Mortgage Rates in Tysons, Virginia — March 2026
Updated March 2026 | Based on Tysons market data and regional lending conditions
Tysons is a growing city in Virginia with a population of 25,226. The current 30-year fixed mortgage rate in Tysons is 6.65%, which is at the national average. With a median home price of $312,000 and a 20% down payment of $62,400, homebuyers can expect a monthly principal and interest payment of approximately $1,602.
Current Mortgage Rates in Tysons, VA
Below are the current average mortgage rates available in the Tysons area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.65% | 6.65% | 0% |
| 15-Year Fixed | 5.91% | 5.89% | +0.02% |
| 5/1 ARM | 6.19% | 6.15% | +0.04% |
| FHA | 6.45% | 6.25% | +0.2% |
| VA | 6.2% | 6.05% | +0.15% |
| Jumbo | 6.9% | 6.85% | +0.05% |
Tysons Housing Market Overview
The Tysons housing market reflects moderate demand with prices near the national average. The median household income in Tysons is $74,700, and the cost of living index is 94.4 (national average = 100). Based on the 28% affordability rule, you would need an income of approximately $77,357 to comfortably afford the median-priced home in Tysons, which exceeds the current median household income.
Monthly Payment Breakdown for Tysons
Based on the median home price of $312,000 with 20% down ($62,400), here is what you can expect to pay monthly in Tysons:
15-Year vs. 30-Year Mortgage in Tysons
Choosing a 15-year mortgage in Tysons at 5.91% instead of a 30-year at 6.65% would save you $199,800 in total interest over the life of the loan. However, your monthly payment would be $2,094 instead of $1,602 — an increase of $492 per month.
Calculate Your Tysons Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Tysons
What are the current mortgage rates in Tysons, VA?
As of March 2026, the average 30-year fixed mortgage rate in Tysons, Virginia is 6.65%, while the 15-year fixed rate is 5.91%. FHA loans average 6.45% and VA loans 6.2%. These rates are at the national average of 6.65%.
How much is a monthly mortgage payment in Tysons?
Based on the median home price of $312,000 with 20% down, the estimated monthly mortgage payment in Tysons is $1,602 for principal and interest. Including property taxes of $203/month, the total monthly housing cost is approximately $1,805.
What income do I need to buy a home in Tysons?
Using the 28% rule, you would need an annual income of approximately $77,357 to afford the median-priced home in Tysons at $312,000. The median household income in Tysons is $74,700. This means most households would need to either earn above the median or consider homes below $312,000.
Is Tysons a good place to buy a home in 2026?
Tysons offers a below-average cost of living with a cost of living index of 94.4 (national average = 100). The property tax rate in Virginia is 0.78%, which is below the national average. Tysons has a population of 25,226 and offers a very affordable lifestyle.
Mortgage Rates in Other Virginia Cities
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Last updated: March 2026. Rates are approximate averages based on regional lending data for the Tysons, Virginia area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.