Home Values in Caldwell, Idaho — 2026 Market Report
Updated March 2026 | Balanced Market | +9.8% YoY
The median home value in Caldwell, Idaho is $335,000 as of March 2026, which is below the national median of $400,000. Home values in Caldwell have increased by 9.8% over the past year and 59.6% over the last five years. With a population of 61,596 and a median household income of $48,250, the price-to-income ratio stands at 6.9x, making Caldwell affordable for the average household.
Caldwell Housing Market Conditions
| Metric | Caldwell | National Avg |
|---|---|---|
| Median Home Value | $335,000 | $400,000 |
| YoY Appreciation | +9.8% | +3.8% |
| 5-Year Appreciation | +59.6% | +22.4% |
| Price per Sq Ft | $111 | $222 |
| Days on Market | 32 days | 45 days |
| Months of Supply | 4.5 | 3.5 |
| List-to-Sale Ratio | 97.1% | 98.5% |
| Monthly Homes Sold | 50 | — |
| Foreclosure Rate | 0.63% | 0.3% |
Home Value Trends in Caldwell
A homeowner who purchased at the median price of $209,900 five years ago in Caldwell would have gained approximately $125,100 in equity, representing a 59.6% return on investment. Over the past year alone, the typical homeowner gained $29,900 in home equity.
Affordability in Caldwell, ID
With a median household income of $48,250 and a median home price of $335,000, the price-to-income ratio in Caldwell is 6.9x. A ratio below 3x is generally considered affordable, while above 5x indicates significant affordability challenges. The average monthly rent of $2,645 compared to estimated monthly ownership costs of $1,785 gives a rent-vs-buy ratio of 0.67. In Caldwell, buying is currently competitive with renting when factoring in equity accumulation.
Property Taxes in Caldwell
The effective property tax rate in Idaho is 0.69%. On a home valued at $335,000, the estimated annual property tax bill is $2,311, or approximately $193/month. Property taxes are an important factor in the total cost of homeownership and can significantly impact affordability. The cost of living index in Caldwell is 90.5 (100 = national average), indicating living costs are below the national average.
Calculate Your Mortgage Payment in Caldwell
Use our free calculator to estimate monthly payments for a $335,000 home
Open Mortgage CalculatorFrequently Asked Questions
What is the median home value in Caldwell, ID?
The median home value in Caldwell, Idaho is $335,000 as of March 2026. Home values have changed +9.8% over the past year, with a 5-year appreciation of 59.6%.
Is Caldwell a buyer's or seller's market?
Caldwell is currently a balanced market with 4.5 months of housing supply. Homes spend an average of 32 days on market, and the list-to-sale price ratio is 97.1%. Supply and demand are relatively balanced.
Are home values going up in Caldwell?
Yes, home values in Caldwell have increased by 9.8% over the past year. The 5-year appreciation rate is 59.6%, meaning a home worth $209,900 five years ago is now worth $335,000.
Is it better to rent or buy in Caldwell?
The average monthly rent in Caldwell is $2,645, while estimated monthly homeownership costs are approximately $1,785. The price-to-rent ratio is 10.6. Based on current conditions, buying may be more cost-effective than renting in this market.
Home Values in Other Idaho Cities
Related Resources
Disclaimer: Home value data for Caldwell, Idaho is based on publicly available market data and estimates. Actual home values may vary based on property condition, location within the city, and current market conditions. Data is updated regularly but may not reflect the most recent transactions. Last updated: March 2026.