Mortgage Rates in Marysville, Washington — March 2026
Updated March 2026 | Based on Marysville market data and regional lending conditions
Marysville is a growing city in Washington with a population of 69,985. The current 30-year fixed mortgage rate in Marysville is 6.66%, which is 0.01% above the national average. With a median home price of $586,000 and a 20% down payment of $117,200, homebuyers can expect a monthly principal and interest payment of approximately $3,013.
Current Mortgage Rates in Marysville, WA
Below are the current average mortgage rates available in the Marysville area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.66% | 6.65% | +0.01% |
| 15-Year Fixed | 5.92% | 5.89% | +0.03% |
| 5/1 ARM | 6.19% | 6.15% | +0.04% |
| FHA | 6.45% | 6.25% | +0.2% |
| VA | 6.2% | 6.05% | +0.15% |
| Jumbo | 6.91% | 6.85% | +0.06% |
Marysville Housing Market Overview
The Marysville housing market is competitive with prices well above the national median. The median household income in Marysville is $70,100, and the cost of living index is 108.2 (national average = 100). Based on the 28% affordability rule, you would need an income of approximately $148,800 to comfortably afford the median-priced home in Marysville, which exceeds the current median household income.
Monthly Payment Breakdown for Marysville
Based on the median home price of $586,000 with 20% down ($117,200), here is what you can expect to pay monthly in Marysville:
15-Year vs. 30-Year Mortgage in Marysville
Choosing a 15-year mortgage in Marysville at 5.92% instead of a 30-year at 6.66% would save you $376,200 in total interest over the life of the loan. However, your monthly payment would be $3,936 instead of $3,013 — an increase of $923 per month.
Calculate Your Marysville Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Marysville
What are the current mortgage rates in Marysville, WA?
As of March 2026, the average 30-year fixed mortgage rate in Marysville, Washington is 6.66%, while the 15-year fixed rate is 5.92%. FHA loans average 6.45% and VA loans 6.2%. These rates are 0.01% above the national average of 6.65%.
How much is a monthly mortgage payment in Marysville?
Based on the median home price of $586,000 with 20% down, the estimated monthly mortgage payment in Marysville is $3,013 for principal and interest. Including property taxes of $459/month, the total monthly housing cost is approximately $3,472.
What income do I need to buy a home in Marysville?
Using the 28% rule, you would need an annual income of approximately $148,800 to afford the median-priced home in Marysville at $586,000. The median household income in Marysville is $70,100. This means most households would need to either earn above the median or consider homes below $586,000.
Is Marysville a good place to buy a home in 2026?
Marysville has a moderate cost of living with a cost of living index of 108.2 (national average = 100). The property tax rate in Washington is 0.94%, which is near the national average. Marysville has a population of 69,985 and offers a balanced lifestyle.
Mortgage Rates in Other Washington Cities
Related Tools & Guides
Last updated: March 2026. Rates are approximate averages based on regional lending data for the Marysville, Washington area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.