Mortgage Rates in Leavenworth, Washington — March 2026
Updated March 2026 | Based on Leavenworth market data and regional lending conditions
Leavenworth is a growing city in Washington with a population of 2,112. The current 30-year fixed mortgage rate in Leavenworth is 6.47%, which is 0.18% below the national average. With a median home price of $565,000 and a 20% down payment of $113,000, homebuyers can expect a monthly principal and interest payment of approximately $2,848.
Current Mortgage Rates in Leavenworth, WA
Below are the current average mortgage rates available in the Leavenworth area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.47% | 6.65% | -0.18% |
| 15-Year Fixed | 5.71% | 5.89% | -0.18% |
| 5/1 ARM | 5.97% | 6.15% | -0.18% |
| FHA | 6.07% | 6.25% | -0.18% |
| VA | 5.87% | 6.05% | -0.18% |
| Jumbo | 6.67% | 6.85% | -0.18% |
Leavenworth Housing Market Overview
The Leavenworth housing market is competitive with prices well above the national median. The median household income in Leavenworth is $48,000, and the cost of living index is 115 (national average = 100). Based on the 28% affordability rule, you would need an income of approximately $142,243 to comfortably afford the median-priced home in Leavenworth, which exceeds the current median household income.
Monthly Payment Breakdown for Leavenworth
Based on the median home price of $565,000 with 20% down ($113,000), here is what you can expect to pay monthly in Leavenworth:
15-Year vs. 30-Year Mortgage in Leavenworth
Choosing a 15-year mortgage in Leavenworth at 5.71% instead of a 30-year at 6.47% would save you $351,360 in total interest over the life of the loan. However, your monthly payment would be $3,744 instead of $2,848 — an increase of $896 per month.
Calculate Your Leavenworth Mortgage Payment
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Open Free CalculatorFrequently Asked Questions About Mortgages in Leavenworth
What are the current mortgage rates in Leavenworth, WA?
As of March 2026, the average 30-year fixed mortgage rate in Leavenworth, Washington is 6.47%, while the 15-year fixed rate is 5.71%. FHA loans average 6.07% and VA loans 5.87%. These rates are 0.18% below the national average of 6.65%.
How much is a monthly mortgage payment in Leavenworth?
Based on the median home price of $565,000 with 20% down, the estimated monthly mortgage payment in Leavenworth is $2,848 for principal and interest. Including property taxes of $471/month, the total monthly housing cost is approximately $3,319.
What income do I need to buy a home in Leavenworth?
Using the 28% rule, you would need an annual income of approximately $142,243 to afford the median-priced home in Leavenworth at $565,000. The median household income in Leavenworth is $48,000. This means most households would need to either earn above the median or consider homes below $565,000.
Is Leavenworth a good place to buy a home in 2026?
Leavenworth has a moderate cost of living with a cost of living index of 115 (national average = 100). The property tax rate in Washington is 1%, which is near the national average. Leavenworth has a population of 2,112 and offers a balanced lifestyle.
Mortgage Rates in Other Washington Cities
Related Tools & Guides
Last updated: March 2026. Rates are approximate averages based on regional lending data for the Leavenworth, Washington area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.