Mortgage Rates in Travelers Rest, South Carolina — March 2026
Updated March 2026 | Based on Travelers Rest market data and regional lending conditions
Travelers Rest is a growing city in South Carolina with a population of 7,880. The current 30-year fixed mortgage rate in Travelers Rest is 6.65%, which is at the national average. With a median home price of $206,000 and a 20% down payment of $41,200, homebuyers can expect a monthly principal and interest payment of approximately $1,058.
Current Mortgage Rates in Travelers Rest, SC
Below are the current average mortgage rates available in the Travelers Rest area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.65% | 6.65% | 0% |
| 15-Year Fixed | 5.91% | 5.89% | +0.02% |
| 5/1 ARM | 6.19% | 6.15% | +0.04% |
| FHA | 6.45% | 6.25% | +0.2% |
| VA | 6.2% | 6.05% | +0.15% |
| Jumbo | 6.9% | 6.85% | +0.05% |
Travelers Rest Housing Market Overview
The Travelers Rest housing market offers relatively affordable housing compared to many major cities. The median household income in Travelers Rest is $46,700, and the cost of living index is 91.2 (national average = 100). Based on the 28% affordability rule, you would need an income of approximately $49,457 to comfortably afford the median-priced home in Travelers Rest, which exceeds the current median household income.
Monthly Payment Breakdown for Travelers Rest
Based on the median home price of $206,000 with 20% down ($41,200), here is what you can expect to pay monthly in Travelers Rest:
15-Year vs. 30-Year Mortgage in Travelers Rest
Choosing a 15-year mortgage in Travelers Rest at 5.91% instead of a 30-year at 6.65% would save you $131,940 in total interest over the life of the loan. However, your monthly payment would be $1,383 instead of $1,058 — an increase of $325 per month.
Calculate Your Travelers Rest Mortgage Payment
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Open Free CalculatorFrequently Asked Questions About Mortgages in Travelers Rest
What are the current mortgage rates in Travelers Rest, SC?
As of March 2026, the average 30-year fixed mortgage rate in Travelers Rest, South Carolina is 6.65%, while the 15-year fixed rate is 5.91%. FHA loans average 6.45% and VA loans 6.2%. These rates are at the national average of 6.65%.
How much is a monthly mortgage payment in Travelers Rest?
Based on the median home price of $206,000 with 20% down, the estimated monthly mortgage payment in Travelers Rest is $1,058 for principal and interest. Including property taxes of $96/month, the total monthly housing cost is approximately $1,154.
What income do I need to buy a home in Travelers Rest?
Using the 28% rule, you would need an annual income of approximately $49,457 to afford the median-priced home in Travelers Rest at $206,000. The median household income in Travelers Rest is $46,700. This means most households would need to either earn above the median or consider homes below $206,000.
Is Travelers Rest a good place to buy a home in 2026?
Travelers Rest offers a below-average cost of living with a cost of living index of 91.2 (national average = 100). The property tax rate in South Carolina is 0.56%, which is below the national average. Travelers Rest has a population of 7,880 and offers a very affordable lifestyle.
Mortgage Rates in Other South Carolina Cities
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Last updated: March 2026. Rates are approximate averages based on regional lending data for the Travelers Rest, South Carolina area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.