Home Values in Nampa, Idaho — 2026 Market Report
Updated March 2026 | Buyer's Market | +8.7% YoY
The median home value in Nampa, Idaho is $365,000 as of March 2026, which is near the national median of $400,000. Home values in Nampa have increased by 8.7% over the past year and 51.8% over the last five years. With a population of 100,200 and a median household income of $52,250, the price-to-income ratio stands at 7.0x, making Nampa affordable for the average household.
Nampa Housing Market Conditions
| Metric | Nampa | National Avg |
|---|---|---|
| Median Home Value | $365,000 | $400,000 |
| YoY Appreciation | +8.7% | +3.8% |
| 5-Year Appreciation | +51.8% | +22.4% |
| Price per Sq Ft | $150 | $222 |
| Days on Market | 27 days | 45 days |
| Months of Supply | 5.3 | 3.5 |
| List-to-Sale Ratio | 101% | 98.5% |
| Monthly Homes Sold | 57 | — |
| Foreclosure Rate | 0.76% | 0.3% |
Home Value Trends in Nampa
A homeowner who purchased at the median price of $240,448 five years ago in Nampa would have gained approximately $124,552 in equity, representing a 51.8% return on investment. Over the past year alone, the typical homeowner gained $29,213 in home equity.
Affordability in Nampa, ID
With a median household income of $52,250 and a median home price of $365,000, the price-to-income ratio in Nampa is 7.0x. A ratio below 3x is generally considered affordable, while above 5x indicates significant affordability challenges. The average monthly rent of $2,634 compared to estimated monthly ownership costs of $1,944 gives a rent-vs-buy ratio of 0.74. In Nampa, buying is currently competitive with renting when factoring in equity accumulation.
Property Taxes in Nampa
The effective property tax rate in Idaho is 0.69%. On a home valued at $365,000, the estimated annual property tax bill is $2,518, or approximately $210/month. Property taxes are an important factor in the total cost of homeownership and can significantly impact affordability. The cost of living index in Nampa is 93.5 (100 = national average), indicating living costs are below the national average.
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Open Mortgage CalculatorFrequently Asked Questions
What is the median home value in Nampa, ID?
The median home value in Nampa, Idaho is $365,000 as of March 2026. Home values have changed +8.7% over the past year, with a 5-year appreciation of 51.8%.
Is Nampa a buyer's or seller's market?
Nampa is currently a buyer's market with 5.3 months of housing supply. Homes spend an average of 27 days on market, and the list-to-sale price ratio is 101%. Higher inventory gives buyers more negotiating power.
Are home values going up in Nampa?
Yes, home values in Nampa have increased by 8.7% over the past year. The 5-year appreciation rate is 51.8%, meaning a home worth $240,448 five years ago is now worth $365,000.
Is it better to rent or buy in Nampa?
The average monthly rent in Nampa is $2,634, while estimated monthly homeownership costs are approximately $1,944. The price-to-rent ratio is 11.5. Based on current conditions, buying may be more cost-effective than renting in this market.
Home Values in Other Idaho Cities
Related Resources
Disclaimer: Home value data for Nampa, Idaho is based on publicly available market data and estimates. Actual home values may vary based on property condition, location within the city, and current market conditions. Data is updated regularly but may not reflect the most recent transactions. Last updated: March 2026.