Mortgage Rates in League City, Texas — March 2026
Updated March 2026 | Based on League City market data and regional lending conditions
League City is a growing city in Texas with a population of 115,517. The current 30-year fixed mortgage rate in League City is 6.7%, which is 0.05% above the national average. With a median home price of $345,000 and a 20% down payment of $69,000, homebuyers can expect a monthly principal and interest payment of approximately $1,781.
Current Mortgage Rates in League City, TX
Below are the current average mortgage rates available in the League City area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.7% | 6.65% | +0.05% |
| 15-Year Fixed | 5.94% | 5.89% | +0.05% |
| 5/1 ARM | 6.2% | 6.15% | +0.05% |
| FHA | 6.3% | 6.25% | +0.05% |
| VA | 6.1% | 6.05% | +0.05% |
| Jumbo | 6.9% | 6.85% | +0.05% |
League City Housing Market Overview
The League City housing market reflects moderate demand with prices near the national average. The median household income in League City is $102,250, and the cost of living index is 95.5 (national average = 100). Based on the 28% affordability rule, the median income in League City is sufficient to afford the median-priced home.
Monthly Payment Breakdown for League City
Based on the median home price of $345,000 with 20% down ($69,000), here is what you can expect to pay monthly in League City:
15-Year vs. 30-Year Mortgage in League City
Choosing a 15-year mortgage in League City at 5.94% instead of a 30-year at 6.7% would save you $223,560 in total interest over the life of the loan. However, your monthly payment would be $2,320 instead of $1,781 — an increase of $539 per month.
Calculate Your League City Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in League City
What are the current mortgage rates in League City, TX?
As of March 2026, the average 30-year fixed mortgage rate in League City, Texas is 6.7%, while the 15-year fixed rate is 5.94%. FHA loans average 6.3% and VA loans 6.1%. These rates are 0.05% above the national average of 6.65%.
How much is a monthly mortgage payment in League City?
Based on the median home price of $345,000 with 20% down, the estimated monthly mortgage payment in League City is $1,781 for principal and interest. Including property taxes of $518/month, the total monthly housing cost is approximately $2,299.
What income do I need to buy a home in League City?
Using the 28% rule, you would need an annual income of approximately $98,529 to afford the median-priced home in League City at $345,000. The median household income in League City is $102,250. The median income is currently sufficient to meet this threshold.
Is League City a good place to buy a home in 2026?
League City offers a below-average cost of living with a cost of living index of 95.5 (national average = 100). The property tax rate in Texas is 1.8%, which is above the national average. League City has a population of 115,517 and offers a balanced lifestyle.
Mortgage Rates in Other Texas Cities
Related Tools & Guides
Last updated: March 2026. Rates are approximate averages based on regional lending data for the League City, Texas area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.