Mortgage Rates in Radnor, Pennsylvania — March 2026
Updated March 2026 | Based on Radnor market data and regional lending conditions
Radnor is a growing city in Pennsylvania with a population of 31,531. The current 30-year fixed mortgage rate in Radnor is 6.87%, which is 0.22% above the national average. With a median home price of $209,000 and a 20% down payment of $41,800, homebuyers can expect a monthly principal and interest payment of approximately $1,098.
Current Mortgage Rates in Radnor, PA
Below are the current average mortgage rates available in the Radnor area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.87% | 6.65% | +0.22% |
| 15-Year Fixed | 6.08% | 5.89% | +0.19% |
| 5/1 ARM | 6.32% | 6.15% | +0.17% |
| FHA | 6.56% | 6.25% | +0.31% |
| VA | 6.31% | 6.05% | +0.26% |
| Jumbo | 7.12% | 6.85% | +0.27% |
Radnor Housing Market Overview
The Radnor housing market offers relatively affordable housing compared to many major cities. The median household income in Radnor is $66,500, and the cost of living index is 98.8 (national average = 100). Based on the 28% affordability rule, the median income in Radnor is sufficient to afford the median-priced home.
Monthly Payment Breakdown for Radnor
Based on the median home price of $209,000 with 20% down ($41,800), here is what you can expect to pay monthly in Radnor:
15-Year vs. 30-Year Mortgage in Radnor
Choosing a 15-year mortgage in Radnor at 6.08% instead of a 30-year at 6.87% would save you $140,040 in total interest over the life of the loan. However, your monthly payment would be $1,418 instead of $1,098 — an increase of $320 per month.
Calculate Your Radnor Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Radnor
What are the current mortgage rates in Radnor, PA?
As of March 2026, the average 30-year fixed mortgage rate in Radnor, Pennsylvania is 6.87%, while the 15-year fixed rate is 6.08%. FHA loans average 6.56% and VA loans 6.31%. These rates are 0.22% above the national average of 6.65%.
How much is a monthly mortgage payment in Radnor?
Based on the median home price of $209,000 with 20% down, the estimated monthly mortgage payment in Radnor is $1,098 for principal and interest. Including property taxes of $228/month, the total monthly housing cost is approximately $1,326.
What income do I need to buy a home in Radnor?
Using the 28% rule, you would need an annual income of approximately $56,829 to afford the median-priced home in Radnor at $209,000. The median household income in Radnor is $66,500. The median income is currently sufficient to meet this threshold.
Is Radnor a good place to buy a home in 2026?
Radnor offers a below-average cost of living with a cost of living index of 98.8 (national average = 100). The property tax rate in Pennsylvania is 1.31%, which is near the national average. Radnor has a population of 31,531 and offers a balanced lifestyle.
Mortgage Rates in Other Pennsylvania Cities
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Last updated: March 2026. Rates are approximate averages based on regional lending data for the Radnor, Pennsylvania area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.