of 49,084 and offers a very affordable lifestyle.
Mortgage Rates in Other Pennsylvania Cities
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Last updated: March 2026. Rates are approximate averages based on regional lending data for the Haverford, Pennsylvania area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.