Mortgage Rates in Lansdale, Pennsylvania — March 2026
Updated March 2026 | Based on Lansdale market data and regional lending conditions
Lansdale is a growing city in Pennsylvania with a population of 18,071. The current 30-year fixed mortgage rate in Lansdale is 6.67%, which is 0.02% above the national average. With a median home price of $201,000 and a 20% down payment of $40,200, homebuyers can expect a monthly principal and interest payment of approximately $1,034.
Current Mortgage Rates in Lansdale, PA
Below are the current average mortgage rates available in the Lansdale area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.67% | 6.65% | +0.02% |
| 15-Year Fixed | 5.92% | 5.89% | +0.03% |
| 5/1 ARM | 6.2% | 6.15% | +0.05% |
| FHA | 6.46% | 6.25% | +0.21% |
| VA | 6.21% | 6.05% | +0.16% |
| Jumbo | 6.92% | 6.85% | +0.07% |
Lansdale Housing Market Overview
The Lansdale housing market offers relatively affordable housing compared to many major cities. The median household income in Lansdale is $62,200, and the cost of living index is 95.4 (national average = 100). Based on the 28% affordability rule, the median income in Lansdale is sufficient to afford the median-priced home.
Monthly Payment Breakdown for Lansdale
Based on the median home price of $201,000 with 20% down ($40,200), here is what you can expect to pay monthly in Lansdale:
15-Year vs. 30-Year Mortgage in Lansdale
Choosing a 15-year mortgage in Lansdale at 5.92% instead of a 30-year at 6.67% would save you $129,240 in total interest over the life of the loan. However, your monthly payment would be $1,350 instead of $1,034 — an increase of $316 per month.
Calculate Your Lansdale Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Lansdale
What are the current mortgage rates in Lansdale, PA?
As of March 2026, the average 30-year fixed mortgage rate in Lansdale, Pennsylvania is 6.67%, while the 15-year fixed rate is 5.92%. FHA loans average 6.46% and VA loans 6.21%. These rates are 0.02% above the national average of 6.65%.
How much is a monthly mortgage payment in Lansdale?
Based on the median home price of $201,000 with 20% down, the estimated monthly mortgage payment in Lansdale is $1,034 for principal and interest. Including property taxes of $219/month, the total monthly housing cost is approximately $1,253.
What income do I need to buy a home in Lansdale?
Using the 28% rule, you would need an annual income of approximately $53,700 to afford the median-priced home in Lansdale at $201,000. The median household income in Lansdale is $62,200. The median income is currently sufficient to meet this threshold.
Is Lansdale a good place to buy a home in 2026?
Lansdale offers a below-average cost of living with a cost of living index of 95.4 (national average = 100). The property tax rate in Pennsylvania is 1.31%, which is near the national average. Lansdale has a population of 18,071 and offers a balanced lifestyle.
Mortgage Rates in Other Pennsylvania Cities
Related Tools & Guides
Last updated: March 2026. Rates are approximate averages based on regional lending data for the Lansdale, Pennsylvania area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.