Mortgage Rates in Longview, Washington — March 2026
Updated March 2026 | Based on Longview market data and regional lending conditions
Longview is a growing city in Washington with a population of 39,958. The current 30-year fixed mortgage rate in Longview is 6.49%, which is 0.16% below the national average. With a median home price of $325,000 and a 20% down payment of $65,000, homebuyers can expect a monthly principal and interest payment of approximately $1,641.
Current Mortgage Rates in Longview, WA
Below are the current average mortgage rates available in the Longview area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.49% | 6.65% | -0.16% |
| 15-Year Fixed | 5.73% | 5.89% | -0.16% |
| 5/1 ARM | 5.99% | 6.15% | -0.16% |
| FHA | 6.09% | 6.25% | -0.16% |
| VA | 5.89% | 6.05% | -0.16% |
| Jumbo | 6.69% | 6.85% | -0.16% |
Longview Housing Market Overview
The Longview housing market reflects moderate demand with prices near the national average. The median household income in Longview is $42,000, and the cost of living index is 98 (national average = 100). Based on the 28% affordability rule, you would need an income of approximately $81,686 to comfortably afford the median-priced home in Longview, which exceeds the current median household income.
Monthly Payment Breakdown for Longview
Based on the median home price of $325,000 with 20% down ($65,000), here is what you can expect to pay monthly in Longview:
15-Year vs. 30-Year Mortgage in Longview
Choosing a 15-year mortgage in Longview at 5.73% instead of a 30-year at 6.49% would save you $202,680 in total interest over the life of the loan. However, your monthly payment would be $2,156 instead of $1,641 — an increase of $515 per month.
Calculate Your Longview Mortgage Payment
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Open Free CalculatorFrequently Asked Questions About Mortgages in Longview
What are the current mortgage rates in Longview, WA?
As of March 2026, the average 30-year fixed mortgage rate in Longview, Washington is 6.49%, while the 15-year fixed rate is 5.73%. FHA loans average 6.09% and VA loans 5.89%. These rates are 0.16% below the national average of 6.65%.
How much is a monthly mortgage payment in Longview?
Based on the median home price of $325,000 with 20% down, the estimated monthly mortgage payment in Longview is $1,641 for principal and interest. Including property taxes of $265/month, the total monthly housing cost is approximately $1,906.
What income do I need to buy a home in Longview?
Using the 28% rule, you would need an annual income of approximately $81,686 to afford the median-priced home in Longview at $325,000. The median household income in Longview is $42,000. This means most households would need to either earn above the median or consider homes below $325,000.
Is Longview a good place to buy a home in 2026?
Longview offers a below-average cost of living with a cost of living index of 98 (national average = 100). The property tax rate in Washington is 0.98%, which is near the national average. Longview has a population of 39,958 and offers a balanced lifestyle.
Mortgage Rates in Other Washington Cities
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Last updated: March 2026. Rates are approximate averages based on regional lending data for the Longview, Washington area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.